How to procure HDFC Swiggy Credit Card Lifetime Free (LTF) ?? - Hit & Miss

[D₹V]

How to procure HDFC Swiggy Credit Card Lifetime Free (LTF) ??

Steps:

1. Apply Swiggy card (chargeable) from HDFC Portal via Cashkaro (1500₹ Amazon GV) or any other rewarding affiliate.

2. Once your card is delivered, don't activate/set PIN/add to netbanking.

3. On 27-30th day, you'll get call, he/she will offer you LTF offer & send a SMS to activate card via missed call & keep it as lifetime free .



4. Since you have 30 days to activate the card, so no worries in trying this trick .

5. Now email HDFC Bank & ask about LTF status. Boom your card is LTF now .

P.s. this is a hit & miss offer. You might or not get the LTF offer. So try only if you want it badly. Don't blame me later .

Thanks to Rahul Diwan [from Fintalks] for letting us know the trick.

 

[raghu.rokda]

Is trick ki wajah se kon kon loss me gaya ltf ke chakkar me

I have Airtel, Apay, and FK card, so there are no significant losses for me

Sometimes Loss is initial gain

 

[sambitpatro]

Looks like they started giving the card as LTF. Loot macha do.
View attachment 54913

How did u get the offer?

 

[G1jot]

How did u get the offer?

Just opened swiggy and found it.

 

[sharma]

Just opened swiggy and found it.

Can I know what's your monthly avg spending in this app

 

[roygarg]

I am being offered with joining and annual charges. I already hold hdfc cards. I stopped application at the last step in which you are asked to log in to hdfc netbanking. Any chance that they will update the offer to ltf in the app?

 

[G1jot]

Can I know what's your monthly avg spending in this app

Hardly once a month maybe on food and groceries.

 

[roygarg]

At this point, I am sure LTF offering is completely random. I just applied for it as a paid card because I was maxing out my Millenia cashback.

 

[BeingIncog]

At this point, I am sure LTF offering is completely random. I just applied for it as a paid card because I was maxing out my Millenia cashback.

sbi cb cc?

 

[roygarg]

sbi cb cc?

I was considering it but since I am already in the HDFC ecosystem, getting the Swiggy was hassle free.

 

[BeingIncog]

I was considering it but since I am already in the HDFC ecosystem, getting the Swiggy was hassle free.

try applying for it, if you need referral dm me.

 

[roygarg]

try applying for it, if you need referral dm me.

Thanks but already have 3 hdfc cards now. Maybe next year if I have to close Tata neu.

 

[Krishna Kumar]

I have placed tons of Swiggy orders but still it is not offered LTF for me.
Random to the core.

 

[Huwave123]

I think this trick can be used for other hdfc bank credit cards also.

Yes Using this trick I made Axis Myzone card ltf

 

[pranavcool]

Apart from op did anyone able to convert to ltf?

 

[L2R]

How to procure HDFC Swiggy Credit Card Lifetime Free (LTF) ??

Steps:

1. Apply Swiggy card (chargeable) from HDFC Portal via Cashkaro (1500₹ Amazon GV) or any other rewarding affiliate.

2. Once your card is delivered, don't activate/set PIN/add to netbanking.

3. On 27-30th day, you'll get call, he/she will offer you LTF offer & send a SMS to activate card via missed call & keep it as lifetime free .



4. Since you have 30 days to activate the card, so no worries in trying this trick .

5. Now email HDFC Bank & ask about LTF status. Boom your card is LTF now .

P.s. this is a hit & miss offer. You might or not get the LTF offer. So try only if you want it badly. Don't blame me later .

Thanks to Rahul Diwan [from Fintalks] for letting us know the trick.

hello. i was trying to apply for swiggy card directly from hdfc website. it shows Rs 500 is struck out. does it mean its LTF or just that the joining fee is waived?

 

[BeingIncog]

just that the joining fee is waived?

this . . .

 

[varun__goel_]

hello. i was trying to apply for swiggy card directly from hdfc website. it shows Rs 500 is struck out. does it mean its LTF or just that the joining fee is waived?

View attachment 58260

JF is waived
AF will be charged

Check the line below AF/RF:- Spend 200000 for waiver

 

[L2R]

thank you legends. will try the 30 days waiting game method

 

[H2O]

hello. i was trying to apply for swiggy card directly from hdfc website. it shows Rs 500 is struck out. does it mean its LTF or just that the joining fee is waived?

View attachment 58260

This caused Cibil hit?

 

[roygarg]

This caused Cibil hit?

I'm pretty sure it did. I had checked twice through the HDFC portal. Both times they did Cibil check.