Hi, one of my family member is holding Standard Chartered Digismart credit card from last 2 years. The credit limit is around 2.75 lakh. Since it’s an entry level card, what card would you recommend to upgrade to (preferably an LTF card) in the SCB range of cards? What’s the best method to upgrade?
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How & which card to upgrade from SCB Digismart credit card?
- Thread starter suhailmz
- Start date
thirdworldfish
TF Buzz
I used to. They phased it out a couple of years ago
I saw one more member say the same. The Myntra deal is great for LTF.No. They phased out the Landmark card a few years ago and were replacing it with Digismart. I asked them to make it LTF like Landmark or close the card. They obliged
Does this card offer similar or better on Myntra or other such shopping?
Do share back what you tried and what luck you had or not?Cool, let me try my luck
Dharm
TF Premier
In case of LTF, It can also be used for yatra, ola, Inox, blinkit, Zomato offers.
Most of them are instant discount, no need to wait for cashback, no need to redeem, no need to wait for cashback credit after few days
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Thanks for sharing.
I do not YET have much use for Grofers/ Blinkit as my mom is a JioMart + COD gorcery shopper. Unless she's missing something there.
This Yatra thing I am curious. I usually go via SkyScanner for best deal across sites for specific flight(s). Have you tried?
Would that still be valuable/ apply on top?
Do check out when you have a chance. Then this monthly fee might be worthy if savings compute as I do have monthly travel for medicals.
Also 20% 700 for Myntra = 3500 only max shopping total? per month?
Its good for monthly buyers, unlike me.. probably do shopping once in a long time during end of season sales.
But glad you shared the details & fine print.
Dharm
TF Premier
Actually in our area Jio Mart take 1-2 days for delivery, and if sometimes we need something than Blinkit works best, although some product price higher, but after 10% discount, still that will be lesser than market price.
I have never used Yatra as I am not a frequent traveller.
Yes only 700 discount for Myntra, so it is best if you purchase products in Monthly split. Like on 29 and 1.
Used it for Inox B1G1 also 2-3 month ago for a friend.
Yes I think my mom does Jio Mart on slow roll - deliver as they want model.
For faster stuff she calls the local Kirana shop who delivers, while a bit away aunts/ sister/ cousins each use their favorites; Big Basket/ InstaMart/ Zepto
I guess each have their loyalists. I wonder if you could check BOM to HYD just for comparison. Curious to see what you get. Dry Run.
Ah! Interesting hack. Maybe if I have a 1-2 item that's higher price, I'll ask you for a favor.
PS: Which city/ state are you based? Im in Mumbai.
Dharm
TF Premier
I am not a frequent traveller or shopper, but my brother and my wife use my card upto full cashback capacity.Yes I think my mom does Jio Mart on slow roll - deliver as they want model.
For faster stuff she calls the local Kirana shop who delivers, while a bit away aunts/ sister/ cousins each use their favorites; Big Basket/ InstaMart/ Zepto
I wonder if you could check BOM to HYD just for comparison. Curious to see what you get. Dry Run.
Ah! Interesting hack. Maybe if I have a 1-2 item that's higher price, I'll ask you for a favor.
PS: Which city/ state are you based? Im in Mumbai.
SkyScanner would be better in about 50%-70% of cases.
On Yatra, it gives 20% off upto 750, meaning, best benefit on 3750 worth flight. Yatra would charge 300-350 or something conv fee on top of that. Whereas on skyscanner, in most of the cases, you can get flight at 300-400 less and no conv fee, so final payable price for you would be either same for both cases on an average, with skyscanner being better sometimes where you'll also get flexibility to use any other card which would give you better rewards on travel spends.
And yeah, Myntra is 3500 max per month. Good thing is this payment offer, applied on top of any existing offers and coupons.
I wonder how these compare: Similar max CB limits it seems.In case of LTF, It can also be used for yatra, ola, Inox, blinkit, Zomato offers.
Most of them are instant discount, no need to wait for cashback, no need to redeem, no need to wait for cashback credit after few days
Dharm
TF Premier
These are decent discount for higher transaction above 7500 for 10% and 5000 for 15%, but below these anount transaction digismart is better, as it gives 20%I wonder how these compare: Similar max CB limits it seems.
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Looked at the pros and cons and I figured I could try to use it for couple of months.No. They phased out the Landmark card a few years ago and were replacing it with Digismart. I asked them to make it LTF like Landmark or close the card. They obliged
But went through site links many times but cant find a way to APPLY. Even the APPLY link goes to an app area that lists all other cards in the SELECTION area, but not DigiSmart.
How am I missing it, or is it actually not being offered anymore?
@Dharm @atx @thirdworldfish @suhailmz
COSMOCRAT
TF Premier
Nope. Not even getting proper feedback if this card is discontinued or what.
COSMOCRAT
TF Premier
What response replies did you get?
COSMOCRAT
TF Premier
One ignored the actual query completely and simply gave the link (which anyone can find on the internet) to where I can apply for their CCs.
Another one said thank you for reaching out and they have taken the query, then never responded further.
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