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How To Upgrade To KOTAK White LTF

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helloworld said:
Which card is best to upgrade from paid mojo? Based on comments it should be signature variant, so either Zen or White.

Can we ask them in inbox that, "upgrade to White LTF or it should be Zen -> White"

either way need to upgrade to LTF card, so which is the preferred method to contact? normal inbox chat or closure request?

Note: Card has only 3 months completed, and is there any minimum limit for these cards?

@Rahul92 / @0xfallup / anyone?
Click to expand...
They will not give White directly. But ask for White LTF and they might offer Zen LTF. Kotak will only budge for closure requests. Otherwise no matter how many emails you send they won't upgrade to any LTF card easily.
No cooldown. Just go ahead with closure request. If they somehow tell that they are going ahead with closure, try to pull back by saying you need an upgrade to LTF card.
 
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suhasa010 said:
They will not give White directly. But ask for White LTF and they might offer Zen LTF. Kotak will only budge for closure requests. Otherwise no matter how many emails you send they won't upgrade to any LTF card easily.
No cooldown. Just go ahead with closure request. If they somehow tell that they are going ahead with closure, try to pull back by saying you need an upgrade to LTF card.
Click to expand...
If your past 3 months spends are fine and good , they might upgrade to LTF cards , or if you have spent very less i don't think so they care about customers , they will even close your card.

So dont take that risk if you have spent very less.

Try speaking to customer care like , I have idea of spending more and if you give me White or Zen , it would be more beneficial for me , check after 2 days in app , you might get card upgrade request.
 
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helloworld said:
Which card is best to upgrade from paid mojo? Based on comments it should be signature variant, so either Zen or White.

Can we ask them in inbox that, "upgrade to White LTF or it should be Zen -> White"

either way need to upgrade to LTF card, so which is the preferred method to contact? normal inbox chat or closure request?

Note: Card has only 3 months completed, and is there any minimum limit for these cards?

@Rahul92 / @0xfallup / anyone?
Click to expand...
only closure request , within 20 days of receiving pvr platinum and 0 spends i upgraded to white FYF , so again a closure req it will be LTF easy peasy
 
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Sai Ganesh said:
If your past 3 months spends are fine and good , they might upgrade to LTF cards , or if you have spent very less i don't think so they care about customers , they will even close your card.

So dont take that risk if you have spent very less.

Try speaking to customer care like , I have idea of spending more and if you give me White or Zen , it would be more beneficial for me , check after 2 days in app , you might get card upgrade request.
Click to expand...
Not exactly. I barely spent anything with Mojo or Urbane for over 4-5 months. Still got an upgrade to Zen LTF.

But I was a salary account holder before and have Kotak account since 2017.

And yes, if you are not willing to risk the closure of the card, you shouldn't raise a closure request.
 
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0xfallup said:
only closure request , within 20 days of receiving pvr platinum and 0 spends i upgraded to white FYF , so again a closure req it will be LTF easy peasy
Click to expand...
They don't entertain white ltf request even on closure, they are ok to close rather than making it ltf
They Max they can do is ltf zen about what I've heard from the community.
 
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0xfallup said:
well i have it FYF not LTF and many negotiation pro here on community @anirban.choudhury etc etc...so everything is possible
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I know you have white fyf, I was talking about converting it to ltf on closure request.
That's what they won't entertain according to me.
Also talking about Anirban Choudhury, he is a hni so he can park money or can manage doing huge transaction in order to make ltf request. That's the reason he even has White reserve as ltf.
It's not easy for normal user.
 
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TheTrickySid said:
I know you have white fyf, I was talking about converting it to ltf on closure request.
That's what they won't entertain according to me.
Also talking about Anirban Choudhury, he is a hni so he can park money or can manage doing huge transaction in order to make ltf request. That's the reason he even has White reserve as ltf.
It's not easy for normal user.
Click to expand...
Well check out recent thread , many normal user getting LTF easily 🙂
 
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0xfallup said:
Well check out recent thread , many normal user getting LTF easily 🙂
Click to expand...
That's an official offer going on, that to only for New to bank customer.

I would just like to see a person who managed to convert white to LTF only via retention team without any high nrv, then I would definitely believe it is possible.
 
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Rahul92 said:
My Zen signature was only FYF so i mailed them to close it before renewal.

Retention team made it LTF 😇

Also received limit enhancement to 2.52 Lakhs.

I'm getting option to upgrade to Kotak white paid. ( Not even FYF )

So I'll not upgrade for now. I feel Zen signature is better than white signature
Click to expand...
what is the email id you mailed to? can you pls explain how do you feel zen is better than white?
 
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