ICICI Family 360 Account

[RajdeepMaity]

Not combined. The card with max limit only will be checked.

Hi, as you seem to be the expert on the matter, can you please help me? I have a privilege savings account with ICICI and have Sapphiro with 6.4L limit, my wife has salary account with ICICI but only has rubyx with lesser limit. While applying for 360 family banking which should be the primary account I should try with?

 

[OptiCard]

Hi, as you seem to be the expert on the matter, can you please help me? I have a privilege savings account with ICICI and have Sapphiro with 6.4L limit, my wife has salary account with ICICI but only has rubyx with lesser limit. While applying for 360 family banking which should be the primary account I should try with?

If she is getting salary >= 50k then make her as primary.
If unable to fulfill anything then go with your credit card and make yourself as primary.

 

[sadhunath]

@OptiCard because of your effort, my erstwhile salary account also got converted to Family 360 account, with my minor daughter also a member of it.

 

[cardio_guycardio_guy is verified member.]

The efforts of @OptiCard is really great
Earlier icici was not even considering salary account holders for Family360 and not giving any benefits. Now the whole process have changed. They proactively invite for F360. Thanks a lot for making this happen.

 

[OptiCard]

The efforts of @OptiCard is really great
Earlier icici was not even considering salary account holders for Family360 and not giving any benefits. Now the whole process have changed. They proactively invite for F360. Thanks a lot for making this happen.

Have you availed the controlling of members account ?
Like you can see and transact through members accounts by using your account.

These days my wife getting lots of offers from ICICI 😂
She got a Times Black card as pre-approved within 30 seconds of application.

She was getting Emerald card but with plastic version (I asked my RM, he told sir take it 90% it you will get an upgrade offer to EPM 😂)
Because of 10% risk I took Times black.

 

[sadhunath]

Have you availed the controlling of members account ?
Like you can see and transact through members accounts by using your account.

These days my wife getting lots of offers from ICICI 😂
She got a Times Black card as pre-approved within 30 seconds of application.

She was getting Emerald card but with plastic version (I asked my RM, he told sir take it 90% it you will get an upgrade offer to EPM 😂)
Because of 10% risk I took Times black.

Is your wife getting offers becuase of F360 program?

 

[OptiCard]

Is your wife getting offers becuase of F360 program?

Yes. She is the primary.

I am not getting pre-approved for premium cards.

 

[SANTOSHJ1983]

@OptiCard because of your effort, my erstwhile salary account also got converted to Family 360 account, with my minor daughter also a member of it.

Hi,
I have 0 balance icici privilege account with icici credit card > 4lacs.
Can i add family member to get family 360 banking and still be o balance ?
Is IP required for new family member account creation for family banking 360 ?

 

[OptiCard]

Hi,
I have 0 balance icici privilege account with icici credit card > 4lacs.
Can i add family member to get family 360 banking and still be o balance ?
Is IP required for new family member account creation for family banking 360 ?

Bhai log, don't use this much short forms.

What is IP ?

 

[SANTOSHJ1983]

Bhai log, don't use this much short forms.

What is IP ?

What i meant was Initial funding while account opening ?
Can they open family member account without any funding and then group into family 360 ?
And since credit card >4 lacs , both accounts will be 0 balance ?
Hope i am clear..

 

[sadhunath]

I have 0 balance icici privilege account with icici credit card > 4lacs.

Can i add family member to get family 360 banking and still be o balance ?

Yes

Is IP required for new family member account creation for family banking 360 ?

No IP is required.

Just ask your branch to convert your account to F360 and add family members to it. Will require KYC docs again.

 

[OptiCard]

What i meant was Initial funding while account opening ?
Can they open family member account without any funding and then group into family 360 ?
And since credit card >4 lacs , both accounts will be 0 balance ?
Hope i am clear..

Got it.

No funding is needed. You can keep 0 balance as well.
If any of your cards have >= 4L, then go for it.

Note:
>=4L should be the single card limit and not the sum of all the cards limit.

 

[hender]

Got it.

No funding is needed. You can keep 0 balance as well.
If any of your cards have >= 4L, then go for it.

Note:
>=4L should be the single card limit and not the sum of all the cards limit.

If someone have Only Apay with 4+, is he eligible?

 

[SANTOSHJ1983]

Got it.

No funding is needed. You can keep 0 balance as well.
If any of your cards have >= 4L, then go for it.

Note:
>=4L should be the single card limit and not the sum of all the cards limit.

Thanks .
For family member icici will create which type of account( add-on or standalone with 0 balance or some MAB) and then add to my converted F360 account?
If they ask for initial funding , can i show icici T&C link for F360 banking ?

 

[OptiCard]

If someone have Only Apay with 4+, is he eligible?

Yes.

We applied with amazon pay card only.

 

[OptiCard]

Thanks .
For family member icici will create which type of account( add-on or standalone with 0 balance or some MAB) and then add to my converted F360 account?
If they ask for initial funding , can i show icici T&C link for F360 banking ?

Bhai all the questions already answered multiple times.

Yes, show them t&c.
There are multiple ways to pass the criteria.
The simplest ones are salary >= 50k or credit card limit >= 4L.

 

[SANTOSHJ1983]

Bhai all the questions already answered multiple times.

Yes, show them t&c.
There are multiple ways to pass the criteria.
The simplest ones are salary >= 50k or credit card limit >= 4L.

Thanks. Titanium DC annual fees is Rs 200.
So each family member DC fees is applicable ?
Also for family DC is annual fees applicable?

 

[OptiCard]

Thanks. Titanium DC annual fees is Rs 200.
So each family member DC fees is applicable ?
Also for family DC is annual fees applicable?

Free hai bhai.

Buddy Family debit card is single card & tied to primary account.
No other members will get Titanium card.

 

[✪ D&C Cards Connoisseur 💳]

Free hai bhai.

Buddy Family debit card is single card & tied to primary account.
No other members will get Titanium card.

@OptiCard - Will the family Debit Card be an additional card for the primary account holder apart from the personal card?
Also someone shared a pdf where we have seen two different contradictory charges, free & 200 in same document. Then how can we conclude that it will be LTF?

 

[OptiCard]

Bhai Debit card k charges hai.

It will be free only when you enroll under Family 360.


I suggest you go through the old comments. It's the same question that was answered multiple times.