HSBC Live+ Cashback Card 10%, 1.5%, 0% Offer Fullfilment Sheet - MCC

[noidea]

Inspired by SBI Cashback Card Sheet and Swiggy HDFC MCC Code website, I went ahead and started a HSBC Live+ Cashback Card sheet.

By default, most Swiggy 5% and SBI 5% cashback merchants in grocery would qualify for HSBC Live+, however I would only request you to add those which you have actually transacted for.

One USP of this is to also see which Grocery and Dining merchants (offline) use correct MCCs to credit 10% Cashback.

Sheet here: HSBC Live+ Cashback Card Sheet

 

[rajcasio]

everything depends on mcc nowadays, i5 doesnt matter if u purchase jewellery and got dining mcc then ull get 10%, if u dine but got shopping mcc then 1.5%

I want to know whether the MERCHANT changing the MCC code deliberately or it is assigned by mistake

 

[hellowo₹ld]

I want to know whether the MERCHANT changing the MCC code deliberately or it is assigned by mistake

assigned only. once assigned they can't change it. but assign part its upto the vendor and provider.

this is the reason those fuel cards become useless due to frequent changes in their POS machines, which not updated to banks.

Ex: there is an apparel store which also sells jewelry in separate sections, so on paper Paytm/RazorPay etc. provide POS machines and assigned one for apparel MCC and another for Jewelry MCC. Till now, no issues and all good as long as those two POS machines placed at respective billing sections but unfortunately, humans can't wait if things didn't work as expected, so they may swap the POS machines for temporarily billing purpose and again as humans tend to forgot to place the things as they were previously, so ultimately now.. apparel section may have Jewelry POS and Jewelry may have new POS or if fixed old apparel MCC. They may not know which one belongs to which section.

 

[navdeep22]

assigned only. once assigned they can't change it. but assign part its upto the vendor and provider.

this is the reason those fuel cards become useless due to frequent changes in their POS machines, which not updated to banks.

Ex: there is an apparel store which also sells jewelry in separate sections, so on paper Paytm/RazorPay etc. provide POS machines and assigned one for apparel MCC and another for Jewelry MCC. Till now, no issues and all good as long as those two POS machines placed at respective billing sections but unfortunately, humans can't wait if things didn't work as expected, so they may swap the POS machines for temporarily billing purpose and again as humans tend to forgot to place the things as they were previously, so ultimately now.. apparel section may have Jewelry POS and Jewelry may have new POS or if fixed old apparel MCC. They may not know which one belongs to which section.

genearally speaking, is it safe to assume a restaurant in 3/4 star hotel would have pos registered to restaurant itself along will hotel, ill ask next time when i visit

 

[hellowo₹ld]

genearally speaking, is it safe to assume a restaurant in 3/4 star hotel would have pos registered to restaurant itself along will hotel, ill ask next time when i visit

for me its mostly accurate, 9 out of 10 works for me.

 

[navdeep22]

for me its mostly accurate, 9 out of 10 works for me.

I think he bought pos machine from hotel front desk 😂

 

[darkknight999]

OP needs to enable sheet edit option.

medplus, offline swipe gives 0% cashback MCC is 5047

 

[Exewhyzee]

Delete this sheet. Let us not give info to EchEsbc on platter to kill the cashback in one stroke.

 

[darkknight999]

Anyways they are giving cb only on food related sites, so no gimmicks/loopholes in this card

 

[qf037x42v]

Amazon now order on 2nd Dec shows "AMAZONIN GURGAON IN" and MCC is 5411 eligible for 10%