ICICI credit card shared credit limit confusion

[amarnadh98]

Hi guys, I have Amazon pay and Coral rupay ICICI credit cards with a shared limit of 50k. This month I got bill generated of 21k in apay cc and 26k in coral. I paid apay cc bill and when I was trying to do a transaction of 2k through rupay, it's getting declined and saying that the available limit is 1500 only. So can anyone explain the reason why it's showing only 1500 even though I paid bill 3days back and it's even getting reflected in apay cc with dues as 0 as well.

 

[amarnadh98]

off-topic, How old is your Apay CC while you got your coral card? Because I'm holding an Apay card not get coral card. waiting to get it.

I first got coral as a part of a promotional campaign at my college, later 3 months after that i applied for apay.

 

[asm07]

off-topic, How old is your Apay CC while you got your coral card? Because I'm holding an Apay card not get coral card. waiting to get it.

Last year around February end - starting of March they offered me Apay card and the executive guided me to apply as I was a student then (I had tried once to fillup the form then it asked company details and I backed out, after 1-2 months they called.). Then around August in imobile app I saw LTF pre-approved coral rupay card and got that too. I have zero past relationship with icici bank, Apay is the first for me still I got with a good limit.

 

[avikrish]

Actually it’s not shared limit card u got 2nd one click on that card go to limit section check there how much limit they gave u there
They r giving separate limit for separate card
But in over all it’s shared limit it’s like the 2nd cc u got it’s will have limit less then 20k I had same issue my apc cc was 260k but my coral was 60k later I called them to do coral limit same so they did same 260k I hope u understood

Once you get more than one icici credit card, will we get limit increase offer ? If I understand correctly, the limit is shared among all ICICI Credit Cards (same like axis bank but not like SBI where the limit is separate)

 

[Garud]

In my case, Platinum Visa & Coral Rupay card are treated as single card acct while Amz Pay is treated as separate card acct.

Same in my case. I applied Hpcl plus based on Coral rupay and now they show same bill amount. While the apay is treated differently from them.