ICICI Bank Account for Credit Card

[crazyuploader]

Hi,

I've been wanting to get a Credit Card from ICICI Bank, I've tried 2-3 times to no avail, I don't have salary slip right now, and so I'm thinking of opening an account in ICICI Bank to get Credit Card offers, just like I opened an account in HDFC Bank (started getting credit card offers, yet to apply) at the start of this year. I have around 1L lying around in my bank account which I'll pay Credit Card bill later.

So, my question was, should I open zero balance account in ICICI or regular saving account with 10K MAB? Asking from pre-approved offers perspective. As far as I'm concerned, I'm more inclined towards zero balance account, but if it hinders me from getting Credit Card offers, I'd happily take 10K MAB regular savings account.

Regards.

 

[Shubham Yadav]

Hi,

I've been wanting to get a Credit Card from ICICI Bank, I've tried 2-3 times to no avail, I don't have salary slip right now, and so I'm thinking of opening an account in ICICI Bank to get Credit Card offers, just like I opened an account in HDFC Bank (started getting credit card offers, yet to apply) at the start of this year. I have around 1L lying around in my bank account which I'll pay Credit Card bill later.

So, my question was, should I open zero balance account in ICICI or regular saving account with 10K MAB? Asking from pre-approved offers perspective. As far as I'm concerned, I'm more inclined towards zero balance account, but if it hinders me from getting Credit Card offers, I'd happily take 10K MAB regular savings account.

Regards.

Did you try Amazon pay icici card ?

 

[4uziaul]

Hi,

I've been wanting to get a Credit Card from ICICI Bank, I've tried 2-3 times to no avail, I don't have salary slip right now, and so I'm thinking of opening an account in ICICI Bank to get Credit Card offers, just like I opened an account in HDFC Bank (started getting credit card offers, yet to apply) at the start of this year. I have around 1L lying around in my bank account which I'll pay Credit Card bill later.

So, my question was, should I open zero balance account in ICICI or regular saving account with 10K MAB? Asking from pre-approved offers perspective. As far as I'm concerned, I'm more inclined towards zero balance account, but if it hinders me from getting Credit Card offers, I'd happily take 10K MAB regular savings account.

Regards.

If funds are not a constraint, consider opening a Wealth account, which is a zero-balance account.

 

[deep@vie]

Hi,

I've been wanting to get a Credit Card from ICICI Bank, I've tried 2-3 times to no avail, I don't have salary slip right now, and so I'm thinking of opening an account in ICICI Bank to get Credit Card offers, just like I opened an account in HDFC Bank (started getting credit card offers, yet to apply) at the start of this year. I have around 1L lying around in my bank account which I'll pay Credit Card bill later.

So, my question was, should I open zero balance account in ICICI or regular saving account with 10K MAB? Asking from pre-approved offers perspective. As far as I'm concerned, I'm more inclined towards zero balance account, but if it hinders me from getting Credit Card offers, I'd happily take 10K MAB regular savings account.

Regards.

You can get Apay card or any other card via C2C if it's only about getting a card.

 

[0xfallup]

Hi,

I've been wanting to get a Credit Card from ICICI Bank, I've tried 2-3 times to no avail, I don't have salary slip right now, and so I'm thinking of opening an account in ICICI Bank to get Credit Card offers, just like I opened an account in HDFC Bank (started getting credit card offers, yet to apply) at the start of this year. I have around 1L lying around in my bank account which I'll pay Credit Card bill later.

So, my question was, should I open zero balance account in ICICI or regular saving account with 10K MAB? Asking from pre-approved offers perspective. As far as I'm concerned, I'm more inclined towards zero balance account, but if it hinders me from getting Credit Card offers, I'd happily take 10K MAB regular savings account.

Regards.

go for wealth account ... heard people are getting sapphiro ltf as first cc from icici via wealth account

 

[Chaitanya-a]

So, my question was, should I open zero balance account in ICICI or regular saving account with 10K MAB? Asking from pre-approved offers perspective. As far as I'm concerned, I'm more inclined towards zero balance account, but if it hinders me from getting Credit Card offers, I'd happily take 10K MAB regular savings account.

Both 10k MAB & 95k IP are same accounts. Only thing is you have to deposit 95k while opening account & then it gets converted to zero balance account instantly.

 

[Akashn]

go for wealth account ... heard people are getting sapphiro ltf as first cc from icici via wealth account

Interesting. After 2-3 months or 6 months of opening account?

 

[0xfallup]

Interesting. After 2-3 months or 6 months of opening account?

avg timeline of 5-6 months.... if you dont have any icici cc i.e the condition

 

[deep@vie]

Hi,

I've been wanting to get a Credit Card from ICICI Bank, I've tried 2-3 times to no avail, I don't have salary slip right now, and so I'm thinking of opening an account in ICICI Bank to get Credit Card offers, just like I opened an account in HDFC Bank (started getting credit card offers, yet to apply) at the start of this year. I have around 1L lying around in my bank account which I'll pay Credit Card bill later.

So, my question was, should I open zero balance account in ICICI or regular saving account with 10K MAB? Asking from pre-approved offers perspective. As far as I'm concerned, I'm more inclined towards zero balance account, but if it hinders me from getting Credit Card offers, I'd happily take 10K MAB regular savings account.

Regards.

Can get Apay instant card generation post account opening. Then can ask over twitter or via the customer care to issue any other card.

 

[Akashn]

Can get Apay instant card generation post account opening. Then can ask over twitter or via the customer care to issue any other card.

Instant? How?

 

[deep@vie]

Instant? How?

When someone has an account or credit card with ICICI & they apply Apay card,it gets generated instantly & delivered in 3 to 5 days

 

[Akashn]

When someone has an account or credit card with ICICI & they apply Apay card,it gets generated instantly & delivered in 3 to 5 days

Yes it applies only if you have credit card. Not saving account

 

[deep@vie]

Yes it applies only if you have credit card. Not saving account

If you have good CIBIL,it applies to any kind of relationship as kyc isn't required

 

[deep@vie]

Yes it applies only if you have credit card. Not saving account

I got it done 2yrs back,instant generation with 1.6l limit,yes I had good CIBIL

 

[Akashn]

I got it done 2yrs back,instant generation with 1.6l limit,yes I had good CIBIL

Okay. I will try next month 😄

 

[deep@vie]

Okay. I will try next month 😄

Vijayi bhavah

 

[D₹V]

ICICI won't give pre approved that easily 🤣 even if you maintain high NRV.

 

[Chaitanya-a]

ICICI won't give pre approved that easily 🤣 even if you maintain high NRV.

ICICI ka pre approved is just like Kotak ka pre approved. Dhoka🤣

 

[crazyuploader]

Did you try Amazon pay icici card ?

Yes I did, last two attempts have not been successful, it didn't got approve. My salary as a newbie isn't that high right now so maybe that's why, but I do hold SBI SimplySAVE with 1L limit now, not sure if C2C could work

 

[crazyuploader]

If funds are not a constraint, consider opening a Wealth account, which is a zero-balance account.

How to open it and how much do I need to maintain?