Devaluation ICICI Bank Credit Card Devaluation Notice 3rd January, 2024 | Lounge access, DCC fees, Reward System affected

[nickee007]

Sapphiro is good for BMS BOGO, Dreamfolks and ICICI Offers during great indian and big billion days sales.

 

[Prime Carlsen]

Don't bother, the reward rate is very low, less than 2%
For the 10% discount any ICICI card will do except Amazon

Yeah I am aware of this. I wanted to know if it was offered easily or not. If it is LTF, then I find it good for BOGO.

 

[nickee007]

Yeah I am aware of this. I wanted to know if it was offered easily or not. If it is LTF, then I find it good for BOGO.

If you have long term relationship with ICICI or have ICICI Wealth Management or Wealth Select account then you can try by applying it on their page (This make a cibil enquiry):

Apply for ICICI Bank Products and Services | ICICI Bank

Access the online application form to apply for a wide range of banking products and services. Fill out the form securely and conveniently to initiate your banking journey. Start today!

buy.icicibank.com

It will list down cards you are applicable and joining and annual fees.
If both joining and annual fees shows NIL then go ahead with the application.

 

[Prime Carlsen]

If you have long term relationship with ICICI or have ICICI Wealth Management or Wealth Select account then you can try by applying it on their page (This make a cibil enquiry):

Apply for ICICI Bank Products and Services | ICICI Bank

Access the online application form to apply for a wide range of banking products and services. Fill out the form securely and conveniently to initiate your banking journey. Start today!

buy.icicibank.com

It will list down cards you are applicable and joining and annual fees.
If both joining and annual fees shows NIL then go ahead with the application.

Thanks for the detailed answer. Last year I had applied for Rubyx this way. After that sapphiro was not coming up for me for several months under this application so I went ahead with alumni application recently.

I was curious to see if sapphiro ever came up as ltf without salary criteria fulfilment. I think based on the responses, good relationship and wealth accounts do get it.

 

[SSV]

Moneyback best card hai HDFC ka 😝

Yes this is correct..
if there is one mainstream HDFC card that can never ever be devalued ..it is the legendary MB+ , because there is absolutely no room/ scope to devalue…
It’s so well planned and designed card that there won’t be any devaluations

 

[sanjib123]

However, Apay ICICI will still give 1% CB at wallet loading, sigh of relief for many although I am not able to use sideloading via zomato at paytm as Paytm isn't accepting anymore new applications for wallet transactions

 

[Vasuki]

However, Apay ICICI will still give 1% CB at wallet loading, sigh of relief for many although I am not able to use sideloading via zomato at paytm as Paytm isn't accepting anymore new applications for wallet transactions

Paytm at 4.25% .. for regular wallet loaders

 

[Strange]

However, Apay ICICI will still give 1% CB at wallet loading, sigh of relief for many although I am not able to use sideloading via zomato at paytm as Paytm isn't accepting anymore new applications for wallet transactions

Paytm has already stopped free wallet loading even upto 4k on third party apps.

 

[DaDarkkNight]

Yes this is correct..
if there is one mainstream HDFC card that can never ever be devalued ..it is the legendary MB+ , because there is absolutely no room/ scope to devalue…
It’s so well planned and designed card that there won’t be any devaluations

Room is plenty, panda, in moneyback+, hence there is enough scope to remove the valueback it provides
FYI, mb+ provides 10x reward points on platforms like swiggy, amazon, big basket,Flipkart,reliance smart etc.
Had you known this, you wouldn't have opted for infinia, isn't it?

 

[drsel]

Now we should start a new topic which is the biggest rip off credit card made for gullible fools

 

[PrateekAgarwal]

Such a sad state. I guess they're following suit after Axis and HDFC. Glad that my LTF Sapphiro is out of this as of now.

 

[drsel]

Ranking of the top 10 best and worst credit cards

 

[SSV]

Now we should start a new topic which is the biggest rip off credit card

You would see overwhelming responses in this category ... competition will be fierce !! for both getting in to top 10 and for winning the title !!!

 

[Vasuki]

Ranking of the top 10 best and worst credit cards

Start a THREAD 🧵
Seek nomination then start vote

 

[imrtbpsp]

ICICI Bank's credit card changes: No rent rewards from Feb 1, new lounge access rules from April 1

ICICI Bank's credit card changes: No rent rewards from Feb 1, new lounge access rules from April 1

ICICI Bank's credit card changes: Rent payments and e-wallet loading transactions will no longer accrue any reward points starting from February 1, 2024.

www.cnbctv18.com

 

[nirmalya]

View attachment 39306

Yes, in terms of devaluation wave Axis started first. But as of now it still offers complimentary Lounge Access in its entry level cards which may end soon.

 

[nickee007]

It’s welcome change given the crowd we see in lounges these days 💁🏼‍♂️

 

[drsel]

It’s welcome change given the crowd we see in lounges these days 💁🏼‍♂️

What is worse is the queue to get in, when people in front of you try each and every card they have to get free Lounge access and waste everybody's time.

Just imagine each person dumping 10 cards at the counter and telling the cashier to try all of them to see which card will give him free Lounge access 😂

 

[nickee007]

What is worse is the queue to get in, when people in front of you try each and every card they have to get free Lounge access and waste everybody's time

Yeah just to see if their cards have acceptance and they don’t know it yet.

What lounges should do it allow them in and charge the 1.5k one time fees (all this while they are eating food that they thought is free)

They won’t do it next time onwards, and at least would do some research before entering a lounge next time.

 

[Deleted member 9785]

sab mare jayenge. sirf true HNI cards bachenge

Baki junta twitter insta fb reels banayenge mar gaya re 500 rs ke chole bathure, 300 rs ki maggi.