How to procure HDFC Swiggy Credit Card Lifetime Free (LTF) ?? - Hit & Miss

[D₹V]

How to procure HDFC Swiggy Credit Card Lifetime Free (LTF) ??

Steps:

1. Apply Swiggy card (chargeable) from HDFC Portal via Cashkaro (1500₹ Amazon GV) or any other rewarding affiliate.

2. Once your card is delivered, don't activate/set PIN/add to netbanking.

3. On 27-30th day, you'll get call, he/she will offer you LTF offer & send a SMS to activate card via missed call 🤙 & keep it as lifetime free 🆓.



4. Since you have 30 days to activate the card, so no worries in trying this trick 😅.

5. Now email HDFC Bank & ask about LTF status. Boom 💥 your card is LTF now 🔥.

P.s. this is a hit & miss offer. You might or not get the LTF offer. So try only if you want it badly. Don't blame me later 🫠.

Thanks ❤️ to Rahul Diwan [from Fintalks] for letting us know the trick.

 

[frezcoop]

with Neu Card- I think everyone gets that (personal experience)

So only option is to take it, use for few months and then ask LTF?

 

[TheGuy]

So only option is to take it, use for few months and then ask LTF?

If you need and want it- yes it is best option.

You might have read that they have increasingly refused to convert this LTF, so be aware about that.
Last year they also had some cricket league in which on spending certain amount during IPL they converted cards to LTF... so that maybe an option too...

 

[frezcoop]

If you need and want it- yes it is best option.

You might have read that they have increasingly refused to convert this LTF, so be aware about that.
Last year they also had some cricket league in which on spending certain amount during IPL they converted cards to LTF... so that maybe an option too...

Ya it seems like HDFC has reduced issuing LTF for whatever reason. I guess I am too late to the party. Anyway, not the card I need so I will just wait for them to issue LTF on their own. Can't deal with the hassle of closing it later just coz I didn't get LTF.

But can anyone with past experience share whether this increasing denial of LTF from HDFC is first time or has happened in past? Because if it is cyclic then I will take my chances with FYF.

 

[frezcoop]

 

[armat]

Yes, it's LTF now.

Is this your first card from HDFC. ?

 

[hs23new]

How to procure HDFC Swiggy Credit Card Lifetime Free (LTF) ??

Steps:

1. Apply Swiggy card (chargeable) from HDFC Portal via Cashkaro (1500₹ Amazon GV) or any other rewarding affiliate.

2. Once your card is delivered, don't activate/set PIN/add to netbanking.

3. On 27-30th day, you'll get call, he/she will offer you LTF offer & send a SMS to activate card via missed call 🤙 & keep it as lifetime free 🆓.

View attachment 35888

4. Since you have 30 days to activate the card, so no worries in trying this trick 😅.

5. Now email HDFC Bank & ask about LTF status. Boom 💥 your card is LTF now 🔥.

P.s. this is a hit & miss offer. You might or not get the LTF offer. So try only if you want it badly. Don't blame me later 🫠.

Thanks ❤️ to Rahul Diwan [from Fintalks] for letting us know the trick.

Will this trick work with Kotak White Signature Card?

 

[TheGuy]

Will this trick work with Kotak White Signature Card?

You are free to try it (take one for the team, this is how we discover after all)... but no (experience with Kotak IOCL Card).
Though with Kotak you can again request for the card to be reinstated (in some days- as told by DruV)

 

[varun__goel_]

Will this trick work with Kotak White Signature Card?

Get any basic card, keep it for few months, and step by step upgrade it to ltf white cc, by cc retention route.

 

[kaizen]

True... Agar bank ko humbly request kiya jaye to LTF kar sakte Swiggy card easily.

how to dm you?

 

[D₹V]

actually checked my eligibility for Tata Neu Infinity card on Tata Neu app and only got FYF

Closed Both HDFC Moneyback+ & Tata Neu Cards. Wait for Pre Approved offers or try C2C?

I'm looking for Tata Infinity card as a floater card. Bank people are saying they are not issuing it as LTF to anyone other then TATA employees. Any idea how to get TATA Infinity card LTF. Dont want to take paid card and then be at HDFC's mercy to make it LTF.

www.technofino.in

For your reference.

Though there is chance that you'll get LTF offer from Tata Neu leaving the application halfway (as you did) but that costs 1 CIBIL enquiry.

It's on you.

For me, I'll take FYF card, milk benefits & think about LTF later because card is useful for me.

 

[D₹V]

do not think this card survive 6 more months before went to shelf,

No, I don't think it's loss making for them.

• As Swiggy GV is widely available at 10% off
• Considering 10% depreciation on Swiggy money, you'll get 9% cashback on Swiggy & 4.5% cashback on partner* merchants respectively.
Partner merchant - as HDFC has already partnered with selected merchants for millennia card, it must be easy for them for Swiggy card too & yes, it's not loss making (as you know millennia is sustainable for years) & 1500 cap on Swiggy card.
• Golf ⛳ access might be great benefits for few.

So considering above points, I don't think it will be devaluating in next 6 months.

Also, I agree with other points in your above reply.

 

[D₹V]

Is this your first card from HDFC. ?

Obviously. . .

 

[D₹V]

Will this trick work with Kotak White Signature Card?

Probably no.

Kotak easily offers Kotak White LTF as pre approved to it's account holders

 

[D₹V]

how to dm you?

Use this button ✅

You might need to level up.

 

[runzone]

Probably no.

Kotak easily offers Kotak White LTF as pre approved to it's account holders

kotak royale signature leke phas gaya hoon , although LTF hai 😢

 

[MOhit __]

Thread delete karne ka time aa gaya, kisika ltf nahi hua shayad 😀 😀

 

[ak95]

Thread delete karne ka time aa gaya, kisika ltf nahi hua shayad 😀 😀

LTF toh hua nahi … Ulta aur kat gaya …
Thoda late apply karte toh ₹1000 Swiggy money milta … yahan toh LTF ke laalach mei ₹500(or ₹850) hi mil raha humlog ko

 

[kaizen]

Use this button ✅
View attachment 39980
You might need to level up.

kinda new to this.

 

[D₹V]

Thread delete karne ka time aa gaya, kisika ltf nahi hua shayad 😀 😀

In 31 pages me itna Gyan & bak**** hai ki dusre 31 HDFC threads me nhi 😂.

 

[Chaitanya-a]

Thread delete karne ka time aa gaya, kisika ltf nahi hua shayad 😀 😀

I received the call on 32nd day from Mumbai branch. And the guy sent same Special LTF offer message to assure me about it.

However after setting up the PIN, I'm constantly dialing HDFC from past 3 days and they are denying LTF status. It is still showing chargeable card on their system.