drsel
TF Prestige
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Devaluation ICICI Bank Credit Card Devaluation Notice 3rd January, 2024 | Lounge access, DCC fees, Reward System affected
- Thread starter TechnoFino
- Start date
Ltf hai bhai
Disclaimer: got it without having any savings account in iccic. I only had amazon pay card for 3years and got this offersd as ltf recently
I've honestly never felt any acceptance issues with DCB. Neither in India nor abroad. Some ingame purchases have that restriction but not of frequent use.
Neu infinity is still the first choice of many for UPI. Swiggy card is also good for its fee
DCB accha card hai. India me Rupay ke saath tie up ke baad issues minimum aate hai acceptance ke.
Agreed, I am using it for rent payment 25k/mon at 50% total card limit utilisation, with no additional rent fee charged and also covering quarterly spend milestone to generate a 1% return on it, all this by using their hdfc billpay portal ensuring regular base reward points as its utlity mcc. Couldn't ask for more from hdfc.
Infinia -0, moneyback - 1
tier 1 still has acceptance issues with amex and diners
abroad wont be an issue but in india it is there
Starting Apr 01, 2024, one can enjoy One complimentary airport lounge access by spending Rs. 35,000 in the preceding calendar quarter. Spends made in the preceding calendar quarter will unlock access for the subsequent calendar quarter. To be eligible for complimentary lounge access in Apr-May-Jun, 2024 quarter, one needs to spend a minimum of Rs.35,000 in the January-February-March 2024 quarter and similarly for following quarters.
Affected Cards: upcoming-changes-features-and-charges | ICICI Bank
Dynamic Currency Conversion (DCC):
Starting Feb 01, 2024, a DCC fee of 1% plus taxes will be applicable on each international transaction carried out in Indian currency at an international location or transactions carried out in Indian currency with merchants located in India but registered in a foreign nation. This change will apply to all ICICI Bank credit cards.
Rewards on Rent Payment and E-Wallet Loading:
From Feb 01, 2024, rent pay and e-wallet loading transactions will not accrue any reward points.
Affected Cards: upcoming-changes-features-and-charges | ICICI Bank
Dynamic Currency Conversion (DCC):
Starting Feb 01, 2024, a DCC fee of 1% plus taxes will be applicable on each international transaction carried out in Indian currency at an international location or transactions carried out in Indian currency with merchants located in India but registered in a foreign nation. This change will apply to all ICICI Bank credit cards.
Rewards on Rent Payment and E-Wallet Loading:
From Feb 01, 2024, rent pay and e-wallet loading transactions will not accrue any reward points.
- This change will not apply for Amazon pay ICICI Bank credit card.
shutapdiya
TF Legend
Repost, you are very late
I tried searching the forum before posting this, may be I didn't put right key words.
You have to spend on ICICI Gemstone cards to avail lounge access. Amex MRCC is not part of ICICI bank, spending on it wont get you lounge access.
I meant using Sapphiro MC for backup. I'll satisfy the 5k/qtr criteria pretty easily with that. MRCC is more for regular spends where Amex is accepted.
In the devaluation post, I could not understand why utility point is mentioned?
Whether its a devaluation or value addition?
Whether its a devaluation or value addition?
Hey bro! copied my username 😛
Did you get pre approved ltf sapphiro directly as an upgrade or some other way?
drsel
TF Prestige
Don't bother, the reward rate is very low, less than 2%
For the 10% discount any ICICI card will do except Amazon
It wasn't upgrade. Under apply now i got this offer. I wanter super saver hpcl bit that was not ltf so took this
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