Thanks for your reply. Should I? People have been suggesting in this thread that contacting CC has made things worse for them regarding approval
I was in same boat as you , I applied on 27th Nov with Vkyc (CIBIL hit ) then a text later after 3 days of Application processing and heard nothing after that till 12th December.
I mailed them for status and reply was my application was incomplete as agent hasn’t filled my employer details ( she wrote my college’s name in place of employer) ; I was told that I will be receiving call for the details updation soon however I never received one.
Being restless and angry over the silly mistake made by an agent , I applied from the link again and received call for application on 13th December.
I told the agent about my earlier application , non-surprisingly she offered to fill new application.
I gave go-ahead for the same with CIBIL Enquiry Consent Text again but good thing was I got “no CIBIL Hit” 😁😁.
Did Vkyc and everything but this time too I heard nothing from them till 15th evening i.e. Rejection Message.
I was pretty furious and shot off mail to ALUMNI CC and PNO both with asking reason for Rejection ( specified RBI Provisions too).
On 16th Morning Received the approval text.
PS : I held SB Account , APay and Coral Cards so wasn’t NTB.
So , I have elaborated my experience.
Its upto you to decide.
Good Luck