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How to procure HDFC Swiggy Credit Card Lifetime Free (LTF) ?? - Hit & Miss

D₹V

TF Prestige
How to procure HDFC Swiggy Credit Card Lifetime Free (LTF) ??

Steps:


1. Apply Swiggy card (chargeable) from HDFC Portal via Cashkaro (1500₹ Amazon GV) or any other rewarding affiliate.

2. Once your card is delivered, don't activate/set PIN/add to netbanking.

3. On 27-30th day, you'll get call, he/she will offer you LTF offer & send a SMS to activate card via missed call 🤙 & keep it as lifetime free 🆓.

IMG_20231127_234050_297.jpg

4. Since you have 30 days to activate the card, so no worries in trying this trick 😅.

5. Now email HDFC Bank & ask about LTF status. Boom 💥 your card is LTF now 🔥.

P.s. this is a hit & miss offer. You might or not get the LTF offer. So try only if you want it badly. Don't blame me later 🫠.

Thanks ❤️ to Rahul Diwan [from Fintalks] for letting us know the trick.
 
not able to spend more than 10k in next 1 year due to family issues. at best I can take 1100-1200 which will cover the joining fee only so no additional benefits however I still get 5% CB on online orders and 1.5% on offline so no major menefit for me unless I find any loophole for getting 10% cb without actually spending on jenuine MCCs. If you know smething then my DM is open, I welcome you bro 😊😊😉
Your reasons are well justified. I always favour closing useless credit lines. Getting rid of SBI, Kotak, IndusInd and RBL (this one was a forced decision as zomato black was discontinued) gave my credit profile and credit limit on other cards a huge boost.
 
Last edited:
Day 17 (of 30 days deadline)
Swiggy/HDFC offered me extra ₹200 Swiggy Money (over and above existing ₹500) for card activation.

Not going for it … LTF hi chahiye 🥴🥴
Day 23 of 30

Swiggy now offered me extra ₹350 Swiggy Money for card activation.

(Going by the messages … some of you have also received this ₹350 waala offer… so this is nothing new )

LTF ka hope continues to diminish
 
Day 23 of 30

Swiggy now offered me extra ₹350 Swiggy Money for card activation.

(Going by the messages … some of you have also received this ₹350 waala offer… so this is nothing new )

LTF ka hope continues to diminish
It won't come most probably. HDFC leaves one or two LTF example to lure people but no one gets the same offer after those people.
 
They are offering ₹500+₹350 Swiggy money … against a joining fees of ₹590.
I think it’s a fair deal.
Ideally someone who gets this offer should activate the card.


But the thing is… Swiggy is non serviceable at my location, so ₹850 Swiggy money is worthless for me.
Yeah + 3 month swiggy one membership too.. its a good deal for me too.. right now got 200 rs bonus.. but waiting till last date 😂
 
Day 23 of 30

Swiggy now offered me extra ₹350 Swiggy Money for card activation.

(Going by the messages … some of you have also received this ₹350 waala offer… so this is nothing new )

LTF ka hope continues to diminish
they stopped LTF i guess, the best thing they have now is 350 swiggy money, take it or leave, i am gonna leave as I already have paid HSBC cashback for 10% cb.
 
To all those who tried and failed 😆
1704227630675.png



and those who succeeded based on pro level negotiations.
Salute Aye Aye Captain GIF
 
Bhai ye Fairytale plot HDFC ke samne ni chalta
Jinko LTF mil gya - bohot accha card hai bhai, 10% cashback deta hai, maja aa gya.

Jinko cibil hit leke bhi card close karna pda - are ghanta card hai bc, 10% off to swiggy voucher se hi mil jata hai, mere dost ke pas magnus card hai, usse bol ke 15% off le lunga ( reality me dost phone bhi ni uthata hai 😁😁). HSBC Cashback credit card le lunga (people like me)

If LTF then HDFC rocks - world class bank hai bhai
If no LTF then HDFC sucks 😝😜🥳
 
Jinko LTF mil gya - bohot accha card hai bhai, 10% cashback deta hai, maja aa gya.

Jinko cibil hit leke bhi card close karna pda - are ghanta card hai bc, 10% off to swiggy voucher se hi mil jata hai, mere dost ke pas magnus card hai, usse bol ke 15% off le lunga ( reality me dost phone bhi ni uthata hai 😁😁). HSBC Cashback credit card le lunga (people like me)

If LTF then HDFC rocks - world class bank hai bhai
If no LTF then HDFC sucks 😝😜🥳
Itna bhi sach nhi bolna tha bhai.....😂
 
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