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Card Closure request was given , next day retention team called and upgraded it via themdid you call customer care and asked to upgrade your card or you got pre approved offer?
NoCan't I keep both cards?
@VISHESH_BANSAL
Three worded reply 😀No
why need League , when you got Zen😂
Kabhi sale me offer aaya aur 2 saman lena ho Kotak ka 2 card chahiye ho toNo
why you need League , when you got Zen😂
3 months baad Rupay League apply kar lena. I have three Kotak cards.Kabhi sale me offer aaya aur 2 saman lena ho Kotak ka 2 card chahiye ho to
Abhi retention ka dubara call aaya to Kotak IOCL Rupay bhi mangunga. Mera application hi nahi ho pa raha
Kotak IOCL apply hi nahi ho raha hai last step me kuchh error bata deta hai3 months baad Rupay League apply kar lena. I have three Kotak cards.
Tumhara kabhi koi kaam aram se hua hai 🤣Kotak IOCL apply hi nahi ho raha hai last step me kuchh error bata deta hai
Last Kotak card kab Mila tha us se 3 months baad apply karna.Kotak IOCL apply hi nahi ho raha hai last step me kuchh error bata deta hai
How you get zen ltf from league lifetime.what step you follow please tell meI got Zen LTF from League LTF. They were not ready for White LTF.
They said League LTF will be closed. Can't I keep both cards?
@VISHESH_BANSAL
Pata nahi yaar aisa kya problem hai Kotak meTumhara kabhi koi kaam aram se hua hai 🤣
Life main itna tragedy kyun 🤭
Last card 2 saal se zyada purana hai fir bhi nahi ho rahaLast Kotak card kab Mila tha us se 3 months baad apply karna.
Call Customer care to close the card and ask them to connect to retention team and they'll give you Zen LTF.How you get zen ltf from league lifetime.what step you follow please tell me
Is it possible to raise closure request via kotak app or I need to call customer care only?Pata nahi yaar aisa kya problem hai Kotak me
Last card 2 saal se zyada purana hai fir bhi nahi ho raha
Call Customer care to close the card and ask them to connect to retention team and they'll give you Zen LTF.
Note- Clear your dues before calling them to save your time
I didn't find any option in App. You can raise request through netbanking by mailing them. But the process is slow.Is it possible to raise closure request via kotak app or I need to call customer care only?
Ot upgraded from Urbane gold to Zen signature LTF by retention teamNice progression in just 8 months!
I'm in the 2nd step now 😂
Was using Urbane cc since 2017, last week got Mojo LTF from retention team.
I'll see if I get an upgrade to Zen and then White.
I've seen that Kotak upgrades from Visa Gold > Platinum > Signature > White (still Signature). Doesn't skip a variant. So it's always one level above. When I asked for Zen Signature when the retention team offered Mojo, they said it's not possible. Since Zen is two levels above Urbane (Visa Gold).
I changed my paid royale to LTF zen when i called them to close my card 1 or 2 years backG
Ot upgraded from Urbane gold to Zen signature LTF by retention team
Which variant of Privy League? Also if you need, say, 2 lakhs MAB in the savings account and you put 5 lakhs there. Now Activmoney kicks in and makes a FD of 4.75 lakhs. Would this be considered ok? I already have 5 lakhs in my 811 account and am planning to keep around 30 lakhs.Go for privy league if you're opening account. Service and response times are very different (leagues apart 😀) for Privy League and Non Privy League. Besides, free unlimited home banking, ATM cash withdrawl (from any bank ATM), LTF CC and 7% on auto sweep etc.
You can consider any variant depending on your needs.Which variant of Privy League? Also if you need, say, 2 lakhs MAB in the savings account and you put 5 lakhs there. Now Activmoney kicks in and makes a FD of 4.75 lakhs. Would this be considered ok? I already have 5 lakhs in my 811 account and am planning to keep around 30 lakhs.
Thanks. I have one other question. On Activmoney, the interest is paid after 6 months are completed? It would be really tricky to figure out the amount we should be getting if we use this account a lot. Like in your case, you have a 3 lakh threshold. So you deposit 5 lakhs and 2 lakhs go to FD. Then a month later you deposit 1 more lakh and now the FD is 3 lakhs. Then if you need to withdraw 50k (3.5 lakhs in total) from FD, which one would be broken? The first 2 lakhs or the next 1 lakh? I know it will just take 50k without breaking the rest but will that 2 lakh get 7% interest or just the 1.5 lakhs now? Is it first in first out or last in, last out?You can consider any variant depending on your needs.
Neon comes with a MAB of 2 lakhs,
Platinum requires TRV of 10 lakhs and
Black comes with TRV of 1 crore
For activmoney, it shows a predefined threshold value. In my case it is 3 lakhs for my privy platinum account. Everything above that is converted to a pseudo FD for 180 days with an interest rate of 7%.
I'm not sure if this amount can be varied without the bank's intervention.
So, in your case the Privy Platinum with ActivMoney could be a good option 👍
TBH, I haven't looked into it. I shall ask my RM to explain but I doubt they'll know about it 🤣Thanks. I have one other question. On Activmoney, the interest is paid after 6 months are completed? It would be really tricky to figure out the amount we should be getting if we use this account a lot. Like in your case, you have a 3 lakh threshold. So you deposit 5 lakhs and 2 lakhs go to FD. Then a month later you deposit 1 more lakh and now the FD is 3 lakhs. Then if you need to withdraw 50k (3.5 lakhs in total) from FD, which one would be broken? The first 2 lakhs or the next 1 lakh? I know it will just take 50k without breaking the rest but will that 2 lakh get 7% interest or just the 1.5 lakhs now? Is it first in first out or last in, last out?