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ICICI Emerald Metal Approved

Emeralde metal seems there only good CC other than Amazon card, I am saying this from reward structure point of view, and Emeralde they don’t give easily. Wondering how they are surviving CC competition
 
@venky2607 Congrats on the card!
What do you plan to use it for?

I don’t see a reason to make a lot of spends on EPM card (3% base return rate) vs DCB or Infinia (3.3% base return rate)
 
3% but waste as having many restrictions and less redemption option
I think the cashback limits per category are OK on EPM compared to few other cards that restrict entire categories for any rewards.

But even then, DCB/Infinia seem better.

I got EPM for the first year benefits and will probably close it in the second year.
 
Emeralde PVC LTF is only good for unlimited lounge access and B1G1 movie ticket upto Rs 750 off (4 times a month).
Apart from that, it is not really worth the fees paid for.
 
Definitely 💯

Just saying that there is always the next best thing.
Wo to bhai bank v apna business hi dkh rhi hai, bc eligibility hi itna daal dete hai k kitna v krlo badhiya card ni dnge jispe returns acche ho, bkwas card pkra dnge k 5-6 card k bina kaam hi na chale
 
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