How to procure HDFC Swiggy Credit Card Lifetime Free (LTF) ?? - Hit & Miss

[D₹V]

How to procure HDFC Swiggy Credit Card Lifetime Free (LTF) ??

Steps:

1. Apply Swiggy card (chargeable) from HDFC Portal via Cashkaro (1500₹ Amazon GV) or any other rewarding affiliate.

2. Once your card is delivered, don't activate/set PIN/add to netbanking.

3. On 27-30th day, you'll get call, he/she will offer you LTF offer & send a SMS to activate card via missed call 🤙 & keep it as lifetime free 🆓.



4. Since you have 30 days to activate the card, so no worries in trying this trick 😅.

5. Now email HDFC Bank & ask about LTF status. Boom 💥 your card is LTF now 🔥.

P.s. this is a hit & miss offer. You might or not get the LTF offer. So try only if you want it badly. Don't blame me later 🫠.

Thanks ❤️ to Rahul Diwan [from Fintalks] for letting us know the trick.

 

[roygarg]

thank you legends. will try the 30 days waiting game method 🙂

You got the card approved through the HDFC portal? I had checked there but instead applied through Swiggy because I read here that there is a high chance of rejection if you apply directly through the portal if you already hold another HDFC card.

 

[L2R]

You got the card approved through the HDFC portal? I had checked there but instead applied through Swiggy because I read here that there is a high chance of rejection if you apply directly through the portal if you already hold another HDFC

Yes got it pre approved so I don't think it gets rejected later.

 

[L2R]

This caused Cibil hit?

Yes it did

 

[L2R]

I'm pretty sure it did. I had checked twice through the HDFC portal. Both times they did Cibil check.

Is that a bad thing? Does it reduce my score?

 

[roygarg]

Is that a bad thing? Does it reduce my score?

Very minor drop. For some it doesn't drop at all.

 

[L2R]

another doubt is whether this swiggy card will work on smartbuy portal?

as this can be considered under "Other CC" category in the table given on the site?

 

[maneesh]

My card got approved today, is there any way to convert it LTF?

 

[bhaveshS]

My card got approved today, is there any way to convert it LTF?

Share ss of LTF card

 

[maneesh]

I have applied it as paid card.
Should I share ltf screenshot from others to make it LTF?

 

[bhaveshS]

I have applied it as paid card.
Should I share ltf screenshot from others to make it LTF?

Yeah mail to grievance if succeeded then post here

 

[maneesh]

Yeah mail to grievance if succeeded then post here

Ok thanks !

 

[pranavcool]

I got a call to activate they said they have pushed a message but i haven't received yet.

 

[H2O]

I got a call to activate they said they have pushed a message but i haven't received yet.

Pushed a message.?

 

[maneesh]

Yeah mail to grievance if succeeded then post here

Finally, my card got converted to ltf.

 

[bhaveshS]

Finally, my card got converted to ltf.

how many follow ups?
derive full story

 

[maneesh]

how many follow ups?
derive full story

I have applied through swiggy app as paid card but I have not activated it.
I have sent a mail by attaching ltf screenshot from technofino and asked them to convert it LTF and today I got a response that my card is converted to ltf.
It took me 2 weeks, but I have only sent a single mail to them.

 

[ShankarW]

I have applied through swiggy app as paid card but I have not activated it.
I have sent a mail by attaching ltf screenshot from technofino and asked them to convert it LTF and today I got a response that my card is converted to ltf.
It took me 2 weeks, but I have only sent a single mail to them.

Please share the screenshot and email you sent if possible. Thanks and congrats on the LTF card.

 

[maneesh]

Please share the screenshot and email you sent if possible. Thanks and congrats on the LTF card.

Email - customerservices.cards@hdfcbank.com

Template -

Hello,

I have recently applied for swiggy HDFC Bank credit card through swiggy ltf offer and got approved (last 4 digits - ****). I just wanted to confirm it's ltf status as some were applied through ltf offer but got paid card. I have approached customer support through call and Facebook and got to know that my card is chargeable card.

I already hold hdfc millennia credit card and never faced any issue as of now. But my swiggy credit card approved as paid card instead of ltf.

I have attached screenshot for your reference, please resolve my issue as soon as possible.

Thanks & Regards,
Full Name
Mobile number


You can change the above template accordingly.

 

[maneesh]

the screenshot has technofino water mark did you send it like that?

No, i have uploaded it without the watermark.

 

[sharadhp49]

Today my swiggy CC converted to LTF I send ss of LTF to grievance mail id and in between 3 days they send revert back mail to me, my card was LTF.