ICICI Emarald card, LTF possible?

[sangalaviral]

Hi everyone,

I reached out to my RM for ICICI emarald LTF but they are refusing. What is the criteria for it to be LTF? I am currently holding Saphirro LTF from past 2 years.

Thanks

 

[Wealth is my birth right!]

Hi everyone,

I reached out to my RM for ICICI emarald LTF but they are refusing. What is the criteria for it to be LTF? I am currently holding Saphirro LTF from past 2 years.

Thanks

What’s your saphiro limit?

 

[sangalaviral]

Currently it is 10L

 

[Wealth is my birth right!]

Currently it is 10L

Emerald spend based waiver there right
See if it suits ur yearly spend budgeting

 

[sangalaviral]

I am aware or the yearly spend waiver criteria but my question is specifically for LTF.

 

[Wealth is my birth right!]

I am aware or the yearly spend waiver criteria but my question is specifically for LTF.

Very rare I’ve seen emerald ltf
U can keep on trying
Leave RM speak to BM by saying that u will park good amount in account in the coming months

 

[sangalaviral]

BM is a friend sort of guy. Will speak to him tomorrow.

Very rare I’ve seen emerald ltf
U can keep on trying
Leave RM speak to BM by saying that u will park good amount in account in the coming months

 

[rj_arora]

BM is a friend sort of guy. Will speak to him tomorrow.

let us know what he says

 

[NOOBY]

I am aware or the yearly spend waiver criteria but my question is specifically for LTF.

@anirban.choudhury holds Emeralde as LTF but he had BM as friend and also had decent NRV of around 40L (close)

maybe try with this as officially, they need 50L NRV for Sapphiro LTF xD

 

[anirban.choudhuryanirban.choudhury is verified member.]

@anirban.choudhury holds Emeralde as LTF but he had BM as friend and also had decent NRV of around 40L (close)

maybe try with this as officially, they need 50L NRV for Sapphiro LTF xD

Not a friend exactly
Build a decade old banking relation 🙂

 

[sangalaviral]

Could not talk to BM today.
@anirban.choudhury I don't have decade old banking with icici but I do have decade old banking with BM 😀

 

[anirban.choudhuryanirban.choudhury is verified member.]

Could not talk to BM today.
@anirban.choudhury I don't have decade old banking with icici but I do have decade old banking with BM 😀

Emeralde LTF would still be a bit difficult as that needs RH approvals for LTF .
Your BM will need to show substantial NRV or some strong salary credit , or some decent to good investments in ICICI direct .

 

[jainsuk]

Not a friend exactly
Build a decade old banking relation 🙂

Even with a decade long wealth relationship and good NRV, BM did not agree to LTF EMERALDE 😞
Says needs 2Cr NRV !!!

 

[saucy]

Hi everyone,

I reached out to my RM for ICICI emarald LTF but they are refusing. What is the criteria for it to be LTF? I am currently holding Saphirro LTF from past 2 years.

Thanks

Hi, did you start off with sapphiro or did you upgrade to it?
If upgrade then how?
I've got a 5.9L limit offer, but have a coral LTF. on asking if they'd upgrade mine, they just refused. Any ideas?

 

[sangalaviral]

I started off with Sapphiro. At that time the on boarded me to wealth relationship with 10L and got this card as LTF.

 

[NOOBY]

I started off with Sapphiro. At that time the on boarded me to wealth relationship with 10L and got this card as LTF.

was is before corona ?

MFs said they stopped this 2019 when corona started

 

[saucy]

was is before corona ?

MFs said they stopped this 2019 when corona started

I connected with my salary account RM through the dedicated agent for my org. they need 2L net salary for LTF sapphiro.
Said they will give me a rubxy upgrade on my current salary.

This was way better method than any other for getting upgrade/info. If you have a salary account, talk to the RM for your company

 

[Thomas Shelby]

Emeralde LTF would still be a bit difficult as that needs RH approvals for LTF .
Your BM will need to show substantial NRV or some strong salary credit , or some decent to good investments in ICICI direct .

How much NRV can you say approximate amount

 

[anirban.choudhuryanirban.choudhury is verified member.]

How much NRV can you say approximate amount

NRV is subjective , the official is 2cr rest it can depend on your branch whether it’s sub-urban or urban , your future relation commitments to bank, your negotiation skill , your BM negotiation skill etc etc

 

[Venkata Ramesh C V]

Hi, I recently got a message that I can upgrade to Emerald credit card. When I checked the offer, it showed joining/annual fee of Rs 12000/-. I haven't selected the offer yet. I do have a signature card and also Amazon Pay card. Thanks.

This is my 1st post on Technofino.