ICICI Amazon Pay Credit Card And Regular ICICI Bank Credit Cards Limit Merger Or Transfer

[TechnoFinoTechnoFino is verified member.]

Do you think you have a regular ICICI Bank credit card and an Amazon Pay ICICI Bank credit card with two different credit limits?
Actually, you are mistaken... ICICI Bank offers only one credit account for all its credit cards.
But because of different reward systems, you might get a different per-card limit on your ICICI Bank Amazon Pay Credit Card.
For example,
Suppose you have 3 ICICI Bank credit cards,
ICICI Amazon Pay Card with 4L limit.
ICICI Coral Credit Card with 8L limit
ICICI Sapphiro Credit Card with 8L limit
Now, on the iMobile app, you’ll see that Coral and Sapphiro card limits are shared, and the Amazon Pay card’s limit is different than that of the other two.
So if you use 2L from your Coral card, the available credit limit will automatically become 6L on your Sapphiro credit card. But you'll not see any change in the available limit on your Amazon Pay Card.
But actually, you can spend a maximum of 8L using all your ICICI Bank credit cards, including Amazon Pay Card.
The maximum credit limit on any ICICI Bank card is the aggregate total credit limit.
You can't transfer the credit limit from your Amazon Pay card to a regular ICICI Bank card or vice versa. But you can request ICICI Bank to remove the per card limit and match the credit limit on Amazon Pay and regular ICICI Bank credit cards.
For this, you need to send an email to ICICI Bank & request them to match your Amazon Pay card limit with ICICI regular cards or vice versa.
The required email ID is available here- All Bank Credit Card Department Email ID & Phone No

My Case-
My ICICI Bank Emeralde Credit Card's limit is 10L and My Amazon Pay Card limit was 5.7L
I requested ICICI Bank to remove per-card limit.
Now, my Amazon Pay card limit is 10L.

 

[wapenshaw]

I just messaged them on twtter, my icici coral was 50k and apay was 501k, asked them to match the limit I got a call that it was enhanced immediately

 

[hs23new]

@TechnoFino
Is limit merger possible for RBL cards also? I have low limits on RBL World Safari card. Thinking of applying for second card and request limit merger.

 

[federer.reddevil]

In the last month my APay bill was 1.1L but just after the billing statement generated had a refund on 17k now should I pay 1.1L or just 93k for paying the whole bill amount.

I think its 93k however since 17k is a big amount dont want to leave it to chance

 

[cardio_guy]

In the last month my APay bill was 1.1L but just after the billing statement generated had a refund on 17k now should I pay 1.1L or just 93k for paying the whole bill amount.

I think its 93k however since 17k is a big amount dont want to leave it to chance

You need to pay 93k for this month bill. Given that the refund came after the bill got generated, it will be adjusted in the next bill only.

 

[shrewdoc]

In the last month my APay bill was 1.1L but just after the billing statement generated had a refund on 17k now should I pay 1.1L or just 93k for paying the whole bill amount.

I think its 93k however since 17k is a big amount dont want to leave it to chance

Need to pay full generated bill of 1.1L. Refunds are not counted as payments in ICICI.

Pay the full amount and request refund to source or to ICICI account if you have one, for the excess amount in the card account after the transaction is settled.

 

[federer.reddevil]

Received LE offer sms and in app from 5.1L to 6.1L for both Amazon Pay CC and Coral Rupay CC

Have pinged them in twitter to match the limit for my MMT Platinum Card also

 

[BeingIncog]

Received LE offer sms and in app from 5.1L to 6.1L for both Amazon Pay CC and Coral Rupay CC

Have pinged them in twitter to match the limit for my MMT Platinum Card also

when was last le received?

 

[federer.reddevil]

when was last le received?

Oct 2022 before Great Indian Shopping Festival

 

[ImKushal]

Hey guys please help me out!!
Receive SMS of Icici Credit Card Application Rejection but next day executive called me n asked My Name DoB n Application No. N said Congratulations your application is approved you'll get your card delivered in 7 days

but im confused now what should i do?

My application got rejected bcoz Agent didn't came to visit my office and he marked my application as Office Address Not verified what should i do to get this card please help
I applied it through icici branch

 

[SSV]

My application got rejected bcoz Agent didn't came to visit my office and he marked my application as Office Address Not verified what should i do to get this card please help

Where did you see this reason??
Did you get any communication conveying reason for rejection? Or you are assuming?
Pls mention events in a chronological order..

 

[ImKushal]

Where did you see this reason??
Did you get any communication conveying reason for rejection? Or you are assuming?
Pls mention events in a chronological order.

I've talked to the customer care over call they're saying application rejected due to office address not verified

Next day i got the icici executive call lady directly asked my name DOB application reference no. And said Congratulation ur application is approved before i could asked anything she hang up d call by saying your card will b delivered in 7 working days.
i applied the card through branch n I told d offline agent same situation he said he has done the Office Verification from his side by talking to his sr. Officer and i need to wait for few days my application will be approved
Idk what should i say im very confused see the screenshot below

 

[SSV]

I've talked to the customer care over call they're saying application rejected due to office address not verified

Next day i got the icici executive call lady directly asked my name DOB application reference no. And said Congratulation ur application is approved before i could asked anything she hang up d call by saying your card will b delivered in 7 working days.
i applied the card through branch n I told d offline agent same situation he said he has done the Office Verification from his side by talking to his sr. Officer and i need to wait for few days my application will be approved
Idk what should i say im very confused see the screenshot below

Most likely you will get your card..
It happened to me as well about 6 years ago...
Got rejection SMS one / two times and a few days later got approval SMS and card got delivered..
It seems they haven't stopped with wonderful process yet..

All the best

 

[ImKushal]

Most likely you will get your card..
It happened to me as well about 6 years ago...
Got rejection SMS one / two times and a few days later got approval SMS and card got delivered..
It seems they haven't stopped with wonderful process yet..

All the best

Hey thanks , I'm trying to get Icici credit card from last 4-5yrs bt NOTHING happened
I just hv one last doubt are you sure I'll get approval? Because my Apay Card got rejected in 28 March 2024 n im worried about it dropping them the email will work or should i trust the Branch's Offline Agent ?

 

[SSV]

Hey thanks , I'm trying to get Icici credit card from last 4-5yrs bt NOTHING happened
I just hv one last doubt are you sure I'll get approval? Because my Apay Card got rejected in 28 March 2024 n im worried about it dropping them the email will work or should i trust the Branch's Offline Agent ?

wait for a while .. mostly it gets approved or else we can try in a different way after 3 months or so.. dont be worried.

 

[ImKushal]

wait for a while .. mostly it gets approved or else we can try in a different way after 3 months or so.. dont be worried.

May i know what different ways in we cn apply (in rare cases im asking for)

 

[SSV]

May i know what different ways in we cn apply (in rare cases im asking for)

for this I have to ask yur complete bio data and attempts for the last 4 to 5 years..
pls wait for the current decision..

 

[Rohith-2009]

Hey thanks , I'm trying to get Icici credit card from last 4-5yrs bt NOTHING happened
I just hv one last doubt are you sure I'll get approval? Because my Apay Card got rejected in 28 March 2024 n im worried about it dropping them the email will work or should i trust the Branch's Offline Agent ?

For me, icici was rejecting my applications twice for platinum and Amazon approved it after completing my application in 1st attempt. I know it is truly because of my relationship with Amazon only.