How to get SBI Lifetime Free Credit Card?

[hgupta]

Is there any option for SBI life time free credit cards for SBI salary savings account holders? Tricks are welcomed to get a LTF SBI card.

 

[bhavyegoelbhavyegoel is verified member.]

SBI doesn't have any LTF card.

 

[Patil007]

Why SBI is not giving any lifetime free card?

 

[Hahahahahahah]

Why do you think they should issue LTF cards?

 

[Sreerag]

Why SBI is not giving any lifetime free card?

SBI Unnati

 

[tuhin]

SBI Unnati

Only the first 4 years bro!!! Once you got your 'Unnati' in your life (Account), it will be chargeable & giving you peanuts

 

[Sreerag]

Only the first 4 years bro!!! Once you got your 'Unnati' in your life (Account), it will be chargeable & giving you peanuts

Cancel after 3y and reapply....
How will getting unnati chargable before 4 years?

Anyways take MC variant of Unnati

 

[tuhin]

I know only FBB Card was coming with virtually LTF benefits (Pay annual fees of Rs 500 & get Rs 500 BB Voucher). Now they are not issuing this card. One another card which can compete with FBB StyleUp card is Nature Basket CC. Facilities are similar but NatureBasket GVs are worthless

 

[SiddharthR]

I know only FBB Card was coming with virtually LTF benefits (Pay annual fees of Rs 500 & get Rs 500 BB Voucher). Now they are not issuing this card. One another card which can compete with FBB StyleUp card is Nature Basket CC. Facilities are similar but Nutcracker GVs are worthless

Still that's not LTF as you still have to pay gst on 499

 

[SiddharthR]

Even after negotiating a lot with them, they just tell to get another card or tell no bank gives LTF & there are always hidden charges with it. (According to yesterday's conversation when they called me for upgradtion)

 

[Sreerag]

Take unnati, cancel after 3yrs, apply again. This is LTF. No GST or cgst or sgst. Take on MC platform

 

[tuhin]

Even after negotiating a lot with them, they just tell to get another card or tell no bank gives LTF & there are always hidden charges with it. (According to yesterday's conversation when they called me for upgradtion)

SBI merely issue LTF cards. Even, I know one SBI employee who struggled a lot for getting an LTF SBI card... Who told you there is a catch always for issuing LTF variants? Seems SBI Card is not issued but it doesn't mean others are not...

 

[SiddharthR]

Who told you there is a catch always for issuing LTF variants? Seems SBI Card is not issued but it doesn't mean others are not...

Can't get it what are you saying??

 

[tuhin]

Can't get it what are you saying??

SBI doesn't issue any LTF cards but other banks in India issue LTF cards without any condition. So, those who are saying the bank doesn't issue LTF cards without hidden charges, it's a lame excuse!

 

[SiddharthR]

So, those who are saying the bank doesn't issue LTF cards without hidden charges, it's a lame excuse!

Me too know that, they just try to sell their cards.

 

[Patil007]

Even after negotiating a lot with them, they just tell to get another card or tell no bank gives LTF & there are always hidden charges with it. (According to yesterday's conversation when they called me for upgradtion)

Yes, I spoke to 3-4 of their credit card representative and I have bank account with Good amount of FD, still there are not ready for LTF card.

Twitted SBI, they said our card has various offers on all platforms which provides more benifits and fee is just nominal for that

 

[cardwala]

If there is no LTF card, then which SBI card has lowest joining and renewal fee?

 

[bhavyegoelbhavyegoel is verified member.]

If there is no LTF card, then which SBI card has lowest joining and renewal fee?

SBI BPCL card is having lowest spend requirements for fee waiver ie 50K and carries annual fees of 500.

 

[Infinite]

SBI Unnati

I tried applying for Unnati card in January and was told that the card has been discontinued. Reconfirmed by the Regional head of Bengaluru Rural.

 

[Bhaskar]

If there is no LTF card, then which SBI card has lowest joining and renewal fee?

SBI IRCTC platinum. 500 joining and 300 annual fee. But no waiver on spending.