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ICICI LTF Cards Campaign (Coral, Rubyx, Sapphiro) for Salaried Individuals from Selected Companies

sohanjain

TF Buzz
ICICI Bank is offering three premium credit cards— Coral, Rubyx, and Sapphiro—lifetime free for salaried individuals. I am eligible for the Rubyx card, and they are offering a choice between a Visa card or an Amex + MasterCard combo. Which option should I choose? The LTF offer is only available for companies listed on the promotion page: https://campaigns.icicibank.com/credit-card/empaneledCompanies/index.html
 
Good find. My current company is not listed, but my previous company is listed and I could get rubyx, should I proceed with the application? I already have coral visa and rupay ltf and apay. 😂😅
 
I already submitted application thinking they might give card based on existing relation. 😂
Now nothing can happen, i will ignore the call if i get. Hope submitting the application won't put a cibil hit.
I got CIBIL message after submitting the application. Verify your message or email once. Even I'm also existing Saving and credit card account holder.
 
I have applied for Sapphiro card by yesterday and still it's in progress. I'm existing saving and credit card holder.
is it life time free ?
as per my knowledge if i have a icici credit card i dont need to apply just tweet and ask any card with marge limit there wont be any hard enquiry in cibil.when i needid saphiro card i requested on tweeter they provide me firt year free
 
is it life time free ?
as per my knowledge if i have a icici credit card i dont need to apply just tweet and ask any card with marge limit there wont be any hard enquiry in cibil.when i needid saphiro card i requested on tweeter they provide me firt year free
This is LTF offer. So applied for it. Main purpose is BookMyShow BoGo offer.
 
Checked the link, offered Sapphiro, completed the application. Have APay and Platinum cards, for the last 7 years. APay was approved within a minute as I already had Platinum. What is the process here, will we get the URL to upload salary slip only after getting agent call? And is there any other procedure?
 
Checked the link, offered Sapphiro, completed the application. Have APay and Platinum cards, for the last 7 years. APay was approved within a minute as I already had Platinum. What is the process here, will we get the URL to upload salary slip only after getting agent call? And is there any other procedure?
Yes agent will call you and ask some basic details. They will send separate links to confirm for proceeding application process and salary slip upload.
 
Is this actually working for you guys?

In my case, I got the call from ICICI and they sent me a link. This link made me fill in my basic details (with some information pre-filled) in step 1, then it skipped a couple of steps, then in step 3-4 (I couldn't paying attention as I was on the call with them) it made me fill in my PAN which immediately led to a CIBIL inquiry, and finally the step to select the card came up...

Here, to my surprise, I was only seeing Coral as LTF even though I qualify for Sapphiro based on my salary. Mind you, the agent on call had asked me half a dozen times what my salary was and had also asked if my salary had been above 1.5L each month for the last 3 months. The funny/annoying thing was that it didn't even show Sapphiro as an option. It only showed the 100 different variants of Coral, Rubyx (paid) and that stupid Manchester United card (also paid). On questioning the agent about it, he just said that he'd verify and get back to me.

Since then, I continuously got calls from ICICI for a week (I was doing this in the first week of Feb) with each agent just repeating the same thing as the first guy and kept asking if I had the link. No one could answer why there was a discrepancy in the cards I was seeing. Did anyone else also have a couple of steps skip automatically? That thing felt really weird to me, and I asked them about that as well but and the agent told me that it was the occupation step which they fill from their end when they generate the link.
 
Is the minimum age of 23 applicable here too? From alumni I started process for rubyx but they didn't proceed due to age. Now from this Im getting Sapphiro which I don't wanna miss till I become 23. Can anyone confirm

Application needs OTP so seems CIBIL Hit guaranteed, dont wanna waste if age criteria is still there. New to bank btw
 
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