HSBC Live+ Cashback Card 10%, 1.5%, 0% Offer Fullfilment Sheet - MCC

[noidea]

Inspired by SBI Cashback Card Sheet and Swiggy HDFC MCC Code website, I went ahead and started a HSBC Live+ Cashback Card sheet.

By default, most Swiggy 5% and SBI 5% cashback merchants in grocery would qualify for HSBC Live+, however I would only request you to add those which you have actually transacted for.

One USP of this is to also see which Grocery and Dining merchants (offline) use correct MCCs to credit 10% Cashback.

Sheet here: HSBC Live+ Cashback Card Sheet

 

[IDontThinkSo]

I searched 5331 in the sheet and it was in comments column of 40th row title FTI, so I assumed 10% cb mentioned is for this. Pls help me understand and sorry If I misread.

Okay, got it.

I will update this as it might get confusing as sheet keeps getting longer.
Here is a quick background as you missed few things in the thread:

May 2025 - 1.5% - 5699 Minutes gave Old Flipkart MCC. Compliant to grievance and they updated said they will fix it.
May-June 2025 - 10% - 5411 They did updated with Merchant Filpkart M.
Mid June 2025 - 1.5% - 5331 After a while they updated it again with Filpkart Internet.

This is the history. For a while there was 10% via Flipkart M merchant but it later changed to 1.5% 5331.
Sometimes it does provide Flipkart M, but it has not been clean when Flipkart M is happening. There might be a pattern based on item, time or maybe its random.

However, for most part Flipkart Minutes 5331 is 1.5% unless things changes again.

 

[Garry]

Okay, got it.

I will update this as it might get confusing as sheet keeps getting longer.
Here is a quick background as you missed few things in the thread:

May 2025 - 1.5% - 5699 Minutes gave Old Flipkart MCC. Compliant to grievance and they updated said they will fix it.
May-June 2025 - 10% - 5411 They did updated with Merchant Filpkart M.
Mid June 2025 - 1.5% - 5331 After a while they updated it again with Filpkart Internet.

This is the history. For a while there was 10% via Flipkart M merchant but it later changed to 1.5% 5331.
Sometimes it does provide Flipkart M, but it has not been clean when Flipkart M is happening. There might be a pattern based on item, item or maybe its random.

However, for most part Flipkart Minutes is 1.5% unless things changes again.

Actually I just got HSBC Live+ flipped from platinum, so wasn't following the thread from start.

Thanks & really appreciate your effort for detailed explanation.