Devaluation ICICI Bank Credit Card Devaluation Notice 3rd January, 2024 | Lounge access, DCC fees, Reward System affected

[Walter White]

bob eterna ❤️

Bob premier bhi Coral se accha hai....1 lounge access per quarter aur 4 international lounge access per year 🤣

 

[indragh]

My Sapphiro lounge access is safe...for now. I'm guessing this is soon to follow as this devaluation was only for cards with 1 access a quarter. Would this mean they'll ask for 35k on each Sapphiro version for dual variant later? That would make the dual variant MUCH worse than Visa.

 

[Walter White]

My Sapphiro lounge access is safe...for now. I'm guessing this is soon to follow as this devaluation was only for cards with 1 access a quarter. Would this mean they'll ask for 35k on each Sapphiro version for dual variant later? That would make the dual variant MUCH worse than Visa.

All gemstone cards are linked. Even if you make 5k spends on Sapphiro Visa, you'll be able to access lounge on all variants of Sapphiro and Rubyx you will be holding. Even if you spend 2k on Visa, 2k on MC and 1k on Amex, you'll get lounge benefits on all.

 

[LordPSN]

So like HDFC, ICICI has devalued lounge access.
Check the image.

 

[Walter White]

Bhai ka sabun slow hai

 

[indragh]

All gemstone cards are linked. Even if you make 5k spends on Sapphiro Visa, you'll be able to access lounge on all variants of Sapphiro and Rubyx you will be holding. Even if you spend 2k on Visa, 2k on MC and 1k on Amex, you'll get lounge benefits on all.

Wow. Didn't know that. In that case I can just spend on my Amex MRCC and use Sapphiro MC for backup while using Sapphiro Amex for lounge (it has nice lounges). That way I can maximise rewards and optimise spending. Thanks.

 

[shutapdiya]

All gemstone cards are linked. Even if you make 5k spends on Sapphiro Visa, you'll be able to access lounge on all variants of Sapphiro and Rubyx you will be holding. Even if you spend 2k on Visa, 2k on MC and 1k on Amex, you'll get lounge benefits on all.

Is this tried and tested?

 

[Abhishek012]

Rupay cc/dc are still unrestricted. Don't expect major difference yet

ICICI Coral RuPay CC also added for this restriction.

 

[Walter White]

Is this tried and tested?

Haan....Dreamfolks web app me saare pe eligible show karta hai

 

[shutapdiya]

Haan....Dreamfolks web app me saare pe eligible show karta hai

Matlab agar kisi card ka spend based meet nahi hua to Dreamfolks pe available access zero batayega? 🤔

 

[WandereR]

ICICI Coral RuPay CC also added for this restriction.

I meant govt banks which buy lounge access directly from Rupay

 

[Walter White]

Matlab agar kisi card ka spend based meet nahi hua to Dreamfolks pe available access zero batayega? 🤔

Exactly. Iska answer yes hai. 3 words wala rule hatao yaar. 🤣

 

[shutapdiya]

Exactly. Iska answer yes hai. 3 words wala rule hatao yaar. 🤣

Ye feature nahi pata tha
Aajke nayi seekh mili
Thanks Walter Bhai

 

[Walter White]

Ye feature nahi pata tha
Aajke nayi seekh mili
Thanks Walter Bhai

Yeh mat patch karva dena 🤣

 

[shutapdiya]

Yeh mat patch karva dena 🤣

Wo kaam Commander ke hai🤣

Tag nahi kar raha hu, warna najar lag jayegi😂

 

[abhiver]

I doubt, I have IDFC wealth and I haven't used it since September, still on Dreamfolk it shows 4 Lounge / Spa access.

 

[Walter White]

I doubt, I have IDFC wealth and I haven't used it since September, still on Dreamfolk it shows 4 Lounge / Spa access.

International lounge aur spa access ka ispe koi effect nhi hota. Har saal renew ho jaata hai vo.

 

[Abhishek012]

Starting Apr 01, 2024, you can enjoy One complimentary airport lounge access by spending Rs. 35,000 in the preceding calendar quarter. Spends made in the preceding calendar quarter will unlock access for the subsequent calendar quarter.
To be eligible for complimentary lounge access in Apr-May-Jun, 2024 quarter, you need to spend a minimum of Rs.35,000 in the January-February-March 2024 quarter and similarly for following quarters.

This updated criteria to avail complimentary domestic airport lounge access will be applicable for below cards:
View attachment 39180

Dynamic Currency Conversion (DCC):
Starting Feb 01, 2024, a DCC fee of 1% plus taxes will be applicable on each International transaction carried out in Indian currency at an International location or transactions carried out in Indian currency with merchants located in India but registered in a foreign nation. This change will apply to all ICICI Bank credit cards.

Rewards on Rent Payment and E-Wallet Loading:
From Feb 01, 2024, rent pay and e-wallet loading transactions will not accrue any reward points.

*This change will not apply for Amazon pay ICICI Bank credit card

Rewards on Utility Payments:
You will continue to earn reward points on utility transactions as offered on your card. Starting Feb 01, 2024, the government transactions will be included under utility payment transactions. This change will apply to all ICICI Bank credit cards.

Official Announcement Link: https://www.icicibank.com/personal-banking/cards/credit-card/upcoming-changes-features-and-charges

ICICI HPCL SuperSaver RuPay Variant ka naam nhi hai ? 🤔🤔

Galat baat hai yeh, saare card ko equally treat karne chahaiye.

Kal ko phir Visa ya mastercard me koi benefit de dega and RuPay pe remove kar dega.

Yeh sab ek kharab mindset create krta hai bank employees and customers me.

 

[imdjay]

Yeh mat patch karva dena 🤣

jab baatein aise potentially secret me convert ho jaaye to DM me kud jaya kero 🤣

 

[Abhishek012]

All gemstone cards are linked. Even if you make 5k spends on Sapphiro Visa, you'll be able to access lounge on all variants of Sapphiro and Rubyx you will be holding. Even if you spend 2k on Visa, 2k on MC and 1k on Amex, you'll get lounge benefits on all.

Yeh batao ICICI k CC link UPI spend karne pe bhi lounge access unlock ho jate ha ki nhi ?