I bought activa with cc no mdr was charged from showroom and self insurance was done by me and ended up paying only ex-showroom and rto registration charges to the showroom roughly 92k and I did insurance 5+5 for 9k tata aig and then used my one card for 20k as there was 5% offer on onepass and remaining amount with axis atlas
In my case showroom was newly opened and they allowed me so many things even received helmet from them complimentary
Showroom was 30km away from my location