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ICICI Bank Sapphiro Credit Card Lifetime Free Under Alumni Program : Full Details And Application Link

I think ICICI are just giving Sapphiro card like bhandara... Almost everyone having LTF Sapphiro under alumni program... 🤣🤣 Card itself is of no use... Even APay is btr
 
I think ICICI are just giving Sapphiro card like bhandara... Almost everyone having LTF Sapphiro under alumni program... 🤣🤣 Card itself is of no use... Even APay is btr
It was supposed to give like bhandara to all those who are eligible under their program.

118 institutions so far in their list & any person who have good interest in ltf credit card & have eligible institute in list, will not miss chance to get Sapphiro ( although I agree it's normal card with not much benefits except extra lounge access ).
 
It was supposed to give like bhandara to all those who are eligible under their program.

118 institutions so far in their list & any person who have good interest in ltf credit card & have eligible institute in list, will not miss chance to get Sapphiro ( although I agree it's normal card with not much benefits except extra lounge access ).
I really miss the DCB alumni offer 😔
I missed it and they shut the program.. now they offering DCB metal FYF... But annual fee is pretty steep
 
I can see both dual card Sapphiro in iMobile app. But it shows the outstanding balance of my primary card ( Platinum ) & same transaction settings.

Is this a glitch & settle on its own or I should contact customer care ?
 
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this is normal as it's shared limit with gemstone card from icici.

didn't get this.
I understand share limit. I have platinum, Apay & Mmt signature card too.

Platinum being primary card.

After generation of dual sapphiro last night, I can see it reflects current outstanding balance of platinum. I didn't even had to activate it,all transactions were similar to platinum. Did one small transaction on MasterCard sapphiro and it showed same current outstanding on platinum, amex & MasterCard.

apay & mmt current outstanding is different for both like usual ( overall limit being same for all ).
 
I can see both dual card Sapphiro in iMobile app. But it shows the outstanding balance of my primary card ( Platinum ) & same transaction settings.

Is this a glitch & settle on its own or I should contact customer care ?
ICICI Sapphiro are basically add-on cards for primary card.. they share the limits between them
 
Oh, so there will be no extra account on cibil ?
Sorry buddy..... Limit remain same.. even ICICI says that your total limit is the highest limit on any of the ICICI card you hold.. they allow a person to have whole range of their cards unlike other banks
 
Sorry buddy..... Limit remain same.. even ICICI says that your total limit is the highest limit on any of the ICICI card you hold.. they allow a person to have whole range of their cards unlike other banks
Not asking about limit. I know it's share limit across all icici cards that hold.

I am asking both Sapphiro dual cards are issued as add on for platinum ( primary card ) ?

Because platinum, amex Sapphiro & MasterCard Sapphiro shows same current outstanding. Whereas mmt & apay have different current outstanding as per individual use of card.

Limit is same for all that I know.
 
nope. 3 accounts already right? apay 1, mmt 1, plat 1!
Yes,right. I assume alumni issued sapphiro is add on for my primary card platinum as all dual & platinum show sane current outstanding. Apay & MMT have different current outstanding as per use. Overall Limit being same for all.
 
Not asking about limit. I know it's share limit across all icici cards that hold.

I am asking both Sapphiro dual cards are issued as add on for platinum ( primary card ) ?

Because platinum, amex Sapphiro & MasterCard Sapphiro shows same current outstanding. Whereas mmt & apay have different current outstanding as per individual use of card.

Limit is same for all that I know.
Yes they are seen as add-on cards... You spend on one and all three will show spendings
 
I have MMT Signature, Coral Rupay and Dual Sapphiro, although Coral and Sapphiro share one account in cibil but I am getting 3 individual statements for each card.
And no relation between outstanding of Coral and Sapphiro.
That may be because of different bill generation date for each card.
 
It was supposed to give like bhandara to all those who are eligible under their program.

118 institutions so far in their list & any person who have good interest in ltf credit card & have eligible institute in list, will not miss chance to get Sapphiro ( although I agree it's normal card with not much benefits except extra lounge access ).
Please provide the links of the list.
 
Oh, so there will be no extra account on cibil ?
Yes, all ICICI credit cards (at least other than APay) have shared limit, shared "balance" and shared CIBIL account. You can pay to any one card to get the shared balance brought down or shared dues cleared.
 
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