ICICI credit card only - privilege banking tier

[ltf4ever]

I hold only 2 credit cards with ICICI, no Bank account, loan, etc

after logging into their app, I can see 'privilege banking' at the top.

can anyone explain how I got this, and what benefits can I enjoy, given that I don't have a bank account with ICICI?

 

[kishorvr]

I have had salary and savings accounts with ICICI since 2008. I closed them all. I have Platinum since 2015 now it has 2.7 lakhs. In November 2023, they gave me wealth management and the UI changed to black. Apparently i had opened a digital account in 2008, something unique back then, but never put money. I forgot it and it became dormant. So in November 2023, I came to know about the account and regularised it. I am maintaining only 15k in that account.

 

[Zacobite]

For me also I hold three Cards. Added 2 new ICICI cards to my portfolio last week only. From today onwards iMobile app changed to dark red theme with Privilege badge. ICICI always surprises me. 😇

they have put almost everyone on privilege.. its nothing...

 

[Nishan11]

they have put almost everyone on privilege.. its nothing...

Yes. It's only all about look change of app & New badge. No perks till one open account with them.

If I open saving account with them,will this privilege banking will make it zero mab ?


Otherwise, will apply for indusind pinnacle later & open exclusive account & then link it with pinnacle to make it zero mab.

 

[cardy]

You need at least 2L credit card limit as mentioned in ICICI website to be a part of privilege banking program.

Now it's 4L credit card limit required for privilege banking in ICICI.

It has some features like zero mab account and colours etc. nothing much.

PS . It was 2L till nov 23

 

[habibmy]

Now it's 4L credit card limit required for privilege banking in ICICI.

It has some features like zero mab account and colours etc. nothing much.

PS . It was 2L till nov 23

How to get that 0 MAB Account???

 

[Vasuki]

You need at least 2L credit card limit as mentioned in ICICI website to be a part of privilege banking program.

Whats the benefits of previlgae 🥸.

 

[Das.N]

Whats the benefits of previlgae 🥸.

Nothing, only different colour in app interface.

 

[Vasuki]

Nothing, only different colour in app interface.

That i m enjoying without any offering from icici

 

[mayank_i]

Now it's 4L credit card limit required for privilege banking in ICICI.

It has some features like zero mab account and colours etc. nothing much.

PS . It was 2L till nov 23

I have only 95k credit limit still they gave me privilege icon.. but still MAB required is 10k 🥲

 

[cardy]

I have only 95k credit limit still they gave me privilege icon.. but still MAB required is 10k 🥲

That is strange! 🤔

 

[mayank_i]

What is strange?? MAB or giving me privilege?

That is strange! 🤔

 

[cardy]

What is strange?? MAB or giving me privilege?

Privilege on 95k is generally not offered to anyone

 

[mayank_i]

Privilege on 95k is generally not offered to anyone

Now they also upgraded the credit limit to 2.1 lakhs.. But still what's the use of this privilege tag? Their customer support don't know anything

 

[cardy]

Now they also upgraded the credit limit to 2.1 lakhs.. But still what's the use of this privilege tag? Their customer support don't know anything

That customer support is now in every bank. They really don't know anything. It was supposed to offer a zero mab account with nil dc charges

 

[mayank_i]

That customer support is now in every bank. They really don't know anything. It was supposed to offer a zero mab account with nil dc charges

So shall I request them for these features via going to branch?

 

[Vasuki]

So shall I request them for these features via going to branch?

Go .& Come with denial..

Better talk directly to BM ..
Or if they misinform ..
Tell them Customer care/ X team has sent you
If u don't comply will complaint for non compliance on service due to half informed Banker 🙂

 

[cardy]

The branch peoples are more illiterate than the customer service peoples 😆

Though you can try once if you are lucky to have a good banker you may have it

Go through this link for more details

Privilege Banking Program - ICICI Bank

As an ICICI Bank Privilege Banking member, you get to enjoy a range of banking, pricing, investment and special benefits, which you can even extend to your family.

www.icicibank.com

Note: now after November 2023 the credit card limit requirement is 4L

 

[mayank_i]

The branch peoples are more illiterate than the customer service peoples 😆

Though you can try once if you are lucky to have a good banker you may have it

Go through this link for more details

Privilege Banking Program - ICICI Bank

As an ICICI Bank Privilege Banking member, you get to enjoy a range of banking, pricing, investment and special benefits, which you can even extend to your family.

www.icicibank.com

Note: now after November 2023 the credit card limit requirement is 4L

Strange I didn't meet any of those criteria and still got the privilege banking logo. Although now on CIBIL my credit limit will be reported as 4.2 lakhs (2.1 for Coral and 2.1 for APay).
Will still try and ask if they give me some extra feature or else no use of this maroon color.

 

[cardy]

Strange I didn't meet any of those criteria and still got the privilege banking logo. Although now on CIBIL my credit limit will be reported as 4.2 lakhs (2.1 for Coral and 2.1 for APay).
Will still try and ask if they give me some extra feature or else no use of this maroon color.

It was required 2L upto nov 2023
That's why you got it earlier

 

[mayank_i]

It was required 2L upto nov 2023
That's why you got it earlier

No no I got this few weeks ago when my limit was only 95k.. seems they have messed up their software