ICICI Wealth Management Account Holders please share your experience.

[TheTrickySid]

What's the MAB you guys maintaining in your Wealth management account.

And what's would be the ideal mab to prevent it from getting downgraded.
Or any tips to avoid getting the account downgraded without maintaining mab.

 

[0xfallup]

We are talking regular wealth account here na

I have a ICICI Bank lead at Vashi Sector 12, she promised to open Wealth Select with 10 lakhs IP

Pls note that no one at ICICI can promise that downgrade won't happen in future if TRV not met.

Be it Wealth or Wealth Select - downgrades really depend on ICICI enforcing TRV requirements. But yes, going by past experience, they are relaxed.

need a branch of 5L and less than that 🙁

 

[mgforce]

need a branch of 5L and less than that 🙁

All the best.

 

[talkwithfino]

We are talking regular wealth account here na

I have a ICICI Bank lead at Vashi Sector 12, she promised to open Wealth Select with 10 lakhs IP

Pls note that no one at ICICI can promise that downgrade won't happen in future if TRV not met.

Be it Wealth or Wealth Select - downgrades really depend on ICICI enforcing TRV requirements. But yes, going by past experience, they are relaxed.

True THtttt!!
The general perception has become such tht since Icici doesn't downgrade; people sometimes get angry if the Branch tells them it will get downgraded.

Unlike Hdfc; where everyone knows they are very prompt in downgrading😂

 

[techsearch]

did anyone take locker with wealth account? how much discount do they give for wealth account holder ?

 

[mgforce]

True THtttt!!
The general perception has become such tht since Icici doesn't downgrade; people sometimes get angry if the Branch tells them it will get downgraded.

Unlike Hdfc; where everyone knows they are very prompt in downgrading😂

While HDFC is quick rigorous here, RM can still get waivers.

 

[panu24]

Also one can get Free credit score and report from CIBIL using net banking of ICICI wealth account. I think it is monthly.

Can you confirm if ICICI Wealth account gives free cibil report from iMobile app as well? and is this free every quarter?

 

[ADITYA1904]

Can you confirm if ICICI Wealth account gives free cibil report from iMobile app as well? and is this free every quarter?

Yes through mobile app ane internet banking as well, i think every 1.5 months

 

[thanix]

Can you confirm if ICICI Wealth account gives free cibil report from iMobile app as well? and is this free every quarter?

I am not a mobile app user, so don't know but netbanking gives report.

 

[poorna.chandra.akp]

Yes through mobile app ane internet banking as well, i think every 1.5 months

This never worked for me. I always get error when attempting to fetch cibil report both on imobile as well as net banking

 

[panu24]

I tried netbanking but getting form to give consent for 440 rupees to get cibil report. Now I only clicked in imobile app on report button and it instantly fetched my cibil report. I found this strange. No consent asked. I hope they will not charge me 440 rupees.
Note my account have wealth status, black color in app.

 

[anirban.choudhuryanirban.choudhury is verified member.]

Can you confirm if ICICI Wealth account gives free cibil report from iMobile app as well? and is this free every quarter?

Yes Cibil subscription is complementary , the default refresh rate is 1.5 months , but you can refresh it daily too , by clicking on manage Cibil and then fetch for other account and select your account .

 

[anirban.choudhuryanirban.choudhury is verified member.]

I tried netbanking but getting form to give consent for 440 rupees to get cibil report. Now I only clicked in imobile app on report button and it instantly fetched my cibil report. I found this strange. No consent asked. I hope they will not charge me 440 rupees.
Note my account have wealth status, black color in app.

It shouldn’t ask for 440rs for wealth account holder

 

[jack333]

Can you confirm if ICICI Wealth account gives free cibil report from iMobile app as well? and is this free every quarter?

It's every 45 days

 

[jack333]

Yes Cibil subscription is complementary , the default refresh rate is 1.5 months , but you can refresh it daily too , by clicking on manage Cibil and then fetch for other account and select your account .

Awesome bro. Didn't know this trick. Now won't have to use any other app again 👍🏼👌🏻

 

[anirban.choudhuryanirban.choudhury is verified member.]

Awesome bro. Didn't know this trick. Now won't have to use any other app again 👍🏼👌🏻

I learned this trick recently

 

[ashwinkashwink is verified member.]

I learned this trick recently

I'm Using this trick from more than past one year 😂 (sb account)

 

[EINSTEIN]

Yes Cibil subscription is complementary , the default refresh rate is 1.5 months , but you can refresh it daily too , by clicking on manage Cibil and then fetch for other account and select your account .

Using this for the past 3 months but now that it is shared here the days are numbered

 

[anirban.choudhuryanirban.choudhury is verified member.]

Using this for the past 3 months but now that it is shared here the days are numbered

Don’t worry , ICiCI products are well though through and does not gets devalued so easily .
They know how much to give and when to give

 

[EINSTEIN]

They know how much to give and when to give

They don’t give much to begin with😂

 

[ADITYA1904]

I learned this trick recently

I am using since 1-2 years…i have wealth account since 10 years