ICICI is providing limit enhancement, check yours

[CyberPsych]

I got limit enhancement email from ICICI. It seems like many people are receiving email notifications for LE (through reddit). Check your inbox or imobile app. Even though my utilisation was lesser, my income hasn't increased much in last 2 years, I received limit enhancement from 2.6L to 3.1L.

I have Apay ICICI, Coral Rupay and HPCL Super Saver (all LTF) and monthly spends are only minimal (under ₹5000).

Do post your "From" and "To" limits if you got LE offer.

 

[paxauquabriba-4876]

does kiwi allow custom upi vba handle instead of default phone ?

 

[HumorSimpson]

does kiwi allow custom upi vba handle instead of default phone ?

Yes it does

 

[mgforce]

Thanks for sharing, but no LE for me across different card accounts (self + family)

 

[suva]

Received on apay card from 5 lakhs to 10 lakhs

 

[manit]

8.2L to 9.7L

 

[KGSIPO]

How to check limit enhancement in ICICI Mobile app.

 

[Raghav2006]

Got LE from 4.3L to 5.2L earlier this year, and received 60-70k LE today.
Should I take this LE from ICICI, or do what?
Spent 3L + this FY.

 

[dealminer]

How to check limit enhancement in ICICI Mobile app.

Open any individual card
Choose manage limit just above the existing limit.
If there would be LE offer then you can use the slider to adjust the limit to 100%.

 

[SSV]

Checked today. No LE offer on email, NB etc..............How to get LE offer on icici cards ?

implement start and stop technique.
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Means: use it for 1 month frequently and stop using it for 2 to 3 months. Repeat the same again.. you will get LE in 6 to 12 months time

 

[dealminer]

implement start and stop technique

Every bank tends to favor lower credit card utilization when considering a credit limit increase.
Do you feel the same? 🤔

 

[SSV]

Every bank tends to favor lower credit card utilization when considering a credit limit increase.
Do you feel the same? 🤔

Because, in life, you won’t get what you want , especially if you are after it.. if you ignore then you will get it..

 

[chadsterpiece]

I got an sms today for my apay icici card 💳. Increased from 9.5L to 10L. My usage was hardly 5K inr in the past year.

And here I am maxing out 4.2 Limit on Apay and still nothing from them 🙁

 

[Riya]

implement start and stop technique.
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Means: use it for 1 month frequently and stop using it for 2 to 3 months. Repeat the same again.. you will get LE in 6 to 12 months time

So it's an approximately 12 month process 🤣🤣

 

[RAMESH BABU N]

implement start and stop technique.
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.
.
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Means: use it for 1 month frequently and stop using it for 2 to 3 months. Repeat the same again.. you will get LE in 6 to 12 months time

May not work solely based on this way.

I got 7L with my card which is now due for renewal next month. No change in limit since issue. Added RuPay Coral n MMT. Shared limit.

Coming to your point, I have been using this card very heavily - close to 800 trxns till now. And, since MAY24 - it is nil - because I am traveling abroad. No LE offer from netbanking or App.

There could be other deciding parameters.

 

[SSV]

May not work solely based on this way.

I got 7L with my card which is now due for renewal next month. No change in limit since issue. Added RuPay Coral n MMT. Shared limit.

Coming to your point, I have been using this card very heavily - close to 800 trxns till now. And, since MAY24 - it is nil - because I am traveling abroad. No LE offer from netbanking or App.

There could be other deciding parameters.

Keyword... repeat ..the cycle..
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And yes there will be other factors as well that will influence the decision

 

[Strange]

Yes it does

Where did you get the option to edit your KIWI UPI ID?

 

[SSV]

So it's an approximately 12 month process 🤣🤣

Nothing comes quick and freely.. if it comes it goes back with the same rigor!! 😉

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Gym time for me

 

[emadiqbalali]

No LE, stuck on 5L.

 

[Bodhi]

May not work solely based on this way.

I got 7L with my card which is now due for renewal next month. No change in limit since issue. Added RuPay Coral n MMT. Shared limit.

Coming to your point, I have been using this card very heavily - close to 800 trxns till now. And, since MAY24 - it is nil - because I am traveling abroad. No LE offer from netbanking or App.

There could be other deciding parameters.

Please don't mind me putting this forth and you may already be aware of this, but from what I've heard in your case age factor may be a big deterrent.

This is only from a bank's perspective not personal.

 

[HumorSimpson]

Where did you get the option to edit your KIWI UPI ID?

I deregistered and started afresh