ICICI Coral Rupay Credit Card

[BVCBVC is verified member.]

Hi,

Has anyone from the community got the ICICI Coral Rupay credit card??

I do have ICICI Expressions card is there any chances of changing this card to Coral Rupay variant.

 

[pprakash11]

Bro just get the coral one then ask them to convert.

How to get Coral LTF ?

 

[RewardsAlert]

How to get Coral LTF ?

You can get it based on ICICI savings account.
Try to maintain around 30k and above to receive pre approved offer. Also try doing transactions using that account
If you are already an ICICI customer, then no option for you to get this LTF apart from salary criteria.

 

[pprakash11]

You can get it based on ICICI savings account.
Try to maintain around 30k and above to receive pre approved offer. Also try doing transactions using that account
If you are already an ICICI customer, then no option for you to get this LTF apart from salary criteria.

Without CIBIL hit, is there any way to get Coral LTF ?
I've MMT Signature, MMT Platinum, Apay, Platinum Chip.

 

[VISHESH_BANSAL]

Both will be active.
ICICI never closes cards on upgrades.
Tabhi to logo k paas 10-10 cards rehte hain ICICI ke.

Use 1 bhi nhi hota 🤣

Are you sure.
I have an Upgrade offer.
If I upgrade via Imobile
my existing card would not get closed automatically ?

 

[RewardsAlert]

Without CIBIL hit, is there any way to get Coral LTF ?
I've MMT Signature, MMT Platinum, Apay, Platinum Chip.

No without cibil hit not possible, since you're already an ICICI customer.
But, if you're salary is more than 50k then you can receive it on salary basis with cibil hit.
Also, one more trick is there, but that is very risky, so no point of repeating it.

 

[pprakash11]

Are you sure.
I have an Upgrade offer.
If I upgrade via Imobile
my existing card would not get closed automatically ?

Haan bhai. Mera MMT Platinum pe aaya tha upgrade to MMT Signature bhi le liya.
Dono active hai.
MMT pe monday ko dono card ka 15% IBD le liya.

 

[pprakash11]

No without cibil hit not possible, since you're already an ICICI customer.
But, if you're salary is more than 50k then you can receive it on salary basis with cibil hit.
Also, one more trick is there, but that is very risky, so no point of repeating it.

Please do tell, the other one as well

 

[VISHESH_BANSAL]

Haan bhai. Mera MMT Platinum pe aaya tha upgrade to MMT Signature bhi le liya.
Dono active hai.
MMT pe monday ko dono card ka 15% IBD le liya.

I will choose ICICI mine Credit Card.

I thought my Platinum would get closed, if I Upgrade it.

 

[RewardsAlert]

Please do tell, the other one as well

I saw some people sharing in previous threads, that
There is a sure way that ICICI offers you high variant LTF cards based on your credit limit if you close all existing credit cards with ICICI.
This is very risky and tedious as one has to go through apay application again and rest cards can be applied through customer care.
But still, it is upto one's own will.
Suppose your limit is 1L+ then you will receive coral LTF, 2L+ then Rubyx LTF and so on.
Nothing is confirmed, only based on experiences of our members.
Thanks

 

[pprakash11]

I will choose ICICI mine Credit Card.

I thought my Platinum would get closed, if I Upgrade it.

Mine me paid wala ya free wala ?

 

[VISHESH_BANSAL]

Mine me paid wala ya free wala ?

Abhi paid wala mil raha hai.

Call karke fee wala karwa luga.
As per situation and usage, I will again choose paid wala.

5% upto 750 cashback dega Mine on Amazon and other selected merchants.
20k spends pe fee reversed ho jayegi for that month.

During sale on Amazon, 10% Bank discount plus 5% cashback.

 

[pprakash11]

Abhi paid wala mil raha hai.

Call karke fee wala karwa luga.
As per situation and usage, I will again choose paid wala.

5% upto 750 cashback dega Mine on Amazon and other selected merchants.
20k spends pe fee reversed ho jayegi.

During sale on Amazon, 10% Bank discount plus 5% cashback.

Chalak bro, very chalak.

 

[jack333]

I have coral visa so i have messaged to change visa to coral on twitter next day they called & mailed me it is under process after that card changed delivered

IS your visa one also active?

 

[Rahul Gupta]

Abhi paid wala mil raha hai.

Call karke fee wala karwa luga.
As per situation and usage, I will again choose paid wala.

5% upto 750 cashback dega Mine on Amazon and other selected merchants.
20k spends pe fee reversed ho jayegi for that month.

During sale on Amazon, 10% Bank discount plus 5% cashback.

abhi mujhe bhi mine chaiye lol

 

[pprakash11]

abhi mujhe bhi mine chaiye lol

Mere pe abhi bhi upgrade offer hai. 🤣

 

[RewardsAlert]

Abhi paid wala mil raha hai.

Call karke fee wala karwa luga.
As per situation and usage, I will again choose paid wala.

5% upto 750 cashback dega Mine on Amazon and other selected merchants.
20k spends pe fee reversed ho jayegi for that month.

During sale on Amazon, 10% Bank discount plus 5% cashback.

Does mine card gets issued as an upgrade just by call to customer care or is it only possible by automatic system offer?

 

[Rahul Gupta]

Does mine card gets issued as an upgrade just by call to customer care or is it only possible by automatic system offer?

+1

 

[VISHESH_BANSAL]

Does mine card gets issued as an upgrade just by call to customer care or is it only possible by automatic system offer?

I called customer care also.
Customer care told me on your Account no upgrade offer is showing in systems.

But in I-Mobile , 3 cards are there.

Customer care told me he can also take request for any card except Mine , Platinum and Apay.

 

[RewardsAlert]

I called customer care also.
Customer care told me on your Account no upgrade offer is showing in systems.

But in I-Mobile , 3 cards are there.

Customer care told me he can also take request for any card except Mine , Platinum and Apay.

Thanks for your quick confirmation.
You are absolutely right in saying this.
Few days back, I had tried to apply mine card by calling customer care at least 3-4 different times, but everytime they said mine card is not possible. So, I think it is not in their system to upgrade or downgrade to mine specifically on call, but it's only possible as pre-approval offer. 👍

 

[pprakash11]

Already a holder of ICICI MMT Signature, still getting these three option.