How to procure HDFC Swiggy Credit Card Lifetime Free (LTF) ?? - Hit & Miss

[D₹V]

How to procure HDFC Swiggy Credit Card Lifetime Free (LTF) ??

Steps:

1. Apply Swiggy card (chargeable) from HDFC Portal via Cashkaro (1500₹ Amazon GV) or any other rewarding affiliate.

2. Once your card is delivered, don't activate/set PIN/add to netbanking.

3. On 27-30th day, you'll get call, he/she will offer you LTF offer & send a SMS to activate card via missed call 🤙 & keep it as lifetime free 🆓.



4. Since you have 30 days to activate the card, so no worries in trying this trick 😅.

5. Now email HDFC Bank & ask about LTF status. Boom 💥 your card is LTF now 🔥.

P.s. this is a hit & miss offer. You might or not get the LTF offer. So try only if you want it badly. Don't blame me later 🫠.

Thanks ❤️ to Rahul Diwan [from Fintalks] for letting us know the trick.

 

[D₹V]

Everyone suggest please.
I am afraid Swiggy will decline my application if I apply from their app as my address is not servicable for swiggy products

Wait patiently. Sometimes HDFC process pending application from Swiggy app.

Let's see what happens.

Or you can apply for HDFC site directly, first they'll reject & approve later on.

 

[Sahil_07]

Wait patiently. Sometimes HDFC process pending application from Swiggy app.

Let's see what happens.

Or you can apply for HDFC site directly, first they'll reject & approve later on.

Why will they reject initially?🤐
I already have a credit card and a savings account in hdfc.
But if I apply from hdfc web site,will I get the Fyf offer?

 

[D₹V]

But if I apply from hdfc web site,will I get the Fyf offer?

Don't know that. You should I guess.

Why will they reject initially?🤐
I already have a credit card and a savings account in hdfc.

Because they have 1 card policy in system. But due to brand partnerships they're giving multiple co branded cards as per situation 🤭.

 

[CreditCardFino]

Why will they reject initially?🤐
I already have a credit card and a savings account in hdfc.
But if I apply from hdfc web site,will I get the Fyf offer?

You must apply on app for offer not website. It will ask to log into net banking.

 

[CreditCardFino]

I haven't tried it personally, so can't tell specifically about it.

Hehe, wherever you get to pay via card, you'll get option of BQR too.
HDFC, Pinelabs, etc supports Bharat QR & I have done successfully transactions on them.

For IRCTC I am100% sure.

Have you tried to add Swiggy card on GPay and make payment with Bharat QR? cuz GPay doesn't allow Swiggy card.

 

[CreditCardFino]

Even Axis Airtel card is not accepted on GPay same error.

 

[D₹V]

Have you tried to add Swiggy card on GPay and make payment with Bharat QR? cuz GPay doesn't allow Swiggy card.

Sed then!

SBI cashback works smoothly. Did you try payzapp?

 

[CreditCardFino]

Sed then!

SBI cashback works smoothly. Did you try payzapp?

Yes PayZ straight away denies

 

[D₹V]

Yes PayZ straight away denies

Then nothing can be done.

Search for apps which supports Bharat QR ✌️

 

[Sahil_07]

You must apply on app for offer not website. It will ask to log into net banking.

okay will try.I badly need it for amazon pay vouchers

 

[CreditCardFino]

okay will try.I badly need it for amazon pay vouchers

You won't get 5% on Swiggy card for vouchers.

 

[D₹V]

okay will try.I badly need it for amazon pay vouchers

Yes buy from Amazon, you'll get 5% cashback.

Ignore other comments

 

[CreditCardFino]

Yes buy from Amazon, you'll get 5% cashback.

Ignore other comments

 

[CreditCardFino]

Swiggy doesn't give CB on IRCTC neither SBI gives it. But SBI give 5% on Amazon gift cards but not Swiggy. If anyone got CB using Swiggy let us know with statement screenshot.

 

[Sahil_07]

View attachment 64189

Sbi cashback too does not give cashback for gift card purchases. But in Amazon the mcc for normal shopping and gift card purchases are same so you get 5%

 

[CreditCardFino]

Sbi cashback too does not give cashback for gift card purchases. But in Amazon the mcc for normal shopping and gift card purchases are same so you get 5%

if your are sure go for it.

 

[shu_sha]

It's been two weeks now after I mailed them to check my LTF offer with the screenshots taken from Google baba and so far just received email from them saying your matter is sent to unit concerned and will update you by next week. Not sure why are they taking so long for me. Should I send email to grievance or prioritydesk now or just wait for their update?

 

[SpiesCan'tCatchMe]

It's been two weeks now after I mailed them to check my LTF offer with the screenshots taken from Google baba and so far just received email from them saying your matter is sent to unit concerned and will update you by next week. Not sure why are they taking so long for me. Should I send email to grievance or prioritydesk now or just wait for their update?

Same happened with me

 

[CreditCardFino]

It's been two weeks now after I mailed them to check my LTF offer with the screenshots taken from Google baba and so far just received email from them saying your matter is sent to unit concerned and will update you by next week. Not sure why are they taking so long for me. Should I send email to grievance or prioritydesk now or just wait for their update?

Yes they take time for me it took 8 days they replied they need to validate the request. I got call it was LTF later I got email for some it took two weeks above. Maybe they are getting too many requests for LTF and trying to sort it out with Swiggy.

 

[shu_sha]

Yes they take time for me it took 8 days they replied they need to validate the request. I got call it was LTF later I got email for some it took two weeks above. Maybe they are getting too many requests for LTF and trying to sort it out with Swiggy.

Yeah am planning to wait till the time they asked me to, fingers crossed 🤞