ICICI Coral Rupay for those not having pre-approved offer in App.

[snjn]

If you have not received pre-approved offer for Coral Rupay LTF on iMobile app, kindly follow the following procedure to generate card.
Open ICIC Netbanking, proceed to loan option under cards and loan.

Therein you will see the option to generate rupay card.

Note: Though it shown a note that next year waiver after 3 lac spends, but that's not true. The card generated through this method is LTF.

Take screenshot of page mentioning Joining fees and Annual fees as ₹0/- .

After generation of card (within 30 minutes) you may confirm LTF from customer care.

 

[tryabp]

Which ones

which ones?

How can we get it as LTF?

ICICI giving Sapphiro LTF from branch.

 

[Lobogris]

ICICI giving Sapphiro LTF from branch.

Meaning we go to branch and fill a a paper application for a new card?

 

[bonheur]

What does it mean when they say the limit is shared with existing card? I have an APay with 4.8L limit but the Coral I got only has 1L, should the Coral also have limit of 4.8L?

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

What does it mean when they say the limit is shared with existing card? I have an APay with 4.8L limit but the Coral I got only has 1L, should the Coral also have limit of 4.8L?

Yes, contact their cc.

 

[karanbir]

What does it mean when they say the limit is shared with existing card? I have an APay with 4.8L limit but the Coral I got only has 1L, should the Coral also have limit of 4.8L?

no both cards will have different limits
Like in my case:-

9.0 lac for A Pay
8.8 lac consolidated for the Coral + Rubyx + Coral Rupay in all

 

[karanbir]

Sapphiro LTF ka kya criteria hai?

 

[brightknight]

any cibil hit this way?

 

[karanbir]

any cibil hit this way?

if pre approved (via offers section) - no cibil hit

 

[brightknight]

if pre approved (via offers section) - no cibil hit

cool. How long does it take to be visible in imobile app? placed request succesfully but haven't got any acknowledgement & neither card is visible.

 

[SSV]

cool. How long does it take to be visible in imobile app? placed request succesfully but haven't got any acknowledgement & neither card is visible.

Within a few of hours... You could check for it in Net Banking as well

 

[karanbir]

cool. How long does it take to be visible in imobile app? placed request succesfully but haven't got any acknowledgement & neither card is visible.

it took me like 30-45 mins to reflect in the imobile, I applied aroung 10PM(just being specific) 🙂
same should be the case for u I believe

 

[bonheur]

If you took screenshot of your approval message, it contains the generated card number also. You can try to link that card number manually in iMobile. If that doesn't work, the card will anyway start appearing automatically within a few hours on iMobile and Net Banking, and will also be available for linking with UPI apps.

 

[tryabp]

Meaning we go to branch and fill a a paper application for a new card?

No, you have to approach your RM.

 

[Abhishek20]

That's why you should get at least platinum via Twitter method. I got apay in June. Immediately I requested Platinum. Now, I already got coral rupay LTF

How long were you holding the platinum card before you got the coral offer?

 

[Rohith-2009]

How long were you holding the platinum card before you got the coral offer?

2 months

 

[seekndestroy99]

Is this LTF for sure? and not FYF?
"From 2nd year onwards, waived off if spends cross ₹ 3,00,000"

 

[SSV]

View attachment 28161
Is this LTF for sure? and not FYF?
"From 2nd year onwards, waived off if spends cross ₹ 3,00,000"

It is LTF

 

[seekndestroy99]

It is LTF

I applied and it got instantly generated. Should I mail the customer care and take it in writing it's LTF or the joining letter would mention this?

 

[ishtiyaaqahmed]

For those who do not have the offer in the Loan page, I messaged ICICI on Twitter and asked them for the card.
1 week later card approved and confirmed LTF before issuing.
I simply told them I had the Rupay offer and applied , got no acknowledgement and the offer disappeared , and then they said they will check and issue. One week later card was issued.
You guys can try your luck. I have a salary account.

 

[Rohith-2009]

For those who do not have the offer in the Loan page, I messaged ICICI on Twitter and asked them for the card.
1 week later card approved and confirmed LTF before issuing.
I simply told them I had the Rupay offer and applied , got no acknowledgement and the offer disappeared , and then they said they will check and issue. One week later card was issued.
You guys can try your luck. I have a salary account.

They maybe issued it to you because of your salary account. I also think they knew you didn't have offer