ICICI feeling generous lately - LE + Approval (MMT)

[GROWNUPS]

ICICI recently gave Limit Enhancement & New Card Approved on same day together



Currently Holding : AmazonPay, MMT Signature (Old), Coral Rupay

Applied for MMT New Card via MMT Banner and sadly only received 65k Limit (Max limit on existing card was 4.2L), Complained to Support Team to reevaluate application,
Few Days later got a LE to 5L (on 3 cards) which was 1.1L to 5L in 2 cards. Also got approved for MMT CARD (2 Cards - RUPAY & MASTERCARD) with same limit...
Now have 5 Cards with 5L Limit on all,

GREAT UNBOXING EXPERIENCE WITH MMT CARDS: (Priority Pass Included)


Planning to close Coral & Old MMT soon.

 

[rahulj87]

Congratulations .. ..

 

[aishwarya]

Congratulations... I don't know why my ICICI card limits are the same for last 2yrs. No LE offer

 

[GROWNUPS]

Congratulations... I don't know why my ICICI card limits are the same for last 2yrs. No LE offer

If you used you card for a decent purchase during recent sale, your chances for LE & Upgrade is much higher, you can message support to reevaluate your relationship, Best Wishes

 

[aishwarya]

If you used you card for a decent purchase during recent sale, your chances for LE & Upgrade is much higher, you can message support to reevaluate your relationship, Best Wishes

Okay... I'll approach the support team then

 

[GROWNUPS]

Okay... I'll approach the support team then

I reached out to headservicequality@... email rather than usual, Hope this helps

 

[aishwarya]

I reached out to headservicequality@... email rather than usual, Hope this helps

Okay.. thanks 👍

 

[SSV]

Okay... I'll approach the support team then

use my start and stop technique...

Post in thread 'ICICI Bank Credit Card Limit Enhancement Offer'

Mar 16, 2025

Nothing, Nothing, Nothing. Nothing for me since almost 2 years.

Stop using icici card for a while like 3 months.. completely stop..
And then strat using it for small amounts for a month and again stop using it.. it's called start and stop technique..you will see it's effect in 6 to 12 months. All.the best

• SSV

• 

Post in thread 'ICICI Bank Credit Card Limit Enhancement Issue'

Nov 1, 2024

My ICICI Credit Card limit is only 1,00,000 since last two years

After my salary revision, I sent them documents but they denied and quoted the following

"Limit on your credit card is enhanced recently, Hence, we regret our inability to increase your credit limit at this point of time as the limit assigned to your card account is already the maximum possible, as per the bank's policy"

In reality, since beginning they never increase my limit.

Someone guide me for the options. They clearly written false statement in the mail.

ICICI is the most liberal bank wrt Limit...

• SSV

• 

 

[aishwarya]

use my start and stop technique...

Post in thread 'ICICI Bank Credit Card Limit Enhancement Offer'

Mar 16, 2025

Nothing, Nothing, Nothing. Nothing for me since almost 2 years.

Stop using icici card for a while like 3 months.. completely stop..
And then strat using it for small amounts for a month and again stop using it.. it's called start and stop technique..you will see it's effect in 6 to 12 months. All.the best

• SSV

• 

Yes, I saw this few days back... I've already stopped spending on ICICI cards already

 

[aishwarya]

BTW, do u guys have any salary account with ICICI or a High value relationship with ICICI?
@GROWNUPS @SSV

 

[SSV]

BTW, do u guys have any salary account with ICICI or a High value relationship with ICICI?
@GROWNUPS @SSV

No, I dont ahve salary account..
but have wealth account ..with about 10L FD

 

[aishwarya]

No, I dont ahve salary account..
but have wealth account ..with about 10L FD

Okay.. got it... I have a campus savings account with them

 

[aishwarya]

Okay.. got it... I have a campus savings account with them

That may be a reason I think for not giving any LE offer, since I don't use the SB account at all

 

[SSV]

Okay.. got it... I have a campus savings account with them

That may be a reason I think for not giving any LE offer, since I don't use the SB account at all

my current CL is 18L
and I started with 1.2L about 7 years ago..
never produced any income doc..

I can confidently say my S&S technique contributed to 90% of my LE.

Thread 'CLE in ICICI’s Recent iMobile version - Sept 2025'

Sep 12, 2025

Guys,
Updated my iMobile app to 26.1 - Android..

Found LE on my gemstone cards ( Sapphiro etc) from 15L to 18L
And on my Amazon from 7.7L to 18L..

Pre approved remained the same .. PVC emeralde paid - Visa and MC and HPCL..

Check yours.. in the new version app (26.1) ..

• SSV
• app icici new
• Replies: 84
• Forum: ICICI Bank Credit Card

• 
• 
• 

 

[GROWNUPS]

BTW, do u guys have any salary account with ICICI or a High value relationship with ICICI?
@GROWNUPS @SSV

Oh No, I still have ICICI Mine Zero Balance Account, barely use it
But I lucked out with Credit Cards relation with ICICI, I use them during sales often and so kept getting LE...

 

[GROWNUPS]

use my start and stop technique...

Post in thread 'ICICI Bank Credit Card Limit Enhancement Offer'

Mar 16, 2025

Nothing, Nothing, Nothing. Nothing for me since almost 2 years.

Stop using icici card for a while like 3 months.. completely stop..
And then strat using it for small amounts for a month and again stop using it.. it's called start and stop technique..you will see it's effect in 6 to 12 months. All.the best

• SSV

• 

Post in thread 'ICICI Bank Credit Card Limit Enhancement Issue'

Nov 1, 2024

My ICICI Credit Card limit is only 1,00,000 since last two years

After my salary revision, I sent them documents but they denied and quoted the following

"Limit on your credit card is enhanced recently, Hence, we regret our inability to increase your credit limit at this point of time as the limit assigned to your card account is already the maximum possible, as per the bank's policy"

In reality, since beginning they never increase my limit.

Someone guide me for the options. They clearly written false statement in the mail.

ICICI is the most liberal bank wrt Limit...

• SSV

• 

Appreciate that insight

 

[aishwarya]

my current CL is 18L
and I started with 1.2L about 7 years ago..
never produced any income doc..

I can confidently say my S&S technique contributed to 90% of my LE.

Thread 'CLE in ICICI’s Recent iMobile version - Sept 2025'

Sep 12, 2025

Guys,
Updated my iMobile app to 26.1 - Android..

Found LE on my gemstone cards ( Sapphiro etc) from 15L to 18L
And on my Amazon from 7.7L to 18L..

Pre approved remained the same .. PVC emeralde paid - Visa and MC and HPCL..

Check yours.. in the new version app (26.1) ..

• SSV
• app icici new
• Replies: 84
• Forum: ICICI Bank Credit Card

• 
• 
• 

Okay.. got it...

 

[aishwarya]

Oh No, I still have ICICI Mine Zero Balance Account, barely use it
But I lucked out with Credit Cards relation with ICICI, I use them during sales often and so kept getting LE...

Okay okay.. I got it.. may be I'll use SnS technique

 

[SSV]

Yes, I saw this few days back... I've already stopped spending on ICICI cards already

see the thing is, you need to use really well during say sale period and stop using completely for 2 or 3 months..
then you will be sorted in 6 to 12 months...

 

[aishwarya]

see the thing is, you need to use really well during say sale period and stop using completely for 2 or 3 months..
then you will be sorted in 6 to 12 months...

Okay.. got it...