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I am getting an ICICI Emerald CC upgrade, should I consider it ?

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rehan.natalwala said:
Not getting Magnus 😢
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in that case , you can upgrade and use the card for 1 year , post that you can use emeralde ( hopefully it will be more than 4 lakhs limit ) to get magnus next year . Emeralde is a lifestyle card and not rewarding card, you get unlimited lounge through dreamfolks , 4 golf rounds per month , unlimited domestic spa etc .
 
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Infinia is a invite only card as per my knowledge , and after the devaluation their reward system is also not like before , In terms of features Emeralde is at par with DCB , only that DCB gives lounge access to add on members , Emeralde has BMS offer I think DCB lacks there , also forex markup of DCB is 2% where as emeralde is 1.5% plus emeralde refunds hotel/flight cancellation charges upto 12K for max 2 transaction a year. As I said its a lifestyle card and not rewarding card like Magnus , Infinia
 
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metal_heart said:
As he mentioned "upgrade", I assume he has Saphhiro. So he is getting (already) most of the benefit.


I would never pay 12K+GST for Emerald. Will try for Infini/DBC; if you are not getting magnus
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No, I don't have Saphhiro lol. Just the basic LTF ICICI card.

I don't even know how I am getting this upgrade as I don't have the eligible salary too. But my spending was quite more.
 
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acmrcool said:
Infinia is a invite only card as per my knowledge , and after the devaluation their reward system is also not like before , In terms of features Emeralde is at par with DCB , only that DCB gives lounge access to add on members , Emeralde has BMS offer I think DCB lacks there , also forex markup of DCB is 2% where as emeralde is 1.5% plus emeralde refunds hotel/flight cancellation charges upto 12K for max 2 transaction a year. As I said its a lifestyle card and not rewarding card like Magnus , Infinia
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Yes, you're right. It's a lifestyle card.
 
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rehan.natalwala said:
No, I don't have Saphhiro lol. Just the basic LTF ICICI card.

I don't even know how I am getting this upgrade as I don't have the eligible salary too. But my spending was quite more.
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If you have a salary account with ICIC , they give this upgrade option , I am having the same offer since last 6 months , I am currently negotiating them for LTF Emirates Skywards Emeralde card
 
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rehan.natalwala said:
Yes, I do have the salary account.

Do teach me how to negotiate for an LTF card 😉
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I have written a mail to head customer service , for providing me LTF Emeralde based on NRV, they approved me for Sapphiro LTF was holding a Rubyx LTF since, now I have written again to provide Emirates skywards emeralde . Awaiting their response
 
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Maybe you have salary account hence you got that option otherwise your exsiting credit limit very less for Emerald card offer.
But try for only LTF cards from ICICI.
 
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