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ICICI Emerald Metal Approved

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Emeralde metal seems there only good CC other than Amazon card, I am saying this from reward structure point of view, and Emeralde they don’t give easily. Wondering how they are surviving CC competition
 
@venky2607 Congrats on the card!
What do you plan to use it for?

I don’t see a reason to make a lot of spends on EPM card (3% base return rate) vs DCB or Infinia (3.3% base return rate)
 
3% but waste as having many restrictions and less redemption option
I think the cashback limits per category are OK on EPM compared to few other cards that restrict entire categories for any rewards.

But even then, DCB/Infinia seem better.

I got EPM for the first year benefits and will probably close it in the second year.
 
Definitely 💯

Just saying that there is always the next best thing.
Wo to bhai bank v apna business hi dkh rhi hai, bc eligibility hi itna daal dete hai k kitna v krlo badhiya card ni dnge jispe returns acche ho, bkwas card pkra dnge k 5-6 card k bina kaam hi na chale
 
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