ICICI Secured to Unsecured card based on account NAV

[Taicu819]

If I have a secured icici cc, then will I not get a pre approved cc? Have a 4 year old savings account with icici and keeps almost 15-20k mab, but still no pre approved offers shown!

 

[SC_23]

No income yet , also it's kinda weird they will use my icici fd to give unsecure icici card. Is this even a thing 😵

I get your point you want to grab any opportunity you get for unsecured card

Can't blame you I did the same with money-back+

And insult to injury after I got my cc my family is now getting regalia offer as well now 😂

 

[kochiro]

I get your point you want to grab any opportunity you get for unsecured card

Can't blame you I did the same with money-back+

And insult to injury after I got my cc my family is now getting regalia offer as well now 😂

I will make my family stick to just one cc as it's up to me to manage their cards

 

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I will make my family stick to just one cc as it's up to me to manage their cards

What I am trying to say if I would have waited for 1-2 week I would be using regalia rn now I am stuck with money-back for the time being will still make it LTF tho

If you don't mind annual fees than go for it and upgrade it to some other LTF card down the line and also close fd one as soon as you get unsecured card

Don't trust agent if you get it for LTF good for you but if you don't you will still have unsecured card