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ICICI blunder šŸ˜”

  • Thread starter Thread starter Laukik
  • Start date Start date
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Laukik

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Recently i realised that one of my ICICI card that i closed had not reported my payment history to CIBIL. (it shows XXX on CIBIL report, which means not Reported). Is it possible for them to report it now? Because of this my cibil took quite a hit and did not improve even though i made all timely payments.
 
Recently i realised that one of my ICICI card that i closed had not reported my payment history to CIBIL. (it shows XXX on CIBIL report, which means not Reported). Is it possible for them to report it now? Because of this my cibil took quite a hit and did not improve even though i made all timely payments.
XXX report to cibil is not negative impact you can check there is other factor that hit your cibil
 
Recently i realised that one of my ICICI card that i closed had not reported my payment history to CIBIL. (it shows XXX on CIBIL report, which means not Reported). Is it possible for them to report it now? Because of this my cibil took quite a hit and did not improve even though i made all timely payments.
If its XXX then you are safe. Don't worry.
 
Recently i realised that one of my ICICI card that i closed had not reported my payment history to CIBIL. (it shows XXX on CIBIL report, which means not Reported). Is it possible for them to report it now? Because of this my cibil took quite a hit and did not improve even though i made all timely payments.

ICICI Card1

1694422476933.png

ICICI Card 2

1694422504712.png

See how many 'XXX' are there and my score hovers around 780.
 
Recently i realised that one of my ICICI card that i closed had not reported my payment history to CIBIL. (it shows XXX on CIBIL report, which means not Reported). Is it possible for them to report it now? Because of this my cibil took quite a hit and did not improve even though i made all timely payments.

Having said that, my AX*S flipkart card which was closed in May 2023 now showing "blank" in the respective columns and it should be like this only..
There is a difference between "blank" and "XXX"

1694422863237.png
 
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