ICICI Bank Credit Card Limit Enhancement Issue

[jd123]

My ICICI Credit Card limit is only 1,00,000 since last two years

After my salary revision, I sent them documents but they denied and quoted the following

"Limit on your credit card is enhanced recently, Hence, we regret our inability to increase your credit limit at this point of time as the limit assigned to your card account is already the maximum possible, as per the bank's policy"

In reality, since beginning they never increase my limit.

Someone guide me for the options. They clearly written false statement in the mail.

 

[EnthuCC]

What about Indusind and IDFC?

I can say about IDFC with experience but it's not 100% certain.
Cross the 30% of credit limit slightly for 2 consecutive months with mix of offline and online spends.

I noticed this pattern in my credit limit and they increased it exactly by 20%.

 

[Hanuman Singh]

ICICI is the most liberal bank wrt Limit Enhancements in India..
To get LE in ICICI cards, you need to practice Start and Stop technique.
Which means start using moderately for 1 month and stop entirely for 2 to 3 months …
You will get your LE in 6 to 12 months without any docs .
As you have been using it for quite some time , now stop using it completely for next 3 months and start again for 1 month.
It had previously worked for some people including myself..

Report it back after 6 months..
All the best

Goes for every banks after 3 to 5 months complete non- usage, they'll keep knocking "Bhagwan ke naam pe personal loan lele re baba", keep mum, they'll increase limit famous idiom "Banks internal policy" ,,😏