I am Once again looking for a Perfect UPI App - Query & Discussion

[rimtesh]

These are my priorities in the same order
1. Fast payments and reliability
2. Option to turn off screen lock
3. Customisable upi id, and single upi id for all accounts
4. Default payment methods according to amount entered, I would want upi lite to be the default if amount is less than 100, if it's a merchant account and if rupay cc is accepted then rupay cc else my primary bank account

 

[sunit123]

Which one should be better and convinient to use Paytm or phonepe for a gpay user ?

Bro..i am using paytm as primary (they do not sell any data) and backup is gpay. If you are okay with different upi id for each account then you can make phonepe as primary and paytm as backup

 

[praful1947]

Bro..i am using paytm as primary (they do not sell any data) and backup is gpay. If you are okay with different upi id for each account then you can make phonepe as primary and paytm as backup

In low network areas which works flawless?

 

[ambareesh]

Bro..i am using paytm as primary (they do not sell any data) and backup is gpay. If you are okay with different upi id for each account then you can make phonepe as primary and paytm as backup

Yep, go with Paytm even I'm using this app as primary.

Once they release UPI PPI wallet and also Digital Rupee (CBDC) integration it will be a full fledged financial app along with other services.

I'm also waiting for the two features in paytm app

 

[Lordkk]

Yep, go with Paytm even I'm using this app as primary.

Once they release UPI PPI wallet

No news for Paytm PPI coming anytime soon. Anyway it is almost useless when we already have upi lite

 

[sunit123]

In low network areas which works flawless?

Personally not faced any issues with paytm...I used it in hilly areas also where network coverage was bit weak.

 

[ambareesh]

No news for Paytm PPI coming anytime soon. Anyway it is almost useless when we already have upi lite

True, but the PPI Wallet and CBDC is mostly used to reduce load on bank servers. People even without bank accounts can also use UPI payments

 

[sunit123]

True, but the PPI Wallet and CBDC is mostly used to reduce load on bank servers. People even without bank accounts can also use UPI payments

i did my KYC for wallet in advance...Expecting RBI approval very soon but approval will be for limited no of wallets so do not want to miss the bus.

 

[ambareesh]

i did my KYC for wallet in advance...Expecting RBI approval very soon but approval will be for limited no of wallets so do not want to miss the bus.

For Paytm wallet?

 

[purushotham]

Any app which gives option to sort between cc and bank to find date wise or month wise Total transaction value.

Gpay has this option but date wise is not available only month wise or last 30/90 days.

 

[sunit123]

For Paytm wallet?

y e s

 

[ambareesh]

Any app which gives option to sort between cc and bank to find date wise or month wise Total transaction value.

Gpay has this option but date wise is not available only month wise or last 30/90 days.

Hey, you mean filter transaction by payment source like different banks or credit cards along with date range?

If yes, Paytm has this and can view transaction and filter transactions

I guess the limit is for two years.. not sure.. please check.

 

[praful1947]

y e s

Ye paytm me tin tin tin transaction sound off kaise hoga ?