ICICI FD Card closure

[raviemailid]

Is that APAY card given based on fd?

No, it was not based on FD. ICICI was thrifty with limit initially, but now, I get I have 15L, so all set.

 

[Card_Crafter]

I had gotten my first CC against an FD too. And within 3 months gotten APAY, guess I had applied via Amazon and it took 1 month time.

I maintained the FD card for 1 year and closed it just last month. Closing the FD CC was no problem as I managed to get LTF Sapphire from ICICI last week.

What was the limit of your FD card? Was APAY given on shared limit initially?

 

[raviemailid]

What was the limit of your FD card?

Had done FD for 2L, limit was 1.8L.

Was APAY given on shared limit initially?

No, I had a separate 2.5L limit.

 

[oneadi]

So, a while back i applied for my first ever CC, ICICI platinum (FD based) with 67500₹ credit limit (75k FD). 2/3 months later i also got Apay card (unsecured) with 1.2 lacs. Limit
. Its been 8 months now for Apay card. Should i close FD card now? Interestingly my FD card credit limit isn't reported in CIBIL. It shows highest utilisation limit instead, which is 10k even though i have 67.5k limit. So I can't even use it much. I have emailed ICICI many times but they keep insisting everything is correct from their side. I also tried to apply Expression Credit card from my Apay card but i guess it got rejected as i didn't get any update for 2 weeks. ( Weird as i thought those were pre-approved for Apay card holders) what should i do?

Jab Amazon card apply kiye the tab kiya FD card ka number liya tha Amazon app par

 

[Laukik]

No. But i guess banks do prefer customers who invested in them.