ICICI Wealth Management Account Holders please share your experience.

[TheTrickySid]

What's the MAB you guys maintaining in your Wealth management account.

And what's would be the ideal mab to prevent it from getting downgraded.
Or any tips to avoid getting the account downgraded without maintaining mab.

 

[0xfallup]

I am using since 1-2 years…i have wealth account since 10 years

wow...any downgrade if balance not maintain ..pls share your exp of 10 years 🙂

 

[ashwinkashwink is verified member.]

wow...any downgrade if balance not maintain ..pls share your exp of 10 years 🙂

Nope!

 

[ADITYA1904]

wow...any downgrade if balance not maintain ..pls share your exp of 10 years 🙂

No downgrade ever…pure zero balance, thay open the wealth account when I purchased my first Audi Q3 car with their loan relationship…
Even i didn’t maintain even single rupee in first 7 years I think…

 

[Shadab_1]

what is the process for opening Wealth Account for new customers ?

 

[ADITYA1904]

what is the process for opening Wealth Account for new customers ?

Depending upon branch, 5-25 lakh initial funding you get wealth account

 

[Shadab_1]

Depending upon branch, 5-25 lakh initial funding you get wealth account

i got that point.. I'm asking do I ned to visit the branch or can it be done online ? I dont have any account with icici..

 

[Rahul Gupta]

i got that point.. I'm asking do I ned to visit the branch or can it be done online ? I dont have any account with icici..

You have to visit the branch or try to find thier contact no. and tell them you want to open wealth account. They will run towards your home asap lol.

 

[ADITYA1904]

You have to visit the branch or try to find thier contact no. and tell them you want to open wealth account. They will run towards your home asap lol.

Yes right said…they will run

 

[mgforce]

Yes Cibil subscription is complementary , the default refresh rate is 1.5 months , but you can refresh it daily too , by clicking on manage Cibil and then fetch for other account and select your account .

Thanks for this trick but for me, upon clicking Manage in the imobile app (android), just see the View CIBIL Report page which has score. Anything am missing?

 

[ADITYA1904]

Yes Cibil subscription is complementary , the default refresh rate is 1.5 months , but you can refresh it daily too , by clicking on manage Cibil and then fetch for other account and select your account .

Seriously my brother, mind blowing trick like i said i am using since 1.5-2 years this cibil score and check every 1.5 months but trick you shared i can see my cibil daily…really appreciate your trick…🫡

 

[anirban.choudhuryanirban.choudhury is verified member.]

Thanks for this trick but for me, upon clicking Manage in the imobile app (android), just see the View CIBIL Report page which score seen. Anything am missing?

You must be getting a screen similar to the below screenshot


Click on “click here”

 

[mgforce]

You must be getting a screen similar to the below screenshot
View attachment 13576

Click on “click here”

No, just see this.

I have a joint account, dunno if that is impacting.

 

[anirban.choudhuryanirban.choudhury is verified member.]

No, just see this.

I have a joint account, dunno if that is impacting.

Are you clicking on manage from the tab ?

 

[ADITYA1904]

No, just see this.

I have a joint account, dunno if that is impacting.

Wait i have iphone and android too…I will see in android and reply

 

[ADITYA1904]

Are you clicking on manage from the tab ?
View attachment 13578

Yes there is no option in android phone this to view for different account number click here button…so don’t try this as i confirm from my android mobile, may be in future update this click button might appear in android too…

 

[anirban.choudhuryanirban.choudhury is verified member.]

Yes there is no option in android phone this to view for different account number click here button…so don’t try this as i confirm from my android mobile, may be in future update this click button might appear in android too…

It should work in android also
I have few friends who are on android and still able to refresh

 

[mgforce]

Are you clicking on manage from the tab ?
View attachment 13578

Yes, I clicked from Manager from same

But in android, on this tab, you see not View CIBIL Score, rather the actual score.

Yours is IOS right?

 

[mgforce]

Yes there is no option in android phone this to view for different account number click here button…so don’t try this as i confirm from my android mobile, may be in future update this click button might appear in android too…

Thanks for the confirmation.

 

[anirban.choudhuryanirban.choudhury is verified member.]

Yes, I clicked from Manager from same

But in android, on this tab, you see not View CIBIL Score, rather the actual score.

Yours is IOS right?

Yup mine is ios
But it should work in android too

 

[ADITYA1904]

It should work in android also
I have few friends who are on android and still able to refresh

Well in my android phone i cant see that click button i just verify this now…may be in other android mobile it might have but i confirm from my mobile it doesn’t have as in my android mobile my mom imobile login so i just checked and confirmed