ICICI Wealth Management Account Holders please share your experience.

[TheTrickySid]

What's the MAB you guys maintaining in your Wealth management account.

And what's would be the ideal mab to prevent it from getting downgraded.
Or any tips to avoid getting the account downgraded without maintaining mab.

 

[Batmanbaba]

one more question 7-8 lacs balance is enough or should i increase? and if i force bank for wealth, will it help for better cc limit?

I don't think wealth account helps too much... Even after that u have to fight for sapphiro ltf... ... But with wealth account u will have a shot at sapphiro ltf.. If ur branch is good enough and u can talk while opening a new wealth account u can get sapphiro ltf there itself many have got.... After wealth.. U don't have to maintain any balance in ur account....
U will also get wealth debit card free

 

[anirban.choudhuryanirban.choudhury is verified member.]

I have CC with 11.5 L no wealth for me. 😛 Why this Kolavari?

I have rubyx cc with 14.7 L limit still my salary account is of Titanium and no upgrade to wealth 🙁

 

[Rahul Gupta]

I don't think wealth account helps too much... Even after that u have to fight for sapphiro ltf... ... But with wealth account u will have a shot at sapphiro ltf.. If ur branch is good enough and u can talk while opening a new wealth account u can get sapphiro ltf there itself many have got.... After wealth.. U don't have to maintain any balance in ur account....
U will also get wealth debit card free

my icici bank branch manager is my gf's father xD. I am good with rubyx LTF. i will wait for offer refresh then gonna ask bank to upgrade my account to wealth.

 

[Batmanbaba]

my icici bank branch manager is my gf's father xD. I am good with rubyx LTF. i will wait for offer refresh then gonna ask bank to upgrade my account to wealth.

U can choose any damn branch.... In that branch u won't even get mine credit card then..... 😁😂

 

[Rahul Gupta]

U can choose any damn branch.... In that branch u won't even get mine credit card then..... 😁😂

mine card lol. i only have one icici branch in my city and thats 6km away from my house. gladly he doesn't know me.

 

[FinoGuy]

my icici bank branch manager is my gf's father xD. I am good with rubyx LTF. i will wait for offer refresh then gonna ask bank to upgrade my account to wealth.

Another reason to keep 7L+ balance to get kind attention from him . 🤣

 

[Batmanbaba]

mine card lol. i only have one icici branch in my city and thats 6km away from my house. gladly he doesn't know me.

Then better close your account.... Else account and cards will be freezed.. 😁

 

[Rahul Gupta]

Another reason to keep 7L+ balance to get kind attention from him . 🤣

ahm. just increased to 9😁, gonna do my business transactions from this account to increase usage.

 

[Rahul Gupta]

Then better close your account.... Else account and cards will be freezed.. 😁

😂😂😂😂😂

 

[mastervisa]

What's advantage of wealth account?
Is it just for sapphiro credit card ltf?

 

[Rahul Gupta]

What's advantage of wealth account?
Is it just for sapphiro credit card ltf?

Its 0 mab/0 charges account and you get best icici services and a shot at saphiro ltf as well.

 

[Patil007]

Upgrade to existing account is extremely difficult.

Whereas directly opening new account is very easy with initial funding.
I also opened a new account inspite of have a existing account.

So better open new account.

Same I did. Open new account.

 

[mxs110]

i got the one titanium card with it and i am maintaining 5 times MAB. icici didn't upgrade my account automatically thats why i have to do it myself. i will upgrade to wealth after this or if they don't agree for the upgrade, i will close this one and open a new wealth account. btw do we get upgraded debit card for automatically upgraded account?

I had requested for an upgrade to one titanium account. Fews day afterwards , my imobile color changed to black and netbanking had wealth management written it. Also got a one savings debit card.

I don't understand what exactly is my account? Is it titanium , is it wealth management? Can somebody clear the confusion.

 

[mxs110]

i just wish they change my coral offer to rubyx as quickly as possible.

My debit card is also same, but doesn't have titanium written on it. So it is what type of debit card?

 

[mastervisa]

Its 0 mab/0 charges account and you get best icici services and a shot at saphiro ltf as well.

Ok. I guess salary account enjoys same benefits even if they are not converted to wealth.

 

[TheTrickySid]

Ok. I guess salary account enjoys same benefits even if they are not converted to wealth.

Out of this salary account only has 0 mab I guess.

 

[Rahul Gupta]

I had requested for an upgrade to one titanium account. Fews day afterwards , my imobile color changed to black and netbanking had wealth management written it. Also got a one savings debit card.

I don't understand what exactly is my account? Is it titanium , is it wealth management? Can somebody clear the confusion.

How old is your account? My imobile color is mehroon. If yours is black then its good for u.

 

[Rahul Gupta]

My debit card is also same, but doesn't have titanium written on it. So it is what type of debit card?

Whats the atm withrawal limit mentioned on the paper it came with? Titanium debit card have 125000rs daily atm limit.

 

[anirban.choudhuryanirban.choudhury is verified member.]

Whats the atm withrawal limit mentioned on the paper it came with? Titanium debit card have 125000rs daily atm limit.

I am not sure what kind of account mine is
I have 4.5 lakhs atm withdrawal limit and my iMobile app Color is maroon

 

[codenerd]

Its 0 mab/0 charges account and you get best icici services and a shot at saphiro ltf as well.

Were you able to get Sapphiro LTF?