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What did you like in this card? I didn’t find anything interesting in the rewards structure maybe I missed something.Applied for waitlist because... why not? They better add a milestone benefit or something. The reward structure is pathetic.
As of now nothing concrete. Just wait for the launch.Would they approve the Card for CIBIL of 746?
I can use this card as I have high utility payments. Also, I do not have any other super premium cards.
Please advise whether I should apply before launch (does it affect approval chances?). If i "Join the waitlist" on their website, does it mean consent to perform a hard enquiry of my CIBIL?
What about a cibil hit? I think for a civil head nowadays the banks required a OTP am I not right?As of now nothing concrete. Just wait for the launch.
Would they approve the Card for CIBIL of 746?
I can use this card as I have high utility payments. Also, I do not have any other super premium cards.
Please advise whether I should apply before launch (does it affect approval chances?). If i "Join the waitlist" on their website, does it mean consent to perform a hard enquiry of my CIBIL?
@Dobbiee has answered your question well.What about a cibil hit? I think for a civil head nowadays the banks required a OTP am I not right?
They ARE asking for OTPWhat about a cibil hit? I think for a civil head nowadays the banks required a OTP am I not right?
Nothing. The card is shite. I applied just to keep up with what they might change before launch. Lets be very honest, that is the reason they are doing this time pass. Trying different permutation combinations to see just how much, or how little, will make this card seem reasonable for people.What did you like in this card? I didn’t find anything interesting in the rewards structure maybe I missed something.
Would they approve the Card for CIBIL of 746? 40L income.
I can use this card as I have high utility payments. Also, I do not have any other super premium cards.
Please advise whether I should apply before launch (does it affect approval chances?). If i "Join the waitlist" on their website, does it mean consent to perform a hard enquiry of my CIBIL?
What about a cibil hit? I think for a civil head nowadays the banks required a OTP am I not right?
No need to worry. It was not PAN/Adhaar verification this time. Probably, just to keep away spammers. I have not recevied the message for CIBIL enquiry yet. I do not think they will initiate CIBIL enquires before full feature launch.They ARE asking for OTP
Hahaha..yaa ho sakta hain
Why.. Why.. Why.. 😂😂.![]()
Times Black ICICI Credit Card
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Lot of people are showing interest in the card even when fees is very high and rewards structure is shitty.![]()
Times Black ICICI Credit Card
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It's just FOMOLot of people are showing interest in the card even when fees is very high and rewards structure is shitty
Why would you want this card?I have infinia having 25 lac limit, will I get this on C2C basis. Yearly spend approx 15 lac.
Agreed...so many enquiries but ICICI is known for their bad reward structure..will they change that though?It's just FOMO
They will not change their reward structure and exclusions. ICICI cards are only good as LTF and that too just for non spend based benefits and merchant discounts.Agreed...so many enquiries but ICICI is known for their bad reward structure..will they change that though?