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ICICI Bank CMS Credit

  • Thread starter Thread starter Mruseless
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Mruseless

TF Premier
Hello everyone, @DocFixIt
I recently received few funds in my icici Bank account as CMS credit.. I don't know what is it also it's the same amount which I got as refund against my transaction on Amazon. Totally same but credited twice once in card which is absolutely right as it was not a UPI transaction but account me aana... Hajam ni hua. Also I raised chargeback today for which I got temporary credit in my card today. Soo what I do now any idea. I immediately withdraw out all money 😅
 

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Again I got another Amazon refund of Rs 520/- both in my credit card account and savings bank account.

Will this work - Buy items for 4-5 lakhs from Amazon using credit card.
Cancel it. Refund will come to both credit card account and savings bank account.

Withdraw full amount and close savings bank account.
Close credit card.

Where will they catch?
try and let us know
 
I also got refunded on both accounts on CC and savings account

But after 3 days, there is a Debit from the credit card again as CMS debit. Seems like their systems are messed up!
 
I also got refunded on both accounts on CC and savings account

But after 3 days, there is a Debit from the credit card again as CMS debit. Seems like their systems are messed up!
Icici
Their Customer care connection time is infinity
Their branch are small & fucked up with attitude..
No facilities at branch..just they say use imobile or Customer care
They believe their are upper middle class bank but their services are gutter .
No credit card - in terms of good reward
Debit card - forget about rewards + no lifestyle benifits even in Wm dc

Pre approved loan comes one in million

Their app & ui - earlier it was good ..but now
I can't link my Insurance..
Got cc that i had to add mannual..
Ealier it was done within hours

When u go to open account , untill u show them their real face..they will treat u like they are some kinda Superior
 
I also got refunded on both accounts on CC and savings account

But after 3 days, there is a Debit from the credit card again as CMS debit. Seems like their systems are messed up!
Did you figure this out. Just realised it has happened to me twice in April. Refunds from the Amazon Pay ICICI CC (for cancelled products or goods not delivered) and being sent to my ICICI bank account!
 
Hello everyone, @DocFixIt
I recently received few funds in my icici Bank account as CMS credit.. I don't know what is it also it's the same amount which I got as refund against my transaction on Amazon. Totally same but credited twice once in card which is absolutely right as it was not a UPI transaction but account me aana... Hajam ni hua. Also I raised chargeback today for which I got temporary credit in my card today. Soo what I do now any idea. I immediately withdraw out all money 😅
Hey. The same thing happened wirh me. Please tell me what happened next??

Did you have to pay back the money??
@Mruseless
 
Oh My God What GIF by Hrithik Roshan
Bank will qdjust the refunded amount from your credit card. You will able to see a debit Transaction on your credit card statement for the same day when the funds were credited.
 
Hi just saw cms credit ltd transaction in my icici saving account n i was happy i got free funds..
But then I noticed same amount was deducted from credit card.
What is icici doing here?? They themselves are doing cc to bank transfer?
Here for everyone money got debited from credit card but did you guys got cashback or reward points for those transactions ?
 
got refund from myntra into my icici bank account and credit card, which is in negative balance. now i have pay it back? tough luck. this is entirely their mistake and i wont be paying that money. will fight if i have to

amount is around 2800rs

i never filed any kind of charge back and i paid all my bill on due date

i will close both of my icici credit cards tomorrow morning.
 
I had opened a 0 balance account in ICICI bank for my wife. She just uses Amazon pay icici card. Never put even 1 rs in the bank account.
Now that account has 12000 rs balance. All came as cms credit. Double refund on bank and card. It's a good deal.

Yes they debited same amount from cc. But this 0 balance account i use only for cms credit purpose 🙂
 
got refund from myntra into my icici bank account and credit card, which is in negative balance. now i have pay it back? tough luck. this is entirely their mistake and i wont be paying that money. will fight if i have to

amount is around 2800rs

i never filed any kind of charge back and i paid all my bill on due date

i will close both of my icici credit cards tomorrow morning.
Kya bhai jee ayese mat karye, dena toh padega chahiye jaise hoo...

Atleast iske liye kush hoiye ki aapko 2800 due date ka mile hain, aap apna maan sakte toh tab tak ke liye 👀
 
I had opened a 0 balance account in ICICI bank for my wife. She just uses Amazon pay icici card. Never put even 1 rs in the bank account.
Now that account has 12000 rs balance. All came as cms credit. Double refund on bank and card. It's a good deal.

Yes they debited same amount from cc. But this 0 balance account i use only for cms credit purpose 🙂
Chaliye free ka intrest hi sahi 👀
 
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