SBI Card How to make 2nd Sbi Cc LTF

[Jatayu]

Being here on TF for so many months helping everyone while getting a lot of knowledge, help and tricks by various TFians. Made a lot of friends & many other people also know me now still - This is my First Thread so pardon any mistakes.
As I always posted infos and tricks on my profile posts only out of laziness bcoz it's so quick & easier. But now I think, important infos which can help a lot of people require better reach which profile posts can't provide plus they can't be saved either.

Coming to the main thread -
I successfully converted my 2nd Sbi Cc Ltf too. Details are as below :
1st CC Simply Save : In 2021, when I first applied for Simply Save CC, I used it for Fk sales buying iphone & other instant discounts only. Used it for 1-2L for 2 years. Then started buying Gold coins on Instant 10% off which gave a lot of profit then. Thought of applying 2nd Sbi cc was getting it pre approved. I called them and Cc got generated. Requested them to make atleast 1 cc Ltf and they happily made my Simply Save Ltf.
2nd CC Simply Click : As I wrote above got it in 2023. Used it for 1L+ in 2024 but since then, getting instant discount on Gold coins got difficult so used it very less next year. This month Sep 2025, renewal fee got deducted and I decided to close it right away. But then I remembered March month retention team jugaad posts by TFians. So I through why not try 2nd time. I called customer care and as expected, executive straightaway denied saying 2nd Cc can't be made Ltf It's impossible sir. But TFians teach persistency. I made another call and this time luckily a genuine guy came who asked his senior about my Ltf request & took an approval to make this 2nd Cc Ltf also plus even refunded renewal fee too. Nice people I must say.

 

[s1t2y3a3m6]

So what you told to the support agent ?
Are you directly asked for make card ltf or ask to close card ?

 

[Jatayu]

So what you tell to the support agent ?
Are you directly asked for make card ltf or ask to close card ?

I told him to firstly check my previous year spends of both CCs. Then asked him to refund renewal fee atleast so that I can continue using the card. He accepted the request. Then simply asked him if he can make it Ltf. He obviously denied at first. I then told him randomly, my friends have 3 Sbi CCs Ltf but here you can't make even make 2 Cc Ltf. He talked to his senior and after a hold of 2 minutes, he took another request for making it Ltf too and asked me to call after 48 hrs to confirm. This all have happened 3-4 days back. Today, I called customer care again to confirm and they said congrats both CCs have become Ltf now 🥳

 

[SSV]

Being here on TF for so many months helping everyone while getting a lot of knowledge, help and tricks by various TFians. Made a lot of friends & many other people also know me now still - This is my First Thread so pardon any mistakes.
As I always posted infos and tricks on my profile posts only out of laziness bcoz it's so quick & easier. But now I think, important infos which can help a lot of people require better reach which profile posts can't provide plus they can't be saved either.

Coming to the main thread -
I successfully converted my 2nd Sbi Cc Ltf too. Details are as below :
1st CC Simply Save : In 2021, when I first applied for Simply Save CC, I used it for Fk sales buying iphone & other instant discounts only. Used it for 1-2L for 2 years. Then started buying Gold coins on Instant 10% off which gave a lot of profit then. Thought of applying 2nd Sbi cc was getting it pre approved. I called them and Cc got generated. Requested them to make atleast 1 cc Ltf and they happily made my Simply Save Ltf.
2nd CC Simply Click : As I wrote above got it in 2023. Used it for 1L+ in 2024 but since then, getting instant discount on Gold coins got difficult so used it very less next year. This month Sep 2025, renewal fee got deducted and I decided to close it right away. But then I remembered March month retention team jugaad posts by TFians. So I through why not try 2nd time. I called customer care and as expected, executive straightaway denied saying 2nd Cc can't be made Ltf It's impossible sir. But TFians teach persistency. I made another call and this time luckily a genuine guy came who asked his senior about my Ltf request & took an approval to make this 2nd Cc Ltf also plus even refunded renewal fee too. Nice people I must say.
View attachment 110476

Firstly Congratulations !!

Secondly,

Generally SBI will have LTF offer on their basic CCs which are 2 to 3 years old..,we just need to ask if the offer exists..
Otherwise they generally tend to reverse the annual fee and will ask us to enquire about th LTF offer next year.. this is my observation

 

[Jatayu]

Firstly Congratulations !!

Secondly,

Generally SBI will have LTF offer on their basic CCs which are 2 to 3 years old..,we just need to ask if the offer exists..
Otherwise they generally tend to reverse the annual fee and will ask us to enquire about th LTF offer next year.. this is my observation

Thanks 😊
I asked them last year too but they denied saying both CCs can't be made Ltf. But since, my spends already waived the renewal fee so I didn't try more