HSBC RuPay Platinum & RuPay Cashback Cards Now Live – LTF, 10% Cashback & More!

[the.avhishek]

💳 HSBC RuPay Platinum Credit Card
(Truly Lifetime Free)

🎁 Welcome Benefits:
• ₹100 Amazon eGift Voucher – Apply online, complete video KYC, and get your card.
• ₹500 Cashback – Download the HSBC India Mobile Banking App and spend ₹5,000 within 30 days.
• Free EazyDiner Membership (2 months) – Activate your card and unlock food & dining privileges.

⭐️ Main Features:
• Earn 2 reward points on every ₹150 spent
• Swiggy Instamart – Get 10% off on orders ₹500+ (Max ₹200)
• Paytm Bill Payments – 5% off on ₹299+ mobile, broadband, DTH, utilities (Max ₹150)
• Tira (Wednesdays) – Save 10% on ₹2,499+ orders (Max ₹1,000)
• Cleartrip – Save up to ₹6,000 on flights and hotels

🔓 Extra Perks:
• UPI Enabled – Link card to UPI apps for smooth & secure payments
• International Access – Accepted in 160+ countries via JCB network
• Fuel Surcharge Waiver – Save up to ₹3,000/year on fuel purchases

✅ Eligibility Criteria:
• Age: 18–65 years, Indian resident
• Minimum Income: ₹4 Lakh/year (salaried)
• Available in: Mumbai, Delhi NCR, Bangalore, Chennai, Pune, Hyderabad, Noida, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, Kolkata & Gurgaon

Apply Now: https://www.hsbc.co.in/credit-cards/products/rupay-platinum-credit-card/





💳 HSBC RuPay Cashback Credit Card
(Joining Fee: ₹500; Annual Fee: ₹500 - Waived on ₹2L annual spend)

🎁 Welcome Benefits:
• ₹100 Amazon eGift Voucher – Apply online, complete video KYC, and receive your card.
• ₹500 Cashback – Download the HSBC India Mobile Banking App and spend ₹10,000 within 30 days.
• 2-Month EazyDiner Membership – Activate your card and enjoy exclusive dining benefits.

💸 Cashback Benefits:
• 10% cashback on dining, food delivery & groceries 🥘🛒
• 1% cashback on all other eligible spends
• Maximum cashback: ₹400/month (on online & offline purchases)

🔥 Special Partner Offers:
• Swiggy Instamart – 10% off on ₹500+ orders (Max ₹200)
• Paytm – 5% off on ₹299+ bill payments (Max ₹150)
• Tira (Wednesdays) – 10% off on ₹2,499+ (Max ₹1,000)
• Cleartrip – Discounts up to ₹6,000 on flights & hotels

✈️ Travel & Lifestyle Perks:
• UPI-Enabled – Make quick payments using UPI apps
• Airport Lounge Access –
✈️ 2 domestic visits/quarter
🌍 2 international visits/year
• 0% Forex Mark-up – Enjoy zero FX charges on international spends till 31 Dec 2025
• Accepted Worldwide – Use across 160+ countries via JCB network

✅ Eligibility Criteria:
• Age: 18–65 years, Indian resident
• Minimum Income: ₹4 Lakh/year (salaried)
• Available in: Mumbai, Delhi NCR, Bangalore, Chennai, Pune, Hyderabad, Noida, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, Kolkata & Gurgaon

Apply Now: https://www.hsbc.co.in/credit-cards/products/rupay-cashback-credit-card/

 

[NAVEENr]

Hi anyone tried this card on international lounge

 

[NAVEENr]

Hi anyone tried this card on international lounge

It was declined in abu dhabi longue for free access. Don't trust this card have some backup

 

[RaMKA]

No body gets a free lunch. - Going for a credit card (with hefy joining and annual fees) purely for rewards point is not a productive thing in my opinion. We spend lots of time on tracking expenses to be sure of completing annual spend milestone to get subsequent year's annual fees waived off. And if we have many cards, this becomes additional challenge as for all such waiver annual fees cards we need to complete spend annually. for more than 15 years, I am holding HDFC, ICICI, Axis,, HSBC, StanChart Manhattan, IDBI, InduSind, & IDFC credit cards, all mostly platinum and LTF (Zero annual fees and NOT annual fees waiver upon certain spend using card) I ensured that I used these minimum once a year to avoid deactivation for so many years. I did not see any issue while using any card or with customer support. With my goal of having any LTF credit card (no need to track annual fees of spend to get annual fee waived off) I noticed, ICICI, HDFC and Axis are good credit cards.

To leverage early bird offers of Rupay credit card like discounts and cashbacks since 2022, I enjoyed Indian Bank (SB AC Req), BoB, UBI(SB AC Req), Canara Bank(SB AC Req), PNB and Kotak. As ICICI and HDFC were not issuing Rupay add-on CC, I went for these PSU bank credit card and wherever required opened savings account. And had collected good cashback on these Rupay and credit cards transactions on UPI app were seamless. Now closed all Rupay CC except BoB. Closed it as to keep number of credit cards manageable and PNB and UBI started annual fees on Rupay CC. BoB Rupay is still free and gives cashback.

Other cards like Standard Chartered Manhattan, HSBC, IndusInd, IDFC and IDBI (platinum and LTF) are ok and nothing great on rewards and offers (unless one goes for other variant with hefty joining and annual fees). IDBI website is not great. Recently had issue with IndusInd as they have removed humans as customer care team and everything is IVR based not addressing failed transaction issue reporting. Now a days all banks keep changing T&C and we have seen lounge access vanishing from many cards.

Instead I would suggest try SBI that has maximum offers on Amazon or even ICICI and HDFC. No point in applying for other cards unless it is corporate credit card and your are frequent flyer/traveler. I do nto have one, but planning to go for it. Many times on Amazon,. I have to use my brother's SBI card and hence impressed with it.

Summery - If we keep minimum cards with primary (Visa/Master card) + Rupay add-on card, and use it heavily across Rupay and other purchases, it would help get more points. Hence no point is hunting for higher rate rewards card.