How to increase limit on Legend cc?

[Shrinit Padwal]

I have received Legend LTF 2 months ago. Will IndusInd increase its limit now, or do I need to wait for 6 months mandatory and then ask for LE(via salary slips/c2c LE)? Also, can I get this card upgraded to Pinnacle LTF? Any suggestions would be helpful

 

[mgforce]

Hey @Shrinit Padwal

Not sure about 6 months, but typically IndusInd doesn't give any automaticall LE offer. So you need to send salary/ITR documents and ask for LE.

I was told by Customer Care that they don't do LE on C2C basis

Regarding LTF Pinnacle upgrade, close to zero success in recent times..

 

[Shrinit Padwal]

Hey @Shrinit Padwal

Not sure about 6 months, but typically IndusInd doesn't give any automaticall LE offer. So you need to send salary/ITR documents and ask for LE.

I was told by Customer Care that they don't do LE on C2C basis

Regarding LTF Pinnacle upgrade, close to zero success in recent times..

Should I mail my salary/ITR documents now itself then, no point in waiting for 6 months then if no auto LE

 

[mgforce]

Should I mail my salary/ITR documents now itself then, no point in waiting for 6 months then if no auto LE

You can drop a email to them and check on process. If they say yes, send 3 months salary slip and 3 months account statement.

 

[Shrinit Padwal]

Just wanted to know if IndusInd will put an enquiry for manual limit enhancement? Can we get that removed?

 

[pprakash11]

What's your current limit on LTF legend ?

 

[Shrinit Padwal]

What's your current limit on LTF legend ?

currently 1.7 but have other cards with 5L+ limits, just wanted to know if we can remove enquiry for LE or not

 

[pprakash11]

currently 1.7 but have other cards with 5L+ limits, just wanted to know if we can remove enquiry for LE or not

Legally, we can't remove inquiry for LE, because it's us who have requested aur bank has right to check your credit report before giving any kind of upgrade/LE.
though some banks check, some banks not.
It's upto them.

For LTF Pinnacle, you can trying emailing (as min limit for pinnacle is 1Lac), and add to them that you don't need Amazon Vouchers of 12k either, just request and push for LTF Pinnacle.

 

[Shrinit Padwal]

Didn't know the min limit for Pinnacle was just 1L, any particular timeframe to wait before asking for an upgrade? I received Legend just 2 months back

 

[pprakash11]

Didn't know the min limit for Pinnacle was just 1L, any particular timeframe to wait before asking for an upgrade? I received Legend just 2 months back

someone was telling me in some forum, no need to wait you can email right away. you can try and update here as well. I too have got Legend just 20 days back with 5L limit

 

[Shrinit Padwal]

someone was telling me in some forum, no need to wait you can email right away. you can try and update here as well. I too have got Legend just 20 days back with 5L limit

Have you also requested for Pinnacle card @pprakash11? For me, they have increased the limit to just 2L from 1.7, will mail for Pinnacle Card upgrade now.

 

[pprakash11]

Have you also requested for Pinnacle card @pprakash11? For me, they have increased the limit to just 2L from 1.7, will mail for Pinnacle Card upgrade now.

I haven't requested yet, no going for Pinnacle.
@anirban.choudhury suggested If limit is 5L, I can go for Indulge/Crest.

How they increased your limit btw ?

 

[Shrinit Padwal]

I haven't requested yet, no going for Pinnacle.
@anirban.choudhury suggested If limit is 5L, I can go for Indulge/Crest.

How they increased your limit btw ?

same way - salary slips/bank account -> They took request and within 7 working days(12-15 actual days due to weekend and holidays) and today finally increased CL

 

[pprakash11]

same way - salary slips/bank account -> They took request and within 7 working days(12-15 actual days due to weekend and holidays) and today finally increased CL

So they gave 30k increase?
And within 2 months of card issuance.

Better you try now negotiation for LTF pinnacle over email.

 

[drshenoy]

Indusind Legend card was offered LFT. As I had old SB account there which was closed several years back. i dont remember the acc number or the mob number given to the acc then. the finally refused the card