• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

ICICI Bank Times Black Credit Card Launched - Full Details & Review

Would they approve the Card for CIBIL of 746? 40L income.
I can use this card as I have high utility payments. Also, I do not have any other super premium cards.
Please advise whether I should apply before launch (does it affect approval chances?). If i "Join the waitlist" on their website, does it mean consent to perform a hard enquiry of my CIBIL?
 
Last edited:
Would they approve the Card for CIBIL of 746?
I can use this card as I have high utility payments. Also, I do not have any other super premium cards.
Please advise whether I should apply before launch (does it affect approval chances?). If i "Join the waitlist" on their website, does it mean consent to perform a hard enquiry of my CIBIL?
As of now nothing concrete. Just wait for the launch.
 
Would they approve the Card for CIBIL of 746?
I can use this card as I have high utility payments. Also, I do not have any other super premium cards.
Please advise whether I should apply before launch (does it affect approval chances?). If i "Join the waitlist" on their website, does it mean consent to perform a hard enquiry of my CIBIL?

Bigger Question:
Why should someone show interest in a card without knowing its complete features.
There are hundreds of card in the market. Does all of them suit you.

Obviously, no one would get the card on basis of showing interest.
It would be based on certain parameters and criteria. If this card for only the top 0.1% people of the country, then this showing interest has no relevance.

Dont worry, without knowing your eligibility (income) they wont go for CIBIL check.
 
  • Like
Reactions: BVC
What did you like in this card? I didn’t find anything interesting in the rewards structure maybe I missed something.
Nothing. The card is shite. I applied just to keep up with what they might change before launch. Lets be very honest, that is the reason they are doing this time pass. Trying different permutation combinations to see just how much, or how little, will make this card seem reasonable for people.
 
Would they approve the Card for CIBIL of 746? 40L income.
I can use this card as I have high utility payments. Also, I do not have any other super premium cards.
Please advise whether I should apply before launch (does it affect approval chances?). If i "Join the waitlist" on their website, does it mean consent to perform a hard enquiry of my CIBIL?

What about a cibil hit? I think for a civil head nowadays the banks required a OTP am I not right?

They ARE asking for OTP
No need to worry. It was not PAN/Adhaar verification this time. Probably, just to keep away spammers. I have not recevied the message for CIBIL enquiry yet. I do not think they will initiate CIBIL enquires before full feature launch.
 
When is the Card finally expected to hit the market..Checked with my RM he mentioned "Ab dekho kab aata hain" not sure what it meant 😁
 
Agreed...so many enquiries but ICICI is known for their bad reward structure..will they change that though?
They will not change their reward structure and exclusions. ICICI cards are only good as LTF and that too just for non spend based benefits and merchant discounts.
 
Back
Top