• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

ICICI Emarald card, LTF possible?

Apply For Lifetime Free IDFC First Credit Card
sangalaviral

sangalaviral

TF Select
VIP Lounge
Hi everyone,

I reached out to my RM for ICICI emarald LTF but they are refusing. What is the criteria for it to be LTF? I am currently holding Saphirro LTF from past 2 years.

Thanks
 
Apply For LTF AU LIT Credit Card
Sort by date Sort by votes
saucy said:
I connected with my salary account RM through the dedicated agent for my org. they need 2L net salary for LTF sapphiro.
Said they will give me a rubxy upgrade on my current salary.

This was way better method than any other for getting upgrade/info. If you have a salary account, talk to the RM for your company
Click to expand...
How much salary for LTF Emerald?
 
Upvote 0 Downvote
saucy said:
I connected with my salary account RM through the dedicated agent for my org. they need 2L net salary for LTF sapphiro.
Said they will give me a rubxy upgrade on my current salary.

This was way better method than any other for getting upgrade/info. If you have a salary account, talk to the RM for your company
Click to expand...
I have tried every Saam Daam Dand Bhed 😀

have written my (and many other salaried employee's) story here: https://www.technofino.in/community...ltf-credit-cards-this-can-be-the-reason.4949/
 
Upvote 0 Downvote
Spoke to BM and RM. RM is still pushing for the Emarald card LTF. She may visit today, so I will make sure that she gets in touch with the right people.

BM did ask the RM to get this resolved ASAP.
 
Upvote 0 Downvote
After multiple followups with my RM , They are offering LTF sapphiro or FYF Emeralde (Free if I spend 15L per year) , Can you pelase help me in deciding 😀 I don't have religa or any other premium cards.
 
Upvote 0 Downvote
mastfun said:
After multiple followups with my RM , They are offering LTF sapphiro or FYF Emeralde (Free if I spend 15L per year) , Can you pelase help me in deciding 😀 I don't have religa or any other cards.
Click to expand...
FYF emeralde is pretty common
The card does not justifies the fees

Take emeralde only if LTF otherwise take LTF Sapphiro
 
Upvote 0 Downvote
sangalaviral said:
Exactly! Yesterday I lashed out at my pbg RM as she would parrot out the 2Cr criteria. I told her point blank that your card value is not even 2k and you dream of 2Cr criteria.
Click to expand...
If your account is pbg, they should happily give you LTF Emerald credit card. And i guess they should rather give you Diamant credit card in place of emerald as you are a pbg customer. And how is your experience being a pbg client? is there any differences betweeen wealth management/select and Private banking? How much TRV u have to maintain for pbg account?
 
Apply For LTF HDFC Swiggy Credit Card
Upvote 0 Downvote
Experience with PBG in past 1yr is extremely bad. They have put untrained folks for the program who don't even know if there is family banking in PBG.
In past 1yr, they haven't onboarded my family accounts to the program even my brother's account who works as VP with ICICIdirect. Very sad affairs.
Only difference you will see is that your account is only visible to deputy BM and above at branch level.
For every one else, all the details are masked.
 
Upvote 0 Downvote
sangalaviral said:
Experience with PBG in past 1yr is extremely bad. They have put untrained folks for the program who don't even know if there is family banking in PBG.
In past 1yr, they haven't onboarded my family accounts to the program even my brother's account who works as VP with ICICIdirect. Very sad affairs.
Only difference you will see is that your account is only visible to deputy BM and above at branch level.
For every one else, all the details are masked.
Click to expand...
That is very sad to hear as Private banking is supposed to be the most elite product in any banking sector. and Family Banking is a very basic thing to ask which they should actually do on their own without you even asking for that.
 
Upvote 0 Downvote
sangalaviral said:
Experience with PBG in past 1yr is extremely bad. They have put untrained folks for the program who don't even know if there is family banking in PBG.
In past 1yr, they haven't onboarded my family accounts to the program even my brother's account who works as VP with ICICIdirect. Very sad affairs.
Only difference you will see is that your account is only visible to deputy BM and above at branch level.
For every one else, all the details are masked.
Click to expand...
Just a suggestion, You can link your family members in Net banking. They will get automatically upgraded to pbg once they get linked with you.
 
Upvote 0 Downvote
You must log in or register to reply here.

Similar threads

B
  • Question Question
ICICI emaralde after becoming NRI
Replies
6
Views
683
birususama
B
O
  • Question Question
Icici bank emarald credit card
Replies
1
Views
478
Deleted member 11974
D
CodeCrusher
ICICI Emarlde Private Metal Card Applied
2 3
Replies
42
Views
1K
CodeCrusher
CodeCrusher
I
  • Question Question
Second Axis credit card LTF possibility.
2
Replies
21
Views
1K
JohnWick
JohnWick
steiner03
  • Question Question
Upgrade to Axis select LTF from MyZone LTF possible?
Replies
15
Views
2K
unusedbrain1
unusedbrain1
Back
Top