ICICI Wealth Management Account Holders please share your experience.

[TheTrickySid]

What's the MAB you guys maintaining in your Wealth management account.

And what's would be the ideal mab to prevent it from getting downgraded.
Or any tips to avoid getting the account downgraded without maintaining mab.

 

[kochiro]

For people with 5 lac initial deposits, did they offered you wealth kit directly or did they offered to upgrade your account after opening it as privilege?

 

[SMGROW]

No you are eligible for large locker for both metro and non metro 🙂 am using large one

With no extra charge?

 

[hks789]

For people with 5 lac initial deposits, did they offered you wealth kit directly or did they offered to upgrade your account after opening it as privilege?

They gave an offline wealth kit with a cheque book, some brochures etc. After that you will receive personalised kit with debit card, pouch, cheque etc through courier.
Account is opened directly as wealth management account.

 

[sreddy]

They gave an offline wealth kit with a cheque book, some brochures etc. After that you will receive personalised kit with debit card, pouch, cheque etc through courier.
Account is opened directly as wealth management account.

Got the account opened with initial 2L and offline wealth kit. And may be they will dispatch the kit with in few days for the debit card and cheque book.

 

[kochiro]

They gave an offline wealth kit with a cheque book, some brochures etc. After that you will receive personalised kit with debit card, pouch, cheque etc through courier.
Account is opened directly as wealth management account.

To me that said they will keep it as privilege till 2nd June then upgrade it to wealth

 

[kochiro]

Got the account opened with initial 2L and offline wealth kit. And may be they will dispatch the kit with in few days for the debit card and cheque book.

They did not duped me right, they also said they will try for sapphiro

 

[sreddy]

They did not duped me right, they also said they will try for sapphiro

If your take home is more than 2L per month, and the company is in the eligibility list for ICICI Credit cards, then 100% they will give sapphiro LTF

 

[hks789]

They did not duped me right, they also said they will try for sapphiro

Not sure why they opened it as privilege 🤔.
Usually they open directly as wealth.

For getting Sapphiro my plan is different as my company is not in their list.
I closed my existing ICICI cards with 8L limits and according to DD threads I will get pre-approved LTF Sapphiro in 1-2 months.
Testing my luck for LTF Sapphiro 🥲

Got the account opened with initial 2L and offline wealth kit. And may be they will dispatch the kit with in few days for the debit card and cheque book.

Yea they will dispatch it in 2-3 working days.

 

[kochiro]

If your take home is more than 2L per month, and the company is in the eligibility list for ICICI Credit cards, then 100% they will give sapphiro LTF

I don't earn that much 😞

 

[kochiro]

Not sure why they opened it as privilege 🤔.
Usually they open directly as wealth.

For getting Sapphiro my plan is different as my company is not in their list.
I closed my existing ICICI cards with 8L limits and according to DD threads I will get pre-approved LTF Sapphiro in 1-2 months.
Testing my luck for LTF Sapphiro 🥲

Yea they will dispatch it in 2-3 working days.

All I need to know is if they do Upgrade it to wealth it won't get downgraded right ?

 

[0xfallup]

Not sure why they opened it as privilege 🤔.
Usually they open directly as wealth.

For getting Sapphiro my plan is different as my company is not in their list.
I closed my existing ICICI cards with 8L limits and according to DD threads I will get pre-approved LTF Sapphiro in 1-2 months.
Testing my luck for LTF Sapphiro 🥲

Yea they will dispatch it in 2-3 working days.

if u receive pre-approved sapphiro offer, make sure you txt me please! 🙂

 

[hks789]

All I need to know is if they do Upgrade it to wealth it won't get downgraded right ?

So far I haven't heard about downgrading from anyone.
If someone eventually gets downgraded, surely there will be a new big thread in TF or DD 😅

 

[4uziaul]

All I need to know is if they do Upgrade it to wealth it won't get downgraded right ?

If you have gone through the entire thread, you will learn that ICICI doesn't downgrade, but then again there is no guarantee.
I just wanted to know, what are you looking for in terms of perks from Wealth account? Is it the black color or you can refresh the CIBIL every day? 😂

 

[0xfallup]

If you have gone through the entire thread, you will learn that ICICI doesn't downgrade, but then again there is no guarantee.
I just wanted to know, what are you looking for in terms of perks from Wealth account? Is it the black color or you can refresh the CIBIL every day? 😂

black it is mate ! otherwise jan dhan account would also have made sense 🙂

 

[kochiro]

If you have gone through the entire thread, you will learn that ICICI doesn't downgrade, but then again there is no guarantee.
I just wanted to know, what are you looking for in terms of perks from Wealth account? Is it the black color or you can refresh the CIBIL every day? 😂

Sapphiro of course. I don't own any icici cc

 

[kochiro]

If you have gone through the entire thread, you will learn that ICICI doesn't downgrade, but then again there is no guarantee.
I just wanted to know, what are you looking for in terms of perks from Wealth account? Is it the black color or you can refresh the CIBIL every day? 😂

Also 0 balance and probably good education loan would be plus.

 

[0xfallup]

Sapphiro of course. I don't own any icici cc

you recd sapphiro ?

 

[kochiro]

you recd sapphiro ?

No no that's what they assured me.

 

[jack333]

So far I haven't heard about downgrading from anyone.
If someone eventually gets downgraded, surely there will be a new big thread in TF or DD 😅

What if someone closes Sapphiro will he get Emeralde LTF in 2-3 months 🤣

 

[0xfallup]

What if someone closes Sapphiro will he get Emeralde LTF in 2-3 months 🤣

paid leke band karwa rha abhi