I am getting Millenia pre-approved but I want HDFC Regalia or Diners privilege cc

[M2222]

Hello Everyone

I am getting HDFC millennia LTF (50k spend) pre-approved but I am more interested in Regalia or Diners privilege card.
I don't shop much. I am only interested in cc just because of free international lounges.
I keep 1-2 lakh MAB in my hdfc account regularly.
Should I get this millennia cc now and wait for an upgrade offer(that would be 6-12 months on average) or I should wait a little more to get Regalia or Diners privilege cc pre approved offer?

 

[M2222]

I don't think so ...

Let's see...what happens

 

[M2222]

Then wait ... Atleast until offers go in sort of a saturation ... But don't push it too much either ...

Yeah...thanks🙂

 

[Dhruvit.SDhruvit.S is verified member.]

Interesting
If I did have other unsecured CCs then I wouldn't have taken LTF business moneyback

Whats so great about business money-back? My dad just got that

 

[Dhruvit.SDhruvit.S is verified member.]

Use smartbuy portal

Benefits? I got millinia for smartbuy

 

[SubhankarSubhankar is verified member.]

Hello Everyone

I am getting HDFC millennia LTF (50k spend) pre-approved but I am more interested in Regalia or Diners privilege card.
I don't shop much. I am only interested in cc just because of free international lounges.
I keep 1-2 lakh MAB in my hdfc account regularly.
Should I get this millennia cc now and wait for an upgrade offer(that would be 6-12 months on average) or I should wait a little more to get Regalia or Diners privilege cc pre approved offer?

For Regalia maintain more than 3L as AMB. Regalia has an increased floor limit of 3L, so as pre approved you'll get that.

 

[Srinivas Reddy]

For Regalia maintain more than 3L as AMB. Regalia has an increased floor limit of 3L, so as pre approved you'll get that.

3L as FD would work or 3L should be in the savings?

 

[SubhankarSubhankar is verified member.]

3L as FD would work or 3L should be in the savings?

No. AMB is of savings account. A 8-10L FD would be sufficient instead of 3L in savings account

 

[M2222]

For Regalia maintain more than 3L as AMB. Regalia has an increased floor limit of 3L, so as pre approved you'll get that.

Thanks, I will increase the MAB.