ICICI Wealth Management Account Holders please share your experience.

[TheTrickySid]

What's the MAB you guys maintaining in your Wealth management account.

And what's would be the ideal mab to prevent it from getting downgraded.
Or any tips to avoid getting the account downgraded without maintaining mab.

 

[thanix]

I had requested for an upgrade to one titanium account. Fews day afterwards , my imobile color changed to black and netbanking had wealth management written it. Also got a one savings debit card.

I don't understand what exactly is my account? Is it titanium , is it wealth management? Can somebody clear the confusion.

Account type and banking relationship programs are different. Your account type now is The One account which is a premium savings account with higher MAB and benefits. If you don't maintain, you will be penalized. I am surprised they still have it as I thought it is stopped. Your banking relationship is now wealth management and this depends on your relationship/NRV with Bank and available to any account type. This again entails for some better services and is more flexible for non maintenance of NRV. And banking relationship program may be downgraded rarely.

 

[mxs110]

Whats the atm withrawal limit mentioned on the paper it came with? Titanium debit card have 125000rs daily atm limit.

The document in which it came had 1.25L written. However on imobile, maximum limit is shown as 4.5 L. Not sure if that's right or not.

 

[mxs110]

Account type and banking relationship programs are different. Your account type now is The One account which is a premium savings account with higher MAB and benefits. If you don't maintain, you will be penalized. I am surprised they still have it as I thought it is stopped. Your banking relationship is now wealth management and this depends on your relationship/NRV with Bank and available to any account type. This again entails for some better services and is more flexible for non maintenance of NRV. And banking relationship program may be downgraded rarely.

Ohkay. But there's no MAB required.

 

[Rahul Gupta]

I am not sure what kind of account mine is
I have 4.5 lakhs atm withdrawal limit and my iMobile app Color is maroon

I dont know if its a bug or something else but it shows 4.5 lac to everyone but actual limit is what was written on the delivery paper.

 

[Rahul Gupta]

The document in which it came had 1.25L written. However on imobile, maximum limit is shown as 4.5 L. Not sure if that's right or not.

1.25 is actual limit and you have titanium dc.

 

[Rahul Gupta]

Were you able to get Sapphiro LTF?

I have the one titanium account and not wealth account. Once i get a new cc offer I'll update my last post.

 

[thanix]

Ohkay. But there's no MAB required.

Correct as long as you are in the banking relationship program, MAB is waived.

 

[mxs110]

Correct as long as you are in the banking relationship program, MAB is waived.

Thanks for the clearing the confusion 🙌🏻

 

[Dude]

i had submitted the details to Convert my Icici Privilege account to wealth management account through the branch office , any one has idea how many days it will take get updated...?

 

[hks789]

i had submitted the details to Convert my Icici Privilege account to wealth management account through the branch office , any one has idea how many days it will take get updated...?

Hey, What were the eligibility criteria for the upgrade?

 

[Dude]

i dont know the exact eligibility but i had a great privilege banking relationship with ICICI over 4 years and using their credit cards with 8lacks respectively.... when i approached the bank , the manager said to maintain the amount of 10lacks in order convert to wealth management account.. but i got a personal RM who's known me for 4years straight had discussed with Bank manager and convinced him with initial funding of 2lacks as of now ...

 

[jack333]

Hey, What were the eligibility criteria for the upgrade?

For new account 5-10 lakhs. For existing account upgrade 25 lakhs

 

[sasha]

Open new account in wealth 5L. Your exisiting account will auto convert to wealth in next few days provided u link same mobile number and netbanking ID.

After an Year you can close the account you do not require.

 

[jack333]

Open new account in wealth 5L. Your exisiting account will auto convert to wealth in next few days provided u link same mobile number and netbanking ID.

After an Year you can close the account you do not require.

Did you get Sapphiro LTF with wealth account?

 

[sasha]

Did you get Sapphiro LTF with wealth account?

I use ICICI Amazon only. I don't find ICICI CC attractive so didn't try.

 

[thunderbolt]

2 months after upgrade to wealth account I got a CC upgrade offer from 1.5L to 4.2L 🙂

 

[Rahul92]

I've 3 icici cards with 5.1 L limit - apay , platinum and MMT signature. All LTF , but no savings account.

What benefits i can expect/negotiate for opening wealth account ?

 

[Chaitanya-a]

I've 3 icici cards with 5.1 L limit - apay , platinum and MMT signature. All LTF , but no savings account.

What benefits i can expect/negotiate for opening wealth account ?

I don't think you'll get benefits with your CC in opening Savings account.

 

[Rahul92]

I don't think you'll get benefits with your CC in opening Savings account.

Higher varient LTF gem cards ?

 

[Sagarreddy378]

Hi ..

I want to ICICI Wealth Account ELigibility criteria and Benefits

I have ICICI CC with 410K limit...

PLease share the details