HOW TO GET IPHONE 16 PRO IN BEST PRICE

[aviator0123]

Hey everyone,I need your guidance in purchasing IPHONE 16 PRO 128gb
INDIA
Mrp here is 1,20,000 with bank discount(axis,icici,amex) we can get it for 1,15,000 this is the usual deal everyone gets in APPLE INDIA WEBSITE.
There are some pro looter(saw post on X)who claimed Gst + BANK DISCOUNTS in one single transaction and also No cost emi interest to.

When I am trying to do the same
I am getting the below error gst can’t be claimed along with BANK DISCOUNTS and EMI.
If gst works I can get 17,500 back as gst which makes iphone price 1,20,000-5000-17,500=97,500 (if ncemi trick works then I can less another 14K odd)

Please share your experience and tricks for the same.
Did anybody face this GST issue please let me know.

DUBAI or SOUTHEAST ASIA COUNTRIES
We can get 16 pro 128gb at 3850 AED (85K INR ODD) (Anyone purchased from dubai share your inputs)
Same applies to malaysia and thailand maybe
If at all anyone purchased from the above countries kindly share prices,shop name and payment method.

 

[NeerajNegi]

Japan 80k around

 

[aviator0123]

Japan 80k around

Japan is out of my circle
I can’t easily go via trip or get one from japan.
I can easily go and get it some friend via dubai,thailand and Malaysia.

 

[NeerajNegi]

Japan is out of my circle
I can’t easily go via trip or get one from japan.
I can easily go and get it some friend via dubai,thailand and Malaysia.

The cheapest you will get at Japan only 🙂 I had good time there bring for my family

 

[aviator0123]

The cheapest you will get at Japan only 🙂 I had good time there bring for my family

I should search for friend travelling to japan now.
I can’t go to japan coz tickets alone are gonna cost me a bomb.

 

[cardnoob24]

Hey everyone,I need your guidance in purchasing IPHONE 16 PRO 128gb
INDIA
Mrp here is 1,20,000 with bank discount(axis,icici,amex) we can get it for 1,15,000 this is the usual deal everyone gets in APPLE INDIA WEBSITE.
There are some pro looter(saw post on X)who claimed Gst + BANK DISCOUNTS in one single transaction and also No cost emi interest to.

When I am trying to do the same
I am getting the below error gst can’t be claimed along with BANK DISCOUNTS and EMI.
If gst works I can get 17,500 back as gst which makes iphone price 1,20,000-5000-17,500=97,500 (if ncemi trick works then I can less another 14K odd)

Please share your experience and tricks for the same.
Did anybody face this GST issue please let me know.

DUBAI or SOUTHEAST ASIA COUNTRIES
We can get 16 pro 128gb at 3850 AED (85K INR ODD) (Anyone purchased from dubai share your inputs)
Same applies to malaysia and thailand maybe
If at all anyone purchased from the above countries kindly share prices,shop name and payment method.

My Experience Buying iPhone 15 Pro Max

I recently purchased the iPhone 15 Pro Max and had a seamless experience. I'd like to share my tips to help you get the best deal.

Avoid Apple Website

Skip the Apple website, as they tend to overcharge. Instead, visit TATA Croma offline stores for better pricing.

Tips for Buying at TATA Croma:
1. Ask for the final price without any additional costs.
2. Decline extended warranty and insurance offers.
3. Request the "naked price" for the selected model.
4. Consider using ICICI Credit Card offers for benefits.
5. Business GST Benefit: If you're a business owner, don't forget to ask about GST invoicing at Croma stores. You can claim GST input credit, reducing your taxable amount.

ICICI CC Offer:

With ICICI CC, I availed the 24-month no-cost EMI option. Here's the breakdown:
• 75% of the price (approx. ₹1,13,000) split into 24 EMIs.
• 25% of the price (approx. ₹37,000) paid in one shot (with buyback option after 25 EMIs).
• Cashback: approximately ₹12,800, making it a no-cost EMI.

Additional Benefits for Tata Customers:
• If you hold a Tata Neu Card or Tata Neu Account, you'll earn additional Tata Neu points.

Key Takeaways:
• Visit TATA Croma offline stores for better pricing.
• Be mindful of additional costs and decline unnecessary offers.
• Leverage ICICI CC benefits for no-cost EMI and cashback.
• Claim GST input credit (if eligible) for business purposes.

Additional Tips for Business Owners:
• Ensure you have a valid GST number.
• Ask Croma staff to generate a GST invoice.
• Claim input credit to reduce your taxable amount.

By following these tips, you can get the best deal on your iPhone purchase!


REF- https://www.icicibank.com/offers/iphone-credit-card-offer

 

[aviator0123]

My Experience Buying iPhone 15 Pro Max

I recently purchased the iPhone 15 Pro Max and had a seamless experience. I'd like to share my tips to help you get the best deal.

Avoid Apple Website

Skip the Apple website, as they tend to overcharge. Instead, visit TATA Croma offline stores for better pricing.

Tips for Buying at TATA Croma:
1. Ask for the final price without any additional costs.
2. Decline extended warranty and insurance offers.
3. Request the "naked price" for the selected model.
4. Consider using ICICI Credit Card offers for benefits.
5. Business GST Benefit: If you're a business owner, don't forget to ask about GST invoicing at Croma stores. You can claim GST input credit, reducing your taxable amount.

ICICI CC Offer:

With ICICI CC, I availed the 24-month no-cost EMI option. Here's the breakdown:
• 75% of the price (approx. ₹1,13,000) split into 24 EMIs.
• 25% of the price (approx. ₹37,000) paid in one shot (with buyback option after 25 EMIs).
• Cashback: approximately ₹12,800, making it a no-cost EMI.

Additional Benefits for Tata Customers:
• If you hold a Tata Neu Card or Tata Neu Account, you'll earn additional Tata Neu points.

Key Takeaways:
• Visit TATA Croma offline stores for better pricing.
• Be mindful of additional costs and decline unnecessary offers.
• Leverage ICICI CC benefits for no-cost EMI and cashback.
• Claim GST input credit (if eligible) for business purposes.

Additional Tips for Business Owners:
• Ensure you have a valid GST number.
• Ask Croma staff to generate a GST invoice.
• Claim input credit to reduce your taxable amount.

By following these tips, you can get the best deal on your iPhone purchase!


REF- https://www.icicibank.com/offers/iphone-credit-card-offer

That’s really great info.
Thanks
Check your Dm

 

[MVC]

Hey everyone,I need your guidance in purchasing IPHONE 16 PRO 128gb
INDIA
Mrp here is 1,20,000 with bank discount(axis,icici,amex) we can get it for 1,15,000 this is the usual deal everyone gets in APPLE INDIA WEBSITE.
There are some pro looter(saw post on X)who claimed Gst + BANK DISCOUNTS in one single transaction and also No cost emi interest to.

When I am trying to do the same
I am getting the below error gst can’t be claimed along with BANK DISCOUNTS and EMI.
If gst works I can get 17,500 back as gst which makes iphone price 1,20,000-5000-17,500=97,500 (if ncemi trick works then I can less another 14K odd)

Please share your experience and tricks for the same.
Did anybody face this GST issue please let me know.

DUBAI or SOUTHEAST ASIA COUNTRIES
We can get 16 pro 128gb at 3850 AED (85K INR ODD) (Anyone purchased from dubai share your inputs)
Same applies to malaysia and thailand maybe
If at all anyone purchased from the above countries kindly share prices,shop name and payment method.

Bought at this price with ncemi cancellation and gst claim last month 3 October i placed the order now they are not allowing you to do this best way now is offline store like croma reliance digital

 

[SmartSave]

Thailand Cost Breakup for iPhone 16 Pro Max 256 GB

INDIA PRICE = ₹1,44,900 INR.
THAILAND PRICE = ฿ 48,900 THB.

Paid via INFINIA CC: ฿ 48,900 THB @ 2.54 INR = ₹1,24,206 INR.
Forex Markup CC [2%+GST = 2.36%] = +₹2,931.26 INR.
Total = ₹1,27,137.26 INR.

VAT Refund (Cash) [2600 THB @ 2.55 INR]: -₹6,630 INR.
Net Cost without RP considered: ₹1,20,507.26 INR.

Savings: ₹24,392.74 INR.

Total Reward Points [3.3%]: ~4,098
1% GVP CB capped at 1k: ₹1000 INR
Total RP+CB = ₹5,098 (1:1 assumed).

Net Cost after RP adjusted: ₹ 1,15,409.26
Savings compared to India with RPs: ₹29,490.74 INR

Thailand tickets range between ₹18k-28k INR. Visa exempted for Indian Passport holders.

P.S. Don't blindly just plan a trip for an iPhone obviously. This is good for someone who have plans in which case they should consider picking the phone there over here or if you have someone to bring it over to you. There will obviously be other local expenses.

Note: This calculation is using HDFC Infinia CC and has been simplified, there can be slight plus or minus due to part payments in actual at the launch day booking vs delivery currency rates.

 

[sourpai]

Net Thailand price is 1,27,137 - 1,000 - 6,630 including GVP cashback and VAT refund = 1,19,507

Net India price is 1,39,900 including 5k instant card discount

Price difference comes to only 20,393. Reward points should not be ideally considered as you will get them in India also

 

[SmartSave]

Net Thailand price is 1,27,137 - 1,000 - 6,630 including GVP cashback and VAT refund = 1,19,507

Net India price is 1,39,900 including 5k instant card discount

Price difference comes to only 20,393. Reward points should not be ideally considered as you will get then in India also

As stated already, this is a good scenario if an upcoming trip is already in plan or someone is coming over not if someone is planning a trip solely to buy an iPhone lmao. Regardless of RPs considered or not, we still save decent without much efforts. I added both calculations with and without RPs so one could get an idea.

 

[Sobirvs]

I made this thread but haven't gone for the purchase yet. https://www.technofino.in/community...-max-256gb-best-card-to-buy.33456/post-830873

In india you can go for lets say axis flipkart card.

make 12 months no cost emi

the price is 1.285L that they will deduct from your card. Then u can cancel the no cost emi, and axis does give cashback (+grab deal banefit may be i am not sure) but you will get 1% right? so 1.285-1% = 127,215 that you will pay via apple website afaik.

axis citi rewards card might give better deal as reward points deal via grab deals. but idk the calculation for that, check their edge rewards system faq to know better.

I'm talking about 16 pro max offer here. You can ofc do the same for iphone 16 pro.

 

[aviator0123]

Bought at this price with ncemi cancellation and gst claim last month 3 October i placed the order now they are not allowing you to do this best way now is offline store like croma reliance digital

Yeah will checkout the offline stores.

 

[aviator0123]

Thailand Cost Breakup for iPhone 16 Pro Max 256 GB

INDIA PRICE = ₹1,44,900 INR.
THAILAND PRICE = ฿ 48,900 THB.

Paid via INFINIA CC: ฿ 48,900 THB @ 2.54 INR = ₹1,24,206 INR.
Forex Markup CC [2%+GST = 2.36%] = +₹2,931.26 INR.
Total = ₹1,27,137.26 INR.

VAT Refund (Cash) [2600 THB @ 2.55 INR]: -₹6,630 INR.
Net Cost without RP considered: ₹1,20,507.26 INR.

Savings: ₹24,392.74 INR.

Total Reward Points [3.3%]: ~4,098
1% GVP CB capped at 1k: ₹1000 INR
Total RP+CB = ₹5,098 (1:1 assumed).

Net Cost after RP adjusted: ₹ 1,15,409.26
Savings compared to India with RPs: ₹29,490.74 INR

Thailand tickets range between ₹18k-28k INR. Visa exempted for Indian Passport holders.

P.S. Don't blindly just plan a trip for an iPhone obviously. This is good for someone who have plans in which case they should consider picking the phone there over here or if you have someone to bring it over to you. There will obviously be other local expenses.

Note: This calculation is using HDFC Infinia CC and has been simplified, there can be slight plus or minus due to part payments in actual at the launch day booking vs delivery currency rates.

Thailand Cost Breakup for iPhone 16 Pro Max 256 GB

INDIA PRICE = ₹1,44,900 INR.
THAILAND PRICE = ฿ 48,900 THB.

Paid via INFINIA CC: ฿ 48,900 THB @ 2.54 INR = ₹1,24,206 INR.
Forex Markup CC [2%+GST = 2.36%] = +₹2,931.26 INR.
Total = ₹1,27,137.26 INR.

VAT Refund (Cash) [2600 THB @ 2.55 INR]: -₹6,630 INR.
Net Cost without RP considered: ₹1,20,507.26 INR.

Savings: ₹24,392.74 INR.

Total Reward Points [3.3%]: ~4,098
1% GVP CB capped at 1k: ₹1000 INR
Total RP+CB = ₹5,098 (1:1 assumed).

Net Cost after RP adjusted: ₹ 1,15,409.26
Savings compared to India with RPs: ₹29,490.74 INR

Thailand tickets range between ₹18k-28k INR. Visa exempted for Indian Passport holders.

P.S. Don't blindly just plan a trip for an iPhone obviously. This is good for someone who have plans in which case they should consider picking the phone there over here or if you have someone to bring it over to you. There will obviously be other local expenses.

Note: This calculation is using HDFC Infinia CC and has been simplified, there can be slight plus or minus due to part payments in actual at the launch day booking vs delivery currency rates.

Great
I will mostly get it someone who is returning back to india from the above countries.


Do you have any experience with dubai ?
In dubai we can get 16 pro max 256gb for around 1,05,000 when paid with cash.

 

[APT]

c

Japan 80k around

cost break up?

 

[MVC]

Vat refund and card cashback

 

[SmartSave]

Great
I will mostly get it someone who is returning back to india from the above countries.


Do you have any experience with dubai ?
In dubai we can get 16 pro max 256gb for around 1,05,000 when paid with cash.

No personal experience. It sounds good if true at that price. Do share if you actually obtain it for that price.

 

[MVC]

One of my friend bought it dubai local stores Honkong Version for 1.1lacs iphone 16 pro max 256

 

[percolate]

can we buy iPhone in the airport while transiting through Dubai?

 

[anujdit]

Thailand Cost Breakup for iPhone 16 Pro Max 256 GB

INDIA PRICE = ₹1,44,900 INR.
THAILAND PRICE = ฿ 48,900 THB.

Paid via INFINIA CC: ฿ 48,900 THB @ 2.54 INR = ₹1,24,206 INR.
Forex Markup CC [2%+GST = 2.36%] = +₹2,931.26 INR.
Total = ₹1,27,137.26 INR.

VAT Refund (Cash) [2600 THB @ 2.55 INR]: -₹6,630 INR.
Net Cost without RP considered: ₹1,20,507.26 INR.

Savings: ₹24,392.74 INR.

Total Reward Points [3.3%]: ~4,098
1% GVP CB capped at 1k: ₹1000 INR
Total RP+CB = ₹5,098 (1:1 assumed).

Net Cost after RP adjusted: ₹ 1,15,409.26
Savings compared to India with RPs: ₹29,490.74 INR

Thailand tickets range between ₹18k-28k INR. Visa exempted for Indian Passport holders.

P.S. Don't blindly just plan a trip for an iPhone obviously. This is good for someone who have plans in which case they should consider picking the phone there over here or if you have someone to bring it over to you. There will obviously be other local expenses.

Note: This calculation is using HDFC Infinia CC and has been simplified, there can be slight plus or minus due to part payments in actual at the launch day booking vs delivery currency rates.

Infinia smartbuy 15k should be considered, if we buy it from India. I think, except Japan/USA it doesn't make sense to buy from outside.