ICICI Secured to Unsecured card based on account NAV

[Taicu819]

If I have a secured icici cc, then will I not get a pre approved cc? Have a 4 year old savings account with icici and keeps almost 15-20k mab, but still no pre approved offers shown!

 

[tiny]

What I have earned from this community is YOUR WILL NEVER GET A UNSECURED CREDIT CARD if you have Secured credit card in that particular bank

 

[kochiro]

Recently they rejected my apay application coz I have fd card

 

[thunderbolt]

Recently they rejected my apay application coz I have fd card

I had a fd platinum credit card, my Apay application was rejected. I tried again after 1 year & got the Apay card with 1.5L limit.

 

[ashwinkashwink is verified member.]

Here people are not getting offer from Bank but I am the one who got offer but I am unable to claim it 😔

 

[kochiro]

I had a fd platinum credit card, my Apay application was rejected. I tried again after 1 year & got the Apay card with 1.5L limit.

I got a call from hpcl super saver card. I asked them to send email and email says no annual charge. Let's see if they approve it.

 

[AllSeeker]

Recently they rejected my apay application coz I have fd card

That's a strange thing, I've almost never heard of this. Even I had fd platinum card when applied for apay. Did you apply within couple of months of getting fd card?

 

[007007 is verified member.]

I got a call from hpcl super saver card. I asked them to send email and email says no annual charge. Let's see if they approve it.

HPCL Coral or HPCL Super Saver?
I got HPCL Coral LTF in April. Can you stare Email screenshot? 👀

 

[ashwinkashwink is verified member.]

HPCL Coral or HPCL Super Saver?
I got HPCL Coral LTF in April. Can you stare Email screenshot? 👀

HPCL Super Saver quite good 👍

 

[kochiro]

HPCL Coral or HPCL Super Saver?
I got HPCL Coral LTF in April. Can you stare Email screenshot? 👀

It's Ltf right?

 

[kochiro]

That's a strange thing, I've almost never heard of this. Even I had fd platinum card when applied for apay. Did you apply within couple of months of getting fd card?

Fd card is since jan

 

[kochiro]

HPCL Super Saver quite good 👍

It's kinda strange and way different than norm. So I get fd card than apply for apay and they reject it then they call me for this card

 

[007007 is verified member.]

It's Ltf right?

If there's no fee why did they mention Joining and Annual Fees with fee waiver condition? I would suggest you to confirm once before going ahead. Looks suspicious to me! 👀🤔

 

[kochiro]

If there's no fee why did they mention Joining and Annual Fees with fee waiver condition? I would suggest you to confirm once before going ahead. Looks suspicious to me! 👀🤔

Yes I will contact him tomorrow though I can easily spend that much amount annually.

 

[AllSeeker]

Fd card is since jan

I would suggest to wait for few months and then apply for apay again. Other ICICI cards not that good so there won't be any point in having them either.

 

[kochiro]

I would suggest to wait for few months and then apply for apay again. Other ICICI cards not that good so there won't be any point in having them either.

Yeah but I won't be able to get any icici card once I get apay

 

[AllSeeker]

Yeah but I won't be able to get any icici card once I get apay

....There is thread right here on this forum which says how to do it.

 

[SC_23]

Yeah but I won't be able to get any icici card once I get apay

Why so?

 

[kochiro]

....There is thread right here on this forum which says how to do it.

You mean expression cards ?

 

[kochiro]

Why so?

No income yet , also it's kinda weird they will use my icici fd to give unsecure icici card. Is this even a thing 😵